-
Equity ISA question
I haven't used up my equity ISA allowance and am about to do so. Before I do I've got a question: Obviously the tax advantages are great for ISA's. What concerns me is lets say in 5 yrs time I get the feeling that a fund is going to perform badly or a share price is going to fall dramatically - I can't transfer into cash…
-
Icesave dead: Can I have another ISA?
I've got (or had, perhaps) and Icesave ISA. Since they're now dead and gone, can I open another ISA whilst I'm waiting for my money back from FSCS? Would "the system" tell me I'm not allowed or would I get a visit from HMRC people? Maybe I should call them...
-
Help Help Help!! Isa`s - What Will We Do?
OUR ISA`S ARE GOING DOWN RAPIDLY, WILL WE BE BETTER WITHDRAWING ALL OUR MONEY?! ADVICE PLEASE!!!??????!!!!???? :confused:
-
ISA Transfer to Natwest
Hi Is it possible to transfer my existing ISA to another one this year (Natwest). I have however deposited 3600 this year into my existing one
-
Icesave deposit query
Hi! Unfortunately I had an ISA account with Icesave. On 1st Oct I had requested (using icesave's online transfer) a move of £200 from my current account into my ISA. My current account shows that's this money has been taken, my icesave statement shows it coming into my ISA but the cleared balance doesn't! I'm not sure what…
-
HBOS fixed rate ISA problems
I moved my ISA from Abbey to HBOS back in May/June - the fixed rate was about 6.3% at the time. For the last couple of months i have found out that they transferred the account over to a variable rate ISA at 3 odd % which is pathetic. I have phoned 5 times, visited the local branch and argued with the manager and have got…
-
Existing Natwest CASH ISA customers
Hi there Is there a way to take advantage of the new cash ISA rates offered by Natwest- if you are an existing customer?
-
Kaupthing - have you been paid yet?
Hi guys, I made a BACS transfer last Tuesday AM and its still not appeared. I know last Friday that people who had done BACS on Monday morning received these via CHAPS on Friday, so just wondering if more had seen their cash yet? Thanks...
-
Are there any fixed rate ISAs that will guarantee the rate for next years allowance?
Does anyone know of a fixed rate ISA that guarantees the rate for a year but will also let you pay next years allowance (come march) into the account while still guaranteeing the rate on the full balance until the end of the fixed term? Do accounts like this exist or am I asking too much? Cheers.
-
Really general and vague unit trust / investment advice
My understanding of Unit Trusts is shameful. All I would like here is some very general guidance, and a couple of nods on whether I'm even in the right ballpark in terms of my understanding. After getting debt free a couple of years ago EVERY spare penny has been thrown into cash ISA's to the point where we're now…
-
Transfering this years ISA
I have an ISA with Abbey which I may need to move. I had £10,000 in there last year and topped it up with another £2,500 this year. Can I still transfer this ISA to another bank or building society as I have not used up my full allowance for this year and then top it up to the years full limit?
-
Best 1 year fix available?
I just found this one: http://www.scarboroughbs.co.uk/savingsandinvestments/products/1_year_isa_bond.html#terms 1 Year fix at 6.3% and allows transfers in. Seems like the best rate available at the moment. Although quite a hefty 120 day interest penalty for withdrawals. Anyone have any comments? What are Scarborough like…
-
Withdrawing A&L Isa and interest earned
I wonder if someone could help me. Ive gone through a dozen pages to see if anyone else has had a similar question but cant find anything.I have an Alliance and Leicester direct issue 4 Isa and would like to withdraw either all or most of the money. So far this year I have depoited £2800 into it. Unlike my Hsbc Isa which…
-
Quick ISA question
I've just maxed out my ISA for this year and am now depositing into a savings account. When the new tax year starts can i simply open another Isa and have a separate one to the one i have now or do i need to keep the Isa'ed amounts together? Also would it pay to stick my saving from the next 5-6 months into the new ISA at…
-
Icesave - opening new ISA
After the collapse of Icesave, I am assuming I no longer have an ISA for tax year 2008/09. Therefore will I be able to take out another ISA for this period? I am assuming I won't be able to transfer my Icesave ISA to another provider (if I ever get my money back!) because they have ceased trading.
-
Newbie isa transfer question
I've been reading the mse isa transfer guide but have got confused I've already opened a new cash isa this year and put £3600 in Can I open a second new isa this year purely for the purposes of transferring in previous years subscriptions from another isa - i.e. no new subscriptions are involved? the guide seems to say you…
-
We want our money back from Iceland Petition
If you want your money back please sign the petition over 11 people so far many thanks keep this up.
-
HSBC Cash e-ISA ?
I've just been reading the piece about HSBC's cash e-ISA and was planning to transfer my last years Barclays ISA as the rate has dropped to 4.01 %, in the piece it does say that money can be transfer'd in from old ISA's but when I looked on th HSBC web site I found that in the conditions it says transfer's in are not…
-
Moving my ISA
Hi, I have a cash ISA with egg, using this year's allowance. Am I allowed to transfer this to another cash ISA with another bank? Thanks.
-
should I stop
I invest £50 amonth with fidelity in a isa (invesco perpetual) with the state of shares etc I was wondering should I stop and put in a cash isa? Charlie
