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I'm looking for a CASH ISA that will match the BOE increases and allow transfers in?
Is it just Abbey?
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ISAs V Savings accounts
Hi I am really confused and hope someone can help. What % rates should i be comparing when looking at ISAS and Savings Accounts? And what if I find a savings account with a bigger interest rate than an ISA? Martin advises always using an ISA first, but if the interest rate is highre for a savings account, surely it makes…
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Transferring Nationwide Members ISA
I'm looking to transfer my Nationwide Members ISA (probably to the Abby ISA). Does anyone know what the deal is with giving 60 days notice if I am transferring out to another ISA? Does this only apply to withdrawals or will I be penalised 60 days interest if I don't give notice I am going to transfer out? Has anyone had…
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ISA if a none tax payer?
Hi, wonder if I can pick a few brains please...are ISAs just for employed people? I have a mini cash ISA (abbey) with approx 6K in, and I have recently become a none tax payer (given up work until children at school as paying most of my salary to childcare) anyway I digress... ! As I understand it, the main benefit of an…
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Merging mini cash ISA & s&s in 2008
edit: wait i found the answer for this in your FAQ's - Should have read it properly! Please delete.
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isa &tax relief
hello all i am thinking of buying some invesco perpetual monthly income plus fund in a isa, am i right in thinking that corporate and Government bonds can still claim the tax back on the dividends paid in a isa, but not on the equity element of the fund. thanks
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Neptune Global Equity Fund / Robin Geffen
Afternoon all, I am thinking of investing in a global growth fund, and the Neptune Global Equity Fund run by Robin Geffen seems quite attractive. However, on H&L.co.uk, it says that Chris Taylor is now a transition manager for this fund. Does this mean it will be still run by Robin Geffen with assistance from Chris, or…
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Abbey Direct ISA - how long to open?
Hi, I applied for an Abbey Direct ISA in my local branch on the 7th April, and asked them to transfer my existing ISA from Alliance & Leicester. Since then I've received a cash card and PIN, but not anything else (even the account number and sort code). My money is still in the Alliance & Leicester account. If you have…
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07/08 ISA Help
Hi, Getting a bit confused about my ISA allocations and the best move to make. Basically I have just over 8k in a Nationwide ISA that I opened a few years ago and also £3k in a YBS ISA that I opened in the 06/07 tax year. I haven't made any transactions on either so far this tax year. I've been away on holiday and only…
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(with ABBEY): Get the Market Leading 8.1% AER tax free Super ISA...
Just thought this may be of interest to some. Abbey is advertising as below "Get the Market Leading 8.1% tax free Super ISA, when you put the same amount into a Guaranteed Growth Plan which provides a minimum return of 9% over 3 years. You get instant access to the money in your cash ISA and if you already have an ISA with…
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Jupiter High Income - Other options
Hi, I have a stocks and shares Isa which I'm fairly happy with, but the Jupiter High Income fund doesn't seem to be performing too well in comparison to my other funds. Can anyone recommend an alternative, but similar fund, so as it doesn't upset the balance of my portfolio? Many thanks in advance!
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Mini-ISA . What does it really mean to my money?
Hello I've gone through quite a few pages on this forum getting information on mini-ISAs. Tonight I've signed up to the Egg 6.05% one and deposited the maximum of £3000 Could someone give me an example of how my money will mature over say 3 years if a) I put in the max. £3000 each year and b) The rate remains at 6.05% eg.…
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Best saving account for a new saver?
I am looking to start saving for the future ie: house and will slowly be putting away the odd ££££ here and there hopefully few hundred a month what would be the best saving account to get? with the highest interest thanks
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Funds Needed - Should I Cash In My Mini Isa.
Hi can anyone offer any friendly comments to the following. My current car is now 10 years old and the head gasket needs replaceing which will cost me more than the car is worth. I do not have any spare cash and am currently paying £25/month into CIS Stocks & Shares Mini Isa. The reason for this Isa was to purchase a car…
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Quicky - new tax year money into ISA
Hi all, I have an existing ISA - it is not a good one and I REALLY should move it but, well, I suck. I will move it eventually (NatWest currently) but having all my online banking on one page makes me feel warm and cosy. My question is, if I move £3k into the existing ISA, are there some better ISAs which I then will be…
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C&G taking their sweet time....
On 18 March, C&G were instructed to transfer my and my husband's ISA balances to Kent Reliance. I've sent the passbooks back, everything is in order, but I'm still waiting. I have chased up a few times, and C&G say that it is a busy time for ISAs. They can't even confirm that they have received my paperwork. Am I being…
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Halifax fixed rate cash ISA - what happens after term?
Does anyone know what happens to a fixed-rate cash ISA at Halifax after it "matures"...? Does it become an instant access isa?
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Help! Two ISAs!!!!
I didn't think you were supposed to be able to have two ISAs in one year but it seems to have happened to me! I have an ISA from last year which one bank "renewed" without my knowledge so I have £3000 allocation from last year and £3000 allocation for this year. However, before the end of last tax year I opened a new ISA…
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Advice needed: £80k cash & £500 pm min
Having read with interest a huge amount of information concerning saving and investment on this site (thanks everyone), I'm still a bit confused, worried and getting quite generally stressed as to where to invest my money (a lump sum) and a where to put a regular amount (£500 monthly). Currently, I have buried my head in…
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splitting and transferring ISA's
is there any limit to how many ISA's you can hold with previous years money? is there any limit to how many times you can transfer previous funds in any given year? i'm looking at splitting my previous years funds (currently with A&L) probably between Abbey and Ruffler, with a view to transferring one to the other…
