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vandalism cover and No claim bonus protected
Hi All, I Just wanted to Know for my work colleague, as he is in process of taking car insurance out. He is not Sure about the Vandalism cover and No claim bonus protected. He think when you claim for vandalism cover it does not effect you premium for next year renewal, but I said to him it, as it will protect you no claim…
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Car crash injuries - what should I do?
Hi all A few weeks ago, I was heading home in a taxi after a night out and was hit from the side by (what I feel was a drunk girl). Her car was a write off. The accident was 100% her fault. I didn't have any pain there and then. I walked away. The taxi driver swapped her details, and so did I. The taxi called me the next…
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Windscreen Claim - 1st Year
Hi everyone, A bit of background: I'm 25, been driving for just under a year and I've recently gained a crack on my windscreen, about 4 inches long on the edge of the driver's side. My insurance for this year was about £800 (Bell) with 3 other people (fully comp) on it. On my policy, it'd be a £75 charge to replace the…
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Home Insurance Specified Item - value entitled to
Hi, We have home insurance with esure, it is a new for old policy and we have a number of specified items over £1,500 single item limit. Recently we had our garage broken into and they stole my husbands bike. We have the value specified at £2,800 as this was the RRP when we bought in 2010 (though I recognise from reading…
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Getting home insurance for the first time
My parents signed over there house to me a few weeks ago for health reasons , I've never left home so have never had home insurance just car insurance. Their Home Insurance is up for renewal and there current provider YBS have told them since I'm the new owner I have to my name on the policy, so I phoned YBS yesterday and…
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Completion and home insurance
Hi, I'm a 1st time buyer and I have exchanged on a house- due to complete this week. I have been trying to find out the types of locks used on the house for insurance but no one has got back to me. What should I do? Can I sort out the insurance the day I complete? FYI My solicitor has not asked for any insurance details…
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Short term contents insurance
I will soon be moving in to temporary rented accomodation whilst I wait for a house purchase to go through. Does anyone know of a reputable company that will cover my contents for a few months?
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Plumbing and drainage insurance
When I moved into this property I was tempted into a plumbing and drainage policy (cheap first year deal) offered by the water company. The following year it was automatic renewal wasn't it. I took my eye off the ball and it went through. This year every penny counts so I'm scrutinising everything including the reminder…
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Policy cancellation notice given by insurer
Hi, Im wondering if anyone can shed some light on this situation. I was away recently and my older brother took out an insurance policy for me. All the details were correct but when he entered the employment info, he clicked on the wrong thing and put me down as a different occupation. I had previous insurance with that…
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Zurich Insurance & Long Lost Policy payout
Hope this is the right board for this. I did a search but couldn't find anything that covered all the bases so I'll ask the questions and if I missed something obvious I apologise. My mum recently received a letter from Zurich saying they have located an old policy in my dad's name and that having been notified of his…
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How do insurance companies calculate the cost of repair
Hello Yesterday I was involved in car accident and my car is currently at the repair shop waiting for approval from my insurance company. I am worried that because the car is about 10 years old with 100,000 miles on the clock that they are going to write it off. How do insurance companies calculate the cost of repair when…
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Car Insurance - None fault claim - losing out
Hi there. I've read through the forum and although i've found information about car insurance none fault claims. Im aware every claim is different. Just wondering if there's anyone else out there, who can offer me help and advice, if youve been in a situation like mine? Appologies for the length of my post too. 6 years…
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insurance cancelled marker
I was advised a marker was placed on majority of insurance companies last year as i forgot to add a nff claim Thinking ahead to next year can the marker be removed thrn i could possibly renew via best quotes etc I did mange to renew meanwhile though onsiderably higher cost
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Cancelling and avoiding cancellation fee after claim
I was/am insured with 1st central. Car was written off on the 19th June and claim is now settled. As they do, balance of payments taken by them from the payout amount. They say I can now insure new car as the policy is paid in full, but I wont be as they are double any other insurer for our new car. So I cancelled my DD to…
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Car insurance renewal with LV= too high
I am surprised as nothing has changed for my wife and I but their renewal quote for car insurance is over £40 higher than last year's premium. I phoned to negotiate but they only dropped it £8 with some excuse about their insurance fees going up in 2016. They would not budge any further. I did a search on Gocompare and…
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Car insurance for mature driver with no 'NCD' due to partner being named driver
Does anyone please have any advice on where to get insurance if you have no 'NCD'? My mother is 70 and hasn't had her own car for about 12 years now, so has lost all her NCD. Her husband is 80 and not really driving much now for health reasons. So, in truth - she needs to become the main driver, but I'm worried that will…
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Home insurance
Legal protection and home emergency cover - is it really worth having?
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Recommendations for van insurance?
I'm in the process of buying a van but having difficulty finding an insurer that will let me use my no claims bonus that I've earned from driving a car (7 years no claims). Any suggestions would be very much appreciated.
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Help/Information Please - No Car Insurance & ANPR camera
Hi All, I'm not going to make a list of excuses here but, I purchased a new car last Thursday, they gave me 5 days free insurance for the car plates to be registered (i bought car from new). I got married that weekend and stupid here, forgot to update current insurance details with the new car details, meaning for the last…
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5yrs declaration
hi can you help please i just recieved my insurance renewal for my car and it as gone up £73 with no changes from last year .i am now looking for new quotes . i had my car stolen 4 years ago and as been declared over the past 4 yrs do i need to declare this on future applications as my insurance requires 5yrs notification…
