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Problems with setting up direct debit with Interactive Investor :confused:
Some clever clogs at Interactive Investor decided to merge share dealing accounts and ISA accounts at the end of last year "to make things easier for their customers". Because I didn't have a share dealing account with them (and I still don't want one) I had to go through the whole trouble of providing forms of ID so that…
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Fundsnetwork vs Cofunds
I currently have some S&S ISAs invested across a range of funds via Chartwell (discount broker that gives cashback on trail commission) through the Fidelity FundNetwork. Now apparently Chartwell have changed their system and created theinvestorcentre.com which uses Cofunds, and have told me that I would need to switch my…
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NS&I balance: available vs current
Hi everyone, last year I put 3000 in the NS&I ISA and on April 6th another 3000 for the new tax year. I received last year's interests (139.34) but this is what the online service shows: Available balance: £3,139.34 Current balance: £6,139.34 Why isn't the Available balance 6,139.34?? Thanks in advance
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Want to swicth my ISA, currently with Abbey
Hey I currently have a Easy ISA with Abbey, http://www.abbey.com/csgs/Satellite?c=GSProducto&cid=1127563083706&pagename=Abbey%2FGSProducto%2FGS_InfProducto However, I'm aware that this isn't the best rate i can get, but because i have a current account and savings account all linked on line its quite convenient. I'm in no…
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cash ISA?
what is cash ISA please? i m not from UK and i really cant understand whats about my bank propose me to open Ica account;Is it worth it:confused: can u explane me the pros and cons please? tx!
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New to ISAs
Sorry for the newbie question, but I'm looking to open an ISA, but have a couple of questions before I do so. I understand the concept of ISAs and what they're used for, however if I was to save £3000 over the course of the year then moved onto another ISA (for a better rate), I'd have to transfer the money over. Thing is,…
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My father had to pay tax on his ISA interest after his death
Hi My dad died late last year. I have been sorting out all the finances and have just got Probate sorted. Visited Halifax recently with grant of representation to get funds released from his ISA and was informed that the interest for the period between his death and when the funds were withdrawn was taxable. £50 was…
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Barclays ISA - Compensation & More!
I had a very simple complaint. Went into a branch to sign up for the ISA early march. Chased up in the branch at the end of March to no result. Went in again Mid April again to say this still had not been opened - went through a complaint form with a Manager at the branch. Got a response to my complaint within 3 days and…
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A+L premier 8.1% ISA
I just attempted applying for this online. However at about the third page, "financial details" they wanted to know everything about me and my husband (how much we make, how much we owe, renting or owning, account number of current account with other bank etc.)! Surely this is not relevant if we can meet the £500 per month…
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Which ISA?
hello! i want to know what the difference is here between "Gross p.a. /AER" and "Tax-free rate pa/AER" and "Equivalent gross rates" check them out here: http://www.nsandi.com/products/disa/rates.jsp but this is the Gross PA /AER one: http://www.alliance-leicester.co.uk/savings/index.asp?page=prem-isa&ct=calcresults which…
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Help with working out returns on funds
Hi, I opened an mini S&S ISA on the last day of the tax year with £1000 and have yet to decide which funds to invest in. I will also be investing £55 a month into 6 different funds for this tax year. What I would like to know is, when I look at the fund peformance charts on iii.co.uk,trustnet & H-L.co.uk, they all state…
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Your opinion appreciated pls - just written this complaint letter to Barclays Bank
Hi Folks, would appreciate your opionion/feedback on this letter to Barclays tonight - cheers :mad: Edit: I forgot to mention I went to the Barclays deal after receiving Martin's 'tips' email - I wonder if Martin would be interested in taking this further !! Mr C Hamill, London. NW3 19th April 2007 Dear Barclays Complaints…
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Barclays or Northern Rock Help me choose.
Hi all, I currently have £4000 from previous years in a Bradford & Bingley Cash ISA rate 5.55%. I want to open an ISA for this year. I wanted to open the Barclays Tac Beater 6.50% however this would not allow me to transfer my previous years money in. Northern Rock on the other hand pays 6.01% and would allow me to…
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Move small balance to another ISA
Quick question My last years ISA was with RBS and I only have about £700 in it. The rate on the RBS ISA isn't that great (about 4% ish). I fancied getting an improved ISA this year and was thinking about one of the best buys (Egg or Barclays) but probably Egg since their rate is maintained for the next 2 years. Now, I know…
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Maxi/Share ISA - best home for 7K?
This is the first year in ages I haven't yet topped up my existing cash ISAs with 3K. I have one 7K share isa with Jupiter, but that has performed badly, it's often been lower than the 7K, and at present, many years (5-7) after opening it it's worth 8K - I would have been better off in a high rate interest account! (It was…
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Asset Allocation
Trying to work out some funds to invest in for last year's mini ISA and this year's maxi via H-L. What's the best online tool for Portfolio planning? Several asset allocation sites I looked at were suggesting a 60% Equity 30% Bonds 5% Cash 5% Property for someone aged 48 with an Adventurous attitude to risk. Still over 10…
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Best Rate Cash ISA that allows transfers in
Is it me or do fewer and fewer ISA's, particularly those paying better rates, allow transfers of previous years savings thesedays? Does anyone know who currently offers the best rate on transfers in?
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Are ISA interest compounded?
i have £3,500 in NS&I ISA. boyfriend has £3,000 in Barclays's new tax beater ISA. question- is the interest compounded on a monthly basis?
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Two Isas And Interest Paid Gross
hello all, Was speaking to a friend of mine. We were talking about isas. She told me that she has had two isas for the past 2years, both years topping it up to the max of £3k. I am sure that one can only have 1 isa provider a tax year. She also told that she hasn't bothered to change the interest she receives back to net.…
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Hargreaves Lansdown
Just pondering - I note HL are shortly to float. I've been doing business through them for a couple of years now and am extremely pleased with their efforts this far; however, do you think the service/costs will change after the flotation?? El-dog
