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GreenFlag Excess
I'm looking at renewing my breakdown cover. I'm with GreenFlag. I did a comparison on GoCompare and GreenFlag Excess features in the results. The URL is: https://quote.greenflag.com/#cover It seems to be GreenFlag. The same level of cover is offered but c. £37.50/annum cheaper with a £40 excess. My car is fairly young and…
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Queries re: Cause of Damage Report
I’m a first-time poster to the MSE forums looking for some advice regarding an accidental damage claim I’m in the process of making. I’ve tried searching for the answer, but – perhaps because the search terms are quite general in nature – I’ve not had much luck with this, here or elsewhere on the web. The situation is as…
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3rd Party Insurance has credit searched me?
Hi all, Just looking to see if anybody has come across this before, before i notifiy my solicitor. Was involved in an accident in May - not my fault, Geoamey Prison Van rammed me! Have just noticed that after i logged it with my solicitors and they raised a case, the 3rd Party insurers (MS Amlin) have credit searched me?!…
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Buildings Insurance & Rogue Builder
My home suffered subsidence and the insurer, L&G, appointed a 3rd party to manage the claim. Once assessed, a contractor was appointed (from a panel 'Legal and General Repair Services', 'LGRS') and it was agreed that there would be a two-week programme of works. So far, so good. When the start date was initially proposed,…
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I’m in a terrible mess with my son’s car insurance.
I’ve found myself in a bit of a ridiculous situation with my son’s car insurance and I really need some help. My 19year old son bought a Corsa and I bought the insurance from Smart Wheels which at the time was £800 deposit then monthly repayment of £157. However for some stupid reason I only said my son would do 6000 miles…
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Student temporary car insurance
My son passed his test this week and I’d like to be able to get him temporary insurance before he goes off to Uni in September. However, the providers of short term insurance (like Daysure, Bewise) will only insure drivers who have been driving for 6 months and others (Marmalade) will only insure if the car is worth more…
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Talk me through a Discretionary Trust
I have a Life Insurance policy which will pay out £115k (rises with inflation) if I die before I'm 60. I'm 42. I've been doing some financial planning and I don't think it's held in Trust. My Estate is currently worth maybe £200k in property plus £20k in shares/investments and an £80k Death in Service payment so for…
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My Insurance wants to accept 50 - 50 offer.
Hello everyone, I would like to hear opinions on the situation... this is where the accident happened: goo.gl/maps/DYjcZJQTtHRKFdQQ7 There is always a long line of cars to turn right and as the traffic lights turned green I proceeded towards the middle lane which goes streight ahead and just as I was about to cross the…
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Insurance claim blocked septic drain in neighbours garden
Hi, We have discovered that out septic tank drain goes under the fence into a neighbours garden and joins into theirs. This then goes down their garden and originally would have gone into a field ditch. Our neighbour has had a treatment plant put in under his insurance as it was blocked with roots. [I would think the…
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Trravel insurance with Pre-existing condition
Hi, I've used MSE pre-existing travel insurance link above, From the comparison websites, it's hard to know which insurance company to select, Cedar Tree appears to be top of most lists, followed by Stay Sure, incidentally, since my enquiry, Stay Sure have sent me a 15% discount of my quote. "I" wouldn't deem our…
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Work Bupa PMI cover
Hi, I have BUPA pmi from work but I'm apprehensive about calling them before doing some research. Last time I had a bad experience with them, BUPA said they would not do a procedure but I got an appointment from NHS (I went private before I got a letter from the NHS). I used to have BUPA PMI at work but I lost cover for a…
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Daughter at Uni - is address home or uni for car insurance ?
Hi My daughter is at Uni - the term durations are 3 x 10 weeks pa. however, she will probably be home for at least three weeks of that, and probably longer as this is Y3 so exams finish early next summer. In other words pretty much 50/50 between the two locations. I am just renewing HER car insurance (her car and her…
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Policy that covers car paint and alloys at same time?
Does anyone know of a company that will cover my car for paint scratches, bodywork dents and alloy wheel repair? I've just bought a new car on PCP and, whilst the car itself is covered by a warranty, I would prefer a hassle-free experience overall (if the price is right).
