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Mrs Stupid here - re Toisa/Isa investment rules
Help, please – totally confused re Isa regulations!!! In August 2003, I transferred the capital from my matured YBS Tessa to Newcastle Building Society’s Guaranteed FTSE Bond, as a Toisa. This was a fixed-term bond, maturing in either 3 years or 5 years, depending on stock market performance. At that time, I did not have…
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What do you make of this Newspaper article, and how can i achieve this?
http://www.yourfilehost.com/media.php?cat=image&file=img173.jpg Im 19 years old and have just read this artice, i want to to this for the investment qualitys and also its a good way of regular saving. I was thinking £20 a week to put into the Stocks and Shares ISA. My family have reccomended NFU Mutual to get a S&S Isa…
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I've hate Alliance & Leicester
I've had a Direct ISA, issue 1 with A & L since middle of 2005. I've never had any problem in transferring money online from my linked current a/c. Yet last night, when I went to make a transfer into my ISA, I found that the layout of the page had changed, it was very confusing, and I ended up accidentally withdrawing £800…
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nsandi.com - where do I log in?
Am I missing something real obvious, just opened an ISA with NSandI but where do I log in to see it? :confused: Thanks :beer:
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Am I doing the right thing?
I have two mini cash ISA's - since I've not been earning until recently it's been hard to pay in anything into my old ISA. So I have an isa with Smile with about £2.3k in it. Last saturday I opened an ISA with NS&I and paid in the full 3k. I'm not sure what the current ISA rate is with Smile (I think 4.5%?), but does it…
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ISA Query - Advice Needed
Hoping someone can answer this, as I've looked at the guides but I can't see anything about once an ISA has completed a full year and generated the interest. I have an ISA which had a fixed interest rate for a year and is about to mature in the next 2 weeks. I know that it will turn into a variable rate ISA unless I want…
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No idea what it is
Im new to this whole thing and a FTB. What is an ISA?? My mortgage company may require me to have one set up, but i dont know what they do or what i pay into it etc. If i set one up can i put how ever much money a month i want in it? Can you ever take any of it out when you want?
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Mini ISA interest question
I have a natwest mini ISA, and need to withdraw some cash from it. The interest is calculated daily, and paid monthly, so if I take some out mid-month, would I get the higher interest for the first 15 days and a lower amount for the second 15, or would I get the lower amount for the whole month because I took the money…
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Isa's in idiot speak please.
Hi everyone I need advice on how isa's work as I have read th rundown ( wrappers etc) but still need a bit more information. Let me explain. I have £3000 that I want to put into an Isa, do I just put it in and forget about it or will I also have to make set monthly payments as well, I just dont understand the way they…
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nationwide isa
has anyone heard whether nationwide isa will be increasing rates following bank of england's increase in base rates. nationwide only paying 4.5%.? the local branch haven't heard anything and just said you have to wait until management board meet. they said can't promise but should be in about 1 month!. national savings…
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NS&I Direct ISA
The NS&I Direct ISA looks pretty fantastic. However, I currently have a Halifax ISA Saver Direct, but have not paid in any money yet this financial year. Unfortunately, it looks like I can't transfer my Halifax one into the new one. Can I simply open up and start paying in money into the NS&I account? Or do I have to…
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Barclays Variable ISA
Mother-in-law has this at the moment. Will look around to see where to move to get better rate, but just quick question. The interest is tiered so earns the following £1+ 4% £12,000 4.15% £18,000 4.55% Am I right in assuming that if she has over £18000 in there she gets 4.55% on the whole £18k and not say 4% on the first…
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Cheapest Self Select ISA Broker please
I am about to invest in 3 Investment Trusts and I want to wrap one inside my ISA allowance. To do this I believe I need to use a Self Select ISA. Who is the cheapest Self Select Broker bearing in mind any initial free trades?:confused: Thank you. :D
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fixed term isa
took out a 5year fixed term isa with legal &general,put in £14,000 in 2002,up to this year have got £142 interest.to me this does not seem a great amount.
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Abbey stocks and shares value
Hello I've just got my statement through from Abbey regarding the stocks and shares isa I have with them. Total value of holdings 05/07/06 = £3242.31 Total value of holdings 05/01/06 = £3115.47 = £126.84 interest in 6 months (I stopped adding money each month last year as it seemed that I was loosing money instead of…
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Switching Cash ISA
Are you allowed to switch a cash ISA midway through the year? I am currently with Marks & Spencer, but they keep dropping their rate and are now down to 4.5%, whereas some other providers are paying over 5%. Can you just shut it down, withdraw the funds and then invest the funds into a new one? Any advice would be…
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Cash it in or leave it???
Hi Guys I've a similar question to one already asked but need some clarifications on points made on it. In 1999 I invested £6000 with Gartmore. £3000 UK Blue Chip & £3000 Euro Blue Chip. Within 2/3 years my total sum had went down to £2,800. Ever since it has slowly went up and once/if the market hits 6000 again I should…
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Next step
This is the first financial year that my wife and I have been able to save :T .....didn't realise how much the kids were holding us back:eek: I've been able to put £3000 in the NS&I Direct ISA for each of us and was thinking about the next step......in Martin's saving fountain its a regular saving account but I'm undecided…
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Cash ISA Interest Question??
Hi everyone, This may be a silly question and have been asked before but I couldn't find it. Basically I had a halifax ISA for a couple of years which I put£6k in - plus it accumulated around £400 in interest. I then opened an A&L Direct ISA this year putting this year's subscription into it and transfering the Halifax…
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help with mini isa within in the socks and shares component
Hi all, Ive been paying into mini ISA within the stocks and shares component for the last 3 years under the advice of an adviser. I have been saving £100 a month to use as a pension, my problem is that I was a bit daft in that I didnt do enough research myself, I just went along with what he said. For every £100 in invest…
