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Braking Taxi rear door hits my mirror.
Hello! Hoping to pick a few brains. On the 1st June 2017 i was driving down a narrow road (Narrow due to cars being parked either side) and a car is coming towards me, as he pulls up into the space on his left his rear door swings open and hits my drivers side mirror causing a dent in his door and my mirror and fitting to…
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Buildings insurance for unoccupied house?
Me and OH have just bought a house which needs work doing to it before we move in. Also for a few reasons, it is not feasible for us to move into the house until early next year. I am having problems getting buildings insurance because of the fact that it is empty. I did find one company but the amount they wanted was…
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Policy Expert(.co.uk) kept my payment details then recharged me without my permission
Hi Folks, so in 2016 I took out a home insurance policy with Policy Expert(.co.uk) and as I usually do paid fully for the year's coverage through my debit card for the policy. One year on I received an email from Policy Expert(.co.uk) thanking me for renewing my policy and was advised that they took payment from my bank…
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Tesco Car Ins giving me trouble pls help!!
So I recently signed up with Tesco. My previous insurance ran out in April. I was doing some work to the car, amidst trying to prepare for my new baby who will be here soon...to cut a long story short I had a delay in renewing my insurance, didn't know there was a problem with this. Anyway Tesco said recently that I will…
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What is the Claim Payout Limit on Car Insurance in the UK, generally?
I can't seem to get a straight answer on this. In the US, it seems you can buy policies that only pay out a limited amount on a claim. Cheaper policies might only pay out $10k towards a claim so if you got such a policy and smashed into a brand new Merc, you'd potentially have to pay the rest. Being a young driver I have…
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Admiral charging for red light fine
My insurance is with Admiral, I did not declare last September on the renewal that I got a red light fine but i went to a awareness course so assumed i don't need to declare it. But Admiral has found out and want to charge me £320 for that, what can i do now? the cost of a year insurance was £450 how can they charge so…
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A tad annoying - A-Plan
Hi all, I've been a bit silly and not looked at my bills for a few months in detail, I've finally got round to doing it and my home insurance has gone from being very reasonable to £37.00 per month.. It turns out when I moved house a year or so back they changed the risk address as requested but not the billing or contact…
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Advice Re: Mature Insurance Policy following divorce
I wonder if anyone else has found themselves in the same situation as myself. I was divorced 20 years ago, and during the marrige we had a small endowment policy to cover some home improvements. Since we cleared the mortgage upon sale of the house, the policy was frozen. The policy actually matured in 2013 and as the…
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Advice car claim
In November last year I can tried to crash into me I managed to spin out of the way they tried to say card touched when I took photos of both cars they panicked shared details next day I phoned my insurance and said what happened they sent a person to take photos of my car I didn't pursue anything as nothing happened 3rd…
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Personal Injury Claim
Hi Folks First time on here and hope your expertise can help me. If someone has a car insurance policy and they have been injured in an accident where the named driver on the policy was driving and the main policy holder was the passenger, how or who does the passenger claim against for personal injury? In my mind it would…
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Supplimentary Fuel System
Hello Every One, Thsi is a complaint about Hastings Direct and thier Underwrites Advantage Insurance. With all of the Hype in the news about the amount of polution diesel cars put out I thought I would look in to ways of cutting down on the emissions my car puts out. Having investigated the possable solutions I found that…
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Admiral car insurance and their CUE database
Hi Not sure if I can get into the detail for legal reasons but I'm currently dealing with the Financial Ombudsman re: the above as it may have affected my renewal policy pricing. Wondering if anyone else is in a similar boat - I raised my issue almost a year ago and it's still not resolved? Thanks
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Insurance for not being able to work?
Hi all Im part time employed and also own my own business. We are about to begin our family and I thought now might be a wise time to consider taking out insurance in case of illness or accident and I cannot work. I have no clue about these things and the type of insurance I would need. I am a 36 yr old male in good…
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Halifax home insurance cashback & gift
I just got a quote from Halifax for building & contents insurance and it says I will get cash back of £50 after 70 days. After some digging, I found out I can choose a free welcome gift after taking out home insurance of either: 1. NOW TV Sky Cinema Pass 2. Amazon bundle 3. One night away…
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Need to insure ex-husband for income
I depend on my ex-husband for a pension income which will cease if he dies. My solicitor advised me to insure his life. I have the legal paperwork to support this. It's not a common thing, I cannot just take a out a normal life insurance policy. I need to know what type of policy it is, and where to go. If anyone can help,…
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Insurance
I have insurance with domestic & General for my American fridge freezer I have been with them nearly 5 years , on Sunday 25/6/17 my fridge freezer starting to make a funny noise so I phoned my insurers they said I would have someone come look at it on tues 27/6 so I waited in all day got bit fed up when it got to 4pm so I…
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Advice needed thanks
Hi, I have a silver annual travel insurance policy with a well known company or so I thought it's actually underwritten by someone else. I went on holiday recently and was taken ill on day 1. The hotel dr sent me to a private hospital for tests, I rang the insurance company when I got there and they said if it was safe to…
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Business Insurance Advice
Hi, just registered with MoneySavingsExpert, I'm currently online attempting to research Business Insurance (my wife is starting up a diner). We are new to this and so far have only found websites selling insurance, so if anyone could offer advice or pointers to resources, we would be grateful. Online search now continues.
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Unum Insurance
Hi I wanted to share my experience so far with UNUM: my employer has an income protection policy with them. My application for income protection was sent to them in December last year and their decision was only made on May 27th, despite overwhelming medical evidence from hospital consultants and my gp they rejected the…
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Discount on cash settlement
Hello, I had a damage on my floor made by a third part. Their insurance company said that they would pay 100% of my quotation if I repair and provide them with the final invoices within six months time. They also offered, as an alternative settlement, to pay 2/3 of my quotation for a cash settlement. What is the fair/usual…
