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where best to put 30K
looking to invest 30K i was thinking of putting some in MAXI ISA for both me and hubby and the rest in premium bonds as we are tboh 40% tax earners any better sugestions and for MAXI ISA , which ones??? thanks
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Tips when opening a Barclays ISA
I opened one of these today as a non-Barclays customer and discovered 2 things. Firstly, they will ask lots of personal questions such as how many children you have and what your income is. I challenged this and said I couldn't understand its relevance to opening a savings account, at which point the adviser said they were…
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Help please! I'm looking for the best ISA but from an 'ethical'bank.
I am looking to invest in a mini cash ISA in the UK but only want to save with an ethically guided bank. Who are the best providers with the best rates? Thank you Emma
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Can I add to last years S&S ISA?
Hi All, I opened up a S&S ISA with Hargreaves Lansdowne on the last day of the previous tax year with £1000. As their offices are currently closed, can someone help me with the following... I will be opening up a new S&S ISA with HL this year, however am I able to add to add money to last years ISA containing £1000 this…
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Stocks & Shares ISA v Mortgage
Hi all, hypothetically speaking, if you; i) were about to buy your first house; ii) had substantial investments in Stock & Shares ISA; iii) had enough cash to cover the deposit and expenses, would you value the ISA wrapper so much that you would get a bigger mortgage rather than cash in your Stock & Shares ISA to get a…
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£25 Amazon Voucher for Recommend a Friend to Fidelity (investments - ISAs etc.)
as per you other posts, this is a gimmick which costs you more than the £25 you get back. Its not money saving I'm afraid.
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ISA advice would be appreciated...
Hi, Just in the process of deciding what to do with my mini S+S ISA this year. Last year was the first time I ventured into the stockmarket so I am still quite inexperienced - any advice from you veterans would be much appreciated! Here are my current holdings (bought via Fidelity FundsNetwork): 33% - Fidelity MoneyBuilder…
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bradford a bingley 6.15% fixed
dear guys and girls so wanted to say i took out one of these did anybody else? does anybody know the rate after the 1 year fix ends? thanks in advance.
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Is transferring different from subscribing?!
I'm planning on transferring what I saved in 2005/6 and 2006/7, into the kent Reliance Direct ISA, in the next week or so. I also want to open a new ISA to put this year's savings in, maybe Barclays or Egg. When transferring to Kent Reliance, I'm asked to agree to this statement: "5) I have not subscribed and will not…
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Kent Reliance BS ISA experiences
I'm a bit wary of a postal only account...with no people I can see and talk to etc. Can anybody tell me about their experiences with Kent Reliance, particularly the Direct ISA- good or bad? Also, I can't see anything in the terms and conditions for the Direct ISA about any penalties for transferring out to another…
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halifax mini ISA - any probs experienced?
sorry to start yet another thread here. went into nationwide today to open up a cash mini-isa but they had no forms available. don't want to waste another week so i am thinking of opening up a halifax cash isa of £3000. i am thinking of the four year fix @6 per cent. have people had any bad experiences with halifax ISA's?…
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Thinkin of opening up an ISA
But unsure as to what an ISA "really" is and would aprreciate if someone could clear something up. is an ISA really a savings account that allows £3,000 t be saved per anum tax free? If so, at the end of the year, can I leave however much money I have in the account and save anther £3000 tax free? Thanks fr any help
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ISA Transfer
I currently have an ISA with Henderson Financial Services which is split between several of their funds. This ISA is a few years old. I would like to open a new ISA for this year. Hargreaves Lansdown seems to be the financial company of choice for people on this site. h-l have the Henderson funds available in their list of…
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new mini cash ISA / transfer old
I wish to invest this years £3000 with a new provider (A), one that doesn't accept transfer of existing funds. If I do so, can I then transfer my existing fund (B) to another, different provider (C)?
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A&L to withdraw Premier ISA - 8.10%
Alliance & Leicester have announced that they will be withdrawing their Premier ISA, paying 8.10%, at the close of business on Monday 30th April 2007. This ISA is only open to new Premier current account customers and must be opened at the same time as the current account. The current account requires £500 monthly funding.
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ISA better than account i have now?
hi, i'm thinking about opening a barclays 6.5% interest ISA. At the minute I have £7000 in savings, in a yorkshire building society account that pays about 5.8% every three months. thats pretty good, and because i'm a student i don't pay any tax on it either. would i be better off opening a barclays ISA with three grand,…
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Should I start a mini stocks and shares isa?
Question is as above, I am self employed and have a personal pension plan. We have both mini Isa's (mine and wifes) filled at the moment. I also have standard savings accounts with enough cash for a safety net. I am also overpaying my mortgage but have some way to go as I am only 6 months into it. I am 29 and looking…
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Best Cash ISA
Re A&L. Open Premier Account and set up a Direct Debit for £500 per month. Then set up a direct debit to an A&L Regular savings account for the max of £250.00 and another direct debit back to your original bank for the remaining £250.00. You then get 8.1% ISA and aprox 8.0% Gross on the regular savings. BB
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Barclays Tax Beater Cash ISA - Transfer glitch
Hi Have opened a Barclays Tax Beater Cash ISA, am a Barclays current account holder having online banking. Although the ISA is visible online it is not showing up in my list of accounts to transfer money into and out off. Thus I am not able to transfer into the ISA using online banking. Next I tried to setup a payment to…
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Another ISA Question
Sorry if this question has been asked before, but I have £3000 in my online account waiting to pay into the Barclays Tax Beater, which I intend to do tomorrow. I also have a Am Ex plat card, I pay off the whole balance every month. Can I pay into the ISA with the Am Ex card therebuy giving me my x% on spending with that…
