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Thanks to moneysupermarket.com I didn't get the best rate when transferring TOISA
I've had a TOISA with Abbey for many years. Balance 10K+. As a non-taxpayer I keep thinking I can probably get as good as or better rate in an non ISA high paying account. Anyway in March looked on moneysupermarket.com for TOISA's and could not see any better rates than Abbeys Direct ISA. So decided to convert to just…
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Interest on cash ISA
When does the interest accumulated on a cash ISA get paid to you?? :confused:
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that was easy! 07/08 Northern Rock mini ISA opened
NR 1 year fixed mini cash ISA @ 6.01% AER. completed the online application, printed it off & posted it with my cheque last weds 11th April - confirmation of new ISA a/c received in the post today. notice dated 16th, so i assume this is the open/active date for the a/c. very painless! well done NR :T
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Best interest rate for new ISA?
I am looking to open a new ISA account, however I am unsure which account offers the best rates. Any comments and help welcomed. TIA! Reclusive Enigma :money:
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self-select ISAs - transferring in
hi i have some shares in a hoodless brennan account... however, i would like to open a self-select ISA to put them in. HB's ISA is too expensive (£50pa). I have therefore considered transferring to HSBC, which has no admin fee for its ISA (although commissions are much higher). I know u can transfer stocks between…
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Stocks and Shares ISA
I've used my 3K cash ISA allowance and I'm now looking at investing 3 to 4K in a Shares based ISA. Never done this before so don't know how to get started. I've read all Martin's stuff but have to admit I'm still confused. I keyed some basic information into a web site "AWDmoneyextra" and they recommended a JP Morgan fund…
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ISA Allowance for 08/09
Can someone please clarify the ISA allowance for 08/09. Its my understanding that we that we can still keep both a mini cash & mni s&s isa in the same tax year, however the maximum we can invest in each is £3600. On the other hand we will be able to stick £7200 in a maxi ISA. Is this correct?
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Partnership have ISA Allowance?
my boyfriend is in a partnership with someone- they own a painting company. they have a fair bit of cash sitting in their company bank account. can they invest this in an ISA in the name of the partnership?
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Northern Rock(6.05%) Vs Nationwide(5.85%)ISA? For Transferring old ISA
Hi there, I need some collective wisdom of MSE to decide which one to chose to transfer my 9000+ from my mini cash ISA in HSBC (Crap rate) from previous years to either Nationwide or Northern Rock both fixed rate ISA`s for 1 year. I have a Flexi account with Nationwide but dont have a account with Northern Rock. There is a…
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isa funding
I have A&L direct isa 2 with £6,000, i have recently added £2500 into this account in this new tax year. Is it still ok to fund a new northern rock isa with £500 then transfer the funds from A&L to NR ? :confused: :beer:
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ISA Entitlement 2007-8
Hello everyone. I am slightly confused about the savings entitlement with regard to the yearly allowance. I have had a cash ISA with Bradford and Bingley over the last year 06-07. since the 5th of april no money has been saved into this account. Can I start saving cash with another provider for this year or am I stuck with…
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Rate My Funds!
Hi All, I have decided to to take the plunge and open a Mini S&S ISA with H&L. I have decided that my risk profile is low/medium. After a lot of research I have selected the following funds... UK OTHER BONDS x 3 - Very Low Risk Standard Life Investments Higher Income (Acc) Artemis High Income (Inc) INVESCO PERPETUAL…
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Best ISA for rising base rate over next few months???
what ISA (allowing transfers in) is likely to offer the best rate over the next 6-12 months given that the base rate is virtually certain to go out next a month, and probably again in the near future?
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Looking for good return/low risk on £15k
Hello everyone. As some of you already know, I have a bad performing endowment and need to surrender it and re-invest/save in the hope of recouping some of the loss. Target amount £60k Projected final amount @ 3.75% £28,300 Matures Sept 2016 Surrender value £15,020 Looking at gradually paying the surrendered amount into 2…
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HL research - L&G prop trust
Hi, just wondering what peoples take is on a situation where H-L don't bother updating details of particular funds. I need a UK commercial prop fund inv for my portfolio, and was interested in the Legal & General UK Property Trust Accumulation fund. I currently use H-L for all my investements (none are share based). I…
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I.S.A. Interest query (not a calculation)
Up until last year, cash was exceptionally tight for me and wherever possible I withdrew my I.S.A. Interest every year in order to keep the wolf away from the door. When things improved, I wrote to all my I.S.A providers requesting that the interest be compounded in order to gain interest on the interest. Unfortunately two…
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OEIC Funds inside ISA's - Income vs Accumulation
In the past week I've set up a Maxi ISA with H-L, chosing 7 different funds, and putting £1000 in each. However - I've stuffed up. One of the funds I meant to chose was Invesco Perp. High Income Acc Units. What I've done in error is choose Invesco Perp. High Income Income Units :doh: Now I realise I can sell the income…
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Stick to existing ISA or open new one?
This is the first time I've posted anything so hope I've got it right! And apologies if I haven't.....Most importantly though, I'd love someone to give me advice. I'm pretty new to the 'money savings' game but I'm getting into it and actually enjoying it! Anyway, what is the best thing to do - stick with my existing ISA at…
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Legal & General Ripoff !!!!
Can anyone shed some light on the following investment i'm unlucky enough to hold........... In 2002 i was advised by a Vernon Building Society employee that an investment in Legal & General's Protected Portfolio III would be an excellent choice. It was described as stock-market linked isa investment with 30 selected…
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isas soon approaching the 30k safety net
Hi all, just wondering your thoughts on the above. If you have been putting 3K in ISAs each year since they began, now you will have 27K + accumulated interest (they started in 1999, and assuming you've invested this year's limit already). Personally I missed a couple of years so am at about 20K, but nevertheless, another…
