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False insurance statement against me
Hello everyone, wondering if anyone can give me some advice. In October I was involved in a collision on the M42 near the NEC where a lorry changed lanes alongside me with 3/4 of the lorry coming in to my lane, spinning me around and then pushing me side-on down the motorway for quite a distance. Fortunately I was ok, but…
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Public Liability Insurance for events
Hello - wondering if anyone can help. I am organising a Christmas Market at a church. The church has indemnity insurance which covers anything that could happen during the event (someone trips over something and hurts themselves etc). The people having stalls are mostly individuals who make goods at home and then sell…
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Acromas Insurance OK?
I have a quote from Saga for car insurance and the insurance company is Acromas, which is registered in Gibraltar. Apparently it is a wholly owned subsidiary of Saga. As it is registered in Gibraltar, do I get the same level of protection as if it was registered in the UK?
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Car Insurance Cancellation And Final Payment More Than Expected?
I have just cancelled my car insurance as I have sold the car. I pay monthly £35.65 when closing down I was advised there was an outstanding balance of £152.78 and when deductions were taken into account I would need to pay off £73.49. I don't understand how this is the case I pay monthly payment was due at the end of the…
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Personal Injury Claims
Evening all, I'm new to these forums so apoligies if I'm posting this in the wrong place but I did look around and I think this ones the most suitable so heres goes >>> So I was wondering if anyone on here has had any experience with using a personal injuries law firm or company? I have a newish friend from Romania who…
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Car Insurance - Advice please
My question is, what is a claim? The background is this: Last year around the beginning of January we had a heavy snowfall which resulted in my wife along with a lot of other drivers being unable to get her car over a particularly steep hill. She then left the car safely parked at the side of the road (in a parking spot)…
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House Fire Insurance Claim
Hi, My fathers house was involved in a fire last week and we are currently in discussion with the insurance about claiming for this. They have sent a letter listing several reasons why they are not willing to payout. Could anyone who has previously had experience with this type of claim offer any advice?
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Car insurance before passing test question
Hi.. I’m hoping to pass my driving test next month.. I’m not classed as a young driver. I want to buy a car so I can insure the day I pass (hopefully pass) but want to make sure the insurance will be fees able for me. I believe that if I search now as a learner it will be different, and can be massively different. And if I…
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Renewal & Cooling Off Period
Hello, I have a home insurance policy which has auto-renewed; does the 14 day cooling off period apply as a consequence - or is it only for new policies? Thanks, Noz
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Home Indemnity Insurance Question
Hello All, I have recently moved into a new home but the previous owners couldnt supply any regs for a removal of a chimney breast or any safety certificates for the boiler. So i took out this “Lack of Building Regulations Consent Indemnity”. I want some work done on the property, new kitchen extension new boiler etc...…
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Bicycle accident claim - advice please
Hi all, I was involved in an accident in London in April 2016 and am seeking some advice in regards to my ongoing claim. A car drove into me from the back while I was stationary at a junction at a red light, within the bicycle designated area (the accident was caught on traffic CCTV). While at first all I experienced was…
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Income Protection Insurance terminated while at Risk
I took out an income protection insurance policy around a year ago, as a safeguard against a possible redundancy situation in the future. I was put at risk around four months ago, and then, last month, I got a letter from my insurance broker saying that the insurer was leaving the market and that my policy would terminate…
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Declare X Partners Accident?
Hi October 16 my husband who is currently a 'named driver' on my policy had an accident in my car and wrote it off. I am no longer with my husband and my car insurance is coming up for renewal. I dont know how to declare the accident or if I have to as I will be removing him from my policy. Do I still declare the accident…
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Car accident/not at fault/insurance company accepted 50/50 - TP taking me to court!?
I had an accident on a busy city centre island in May this year. I strongly believe I was not at fault. I believe TP is lying about the incident. In August, the insurance company confirmed they held TP completely at fault and contacted his insurers with this conclusion. I heard nothing (despite emails to chase) until 31st…
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missed car insurance deadline, what to do?
My car insurance deadline was midnight yesterday- 45mins after I realised. What should I do- It's Aviva, what shall I do? Should I just call another insurance company, will they know? What to do? I got back at 12 15, would an ANPR have logged me?
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Home Insurance Lock Type
I am shopping around for home insurance offers and need to supply the make of lock on the doors. It's a 'pvc' type door which was put in as part of double glazing. Lock on both sides with a 'Yale' type key. I've looked on the face plate but there isn't a BS3621 logo that I can see. Before locking we push the handle up…
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Legal and General blanket refusal
Fell foul of their blanket refusal to give life cover if you have ever been advised to cut down on your alcohol. Applies to everyone if the advice came after the age of 25. Regardless of when the advice was given. Or the degree to which one might have been over the recommended limits. In my case it was more a passing…
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Cancelled Insurance
hi all, I had insurance with the AA this year taken out in July but i (genuinely) forgot to tell them about two previous contents claims...a smashed phone screen and broken digital camera. In September I tried to start a claim with them for some blocked drains (which I subsequently fixed myself). This led to them doing…
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Home insurance about to run out, heard nothing
We have had home insurance with the same company since we moved here almost six years ago. We had to make a claim within the first few months, so because of that we have not really been able to shop around each year and look at moving insurers. (Because they always ask have you had a claim in the last five years). Now the…
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Ring insurance
Ladies / gents, anyone has taken out an insurance for an engagement ring? Insurance for theft, loss, failure of material (ie diamond falling out). Thanks
