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Switching ISA provider?
Hi all, I currently have just over £12K in my Natwest Mini-Cash ISA. I have been reading through this forum, and have just realised that it's actually possible to switch mini-cash ISA provider. Is this true? If so, here are a few things to bear in mind: 1. I have fully used up my yearly £3K allowance 2. I would like an…
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Kent Reliance direct mini cash ISA -- 5.21%
For those who don't mind a postal account! The Kent Reliance direct ISA now offers the highest rate for a no-notice cash-ISA that can be transfered into. Kent's other variable rate mini cash Isa only goes up to 5.01% (a 0.15% increase from 4.86%) and their fixed rate ISA is being withdrawn. Source: Thisismoney & Moneyfacts
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Yorkshire BS E-Isa Rate Up
The nice people at Yorkshire BS have just emailed me to say the rate on my E-Isa will increase from 4.9% to 5.15% as of 27th Aug Bright
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Withdraw From Tessa Isa Or Cash Isa?
I have a longstanding TESSA ISA containing £3,400 and a cash ISA containing £6,600 (i havent paid anything into the cash isa this tax year yet but probably will as the year progresses). I now need to withdraw £6,400 for house buying/selling fees. Should I just withdraw the full amount from the cash ISA, or from a…
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any risk for ISA account?
Hi,my friend just told me some norwich union customer lost £1000 on their ISA account,and apparently in small print ISA is an investment,so you can win/lose. I just wanna confirm that,if it's a risk to invest ISA account? as i have some money in my ISA too,really don't wanna lose anything. thanks in advance for the help.
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Stocks and shares isa wrapper
Hello all, Have read a lot of these posts with interest, and was wondering what peoples views are on the difference/benefits of having a s&s isa with someone like selftrade (my current share dealer) and someone like Hargreaves Lansdown? I would probably want to hold a couple of unit/investment trusts of, say £1000 each and…
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Tax on Equity ISAs and PEPs from April, 2007
I have read today that from 6th April, 2007, the Government will be imposing a 10% tax on income at source from Shares ISA and also PEPs. I feel absolutely conned by this. I begrudge paying 10% of anything because ISAs and PEPs were always supposed to be tax free. I am absolutely appalled. I understand that if I move any…
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National Savings Direct ISA - won't transfer in
I wanted to take advantage of National Savings Direct ISA - 5.3 % per annum, by transferring in my Bradford and Bingley 5%. Phoned the help desk - they won't do it! The only ISA National Savings can transfer it to only gives 4.96%.
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Standing Order to ISA account query
Just a quick one: Does anyone here pay into their Isa (mini cash isa in my case) using Standing Orders or other remote transfer transactions? I ask because i am thinking of setting one up from current account to the ISA, but would like to know if this is even possible, and how you know the new total of the ISA? I assume…
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which account is best to meet following needs?
my friend wants an instant access savings account with a passbook which is not isa into which she could deposit little amounts. not bothered about telephone or e savings. happy to tie money up for a year max. which one pays highest rate?
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Transfer ISA?
Hi, I have about £6,000 in an A&L Direct ISA (getting 4.75% but 5.0% from September) and about £3,000 with a National Counties Building Society ISA getting I can't remember what (~4.75%?). I am just looking at my best options for these funds. The top paying ISAs won't accept transfers in, so it seems the best paying…
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ISA dividends on non-UK stocks
Hi all, Correct me if I'm wrong, but there's no way currently to recover the dividend tax credit from shares held within an ISA? So dividends from shares within the ISA are taxed at the basic rate? This being the case, what happens to foreign stocks held within an ISA? For instance, I can hold US stocks in my ISA, but the…
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Intelligent Finance (IF) Cash ISA rate increased to 4.85% (27 Aug)
Intelligent Finance will increase their cash mini ISA rate from 4.55% to 4.85%, effective 27 August 2006. Savers holding a Direct Savings account will see a smaller rise from 4.4% to 4.55%. [Source: Thisismoney - Has your savings rate risen?]
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ISA shares
I currently have a Halifax ISA investor and my investment is at FTSE 100 index tracker. I chose Halifax as it was convenient to setting it up online. However, I plan to move it to another company. I do not know which company will offer a better offer in terms of annual charges and annual yields. Can anyone please help me?
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A&L increase cash ISA interest rates
The full 0.25% increase will be added to the following Alliance & Leicester cash mini ISAs, effective 2nd September 2006: - Direct ISA Issue 2 - £1+ (prev. 4.50%) New rate 4.75%**. - Direct ISA Issue 2 (incl. 0.7% bonus) - £1+ (prev. 5.20%) New rate 5.45%. The new 5.45% rate has now been confirmed on the A&L website, here.…
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NS&I Cash mini ISA
Hi, I have an NS&I Cash mini ISA with about £250 in. If I were to put say £2000 in the ISA now would I still make the same amount of interest as leaving it until closer to the end of the tax year to invest? Or is the interest also calculated monthly? I have several thousand in Premium bonds and would like to keep them for…
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Australian share-dealing advice needed, please.
I've been lurking on this board for a couple of weeks and find the advice extremely useful. Thank you all! In order to satisfy the requirements of my new Nationwide interest-only remortgage I want to set up a self-select ISA. I had been thinking of investing in equities and ETFs for a while, so this is fine (although there…
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Legal & Gen Tracker isa How to surrender?
Hi I am looking to surrender my L & G Tracker Isas to use the money towards our house extension. I phoned to ask what to do but got a bit confused by the lady, a fair guess the call centre was overseas. She said i could send a letter requesting that it be surrendered and they would send me a cheque... Or she said something…
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Dividends on SS Shares ISA
Hi all, I'm sure this has come up before, but I can't find it... I'm interested in the mechanics of dividend reinvestment with a self-select shares maxi ISA. When a dividend is paid, does that accrue as cash within the ISA to be invested in more shares later? I'm only referring to dividends from individual stocks (or…
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What to do with my savings now?
I had a Halifax ISA which I squirrelled away some bonuses from work in last tax year and I'm not really sure what I do with it now. I had £1000 in it (started off at 5.15% and went down to 4.75% after a few months) - with interest this was £1,025 over the term of the ISA. This is still sitting there because I wasn't sure…
