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Quote me happy - phone call has triggered claim
Hi there I"m hoping someone out there can advise me on this? My husband has his car insurance with Quote Me Happy. A few weeks ago a guy was doing a 3 point turn and crashed into the back of our car. Of course we did what normal people do when in an accident, called our insurance people. With a huge excess my husband…
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Business insurance obligation?
I'm hoping that someone can help me out. I own a pub, the gas supplier scratched my car when delivering bottles. The scratches match the bottles perfectly in both distance and colours of the scratches... It cannot have been anything or anyone else. When we discovered the damage we contacted the supplier to advise him of…
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GAP Insurance (Vehicle Replacement) query
Hello, I'm hoping someone might be more learned in this area than I am. I purchased a car in 2016 on PCP finance. The list price was £21,000. Minus the dealer's offer the cash price was £17,000. I paid a £1200 deposit and monthly payments thereafter. I also purchased Total Loss Protection (Vehicle Replacement) which says…
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Hastings car insurance cancelled after paying in full
I needed to renew my car insurance so I put my details in and Hastings Insurance came up with the cheapest quote £180, so I went ahead. A few days after paying for my insurance upfront I became ill and had to spend a few weeks in hospital. On arriving home I was surprised to find a letter on my doormat saying my insurance…
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car insurance for pensioners - any recommendations??
Anyone on this forum got some good positive stories on prices / deals / companies they have used please? I am looking on behalf of my OAP dad (he does not have a PC or email account) and the prices are ridiculous!! All help welcome and appreciated.
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Sports Injury Due to Trip Hazard
A group of friends and I play five-a-side football every week on an artificial pitch surface. Some time into our pre-booked session, parts of the pitch surface started to lift; we reported them raising concerns that if these areas were to get worse they could become trip hazards. Nothing was done. The problem worsened.…
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Flat rate insurance claim
After buying a brand new Nissan navara some one decided to crash into the front bumper while in a car park. After getting a quote they want to claim off there insurance, tonight they rang me and asked if the truck had vat claimed when I bought it, which I said yes. They then asked if I was vat registered which I replied…
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Accident - compensation claim help
Hi, Can anyone offer some advice on the post accident compensation claim please. Wife had a shunt where someone had driven into her car, as she slowed down before a pedestrian crossing. Fairly straightforward thing and obviously not her fault. She has insurance with esure with the legal cover. They matched the other…
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car insurance for a 17 year old
hi,i am 17 male, and new driver. I have just bought a 1.1 litre peugeot 106, for £500. I am now looking for insurance but the cheapest i can find is around £1500, in some instances that is with a black box installed, this seems like quite a lot for an old car with a small engine, can anyone recommend any sites they…
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Help Needed with Car Insurance - Threat to Cancel with Open Claim.
Hi all, so I'll get straight in to it. I've recently been involved in a minor accident, and have put a claim in with my insurance. Things have only just started progressing, and out of the blue I've had an email from the broker saying that "a disclosed non-fault claim should be an open fault claim" and that I must pay an…
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Insurance for year abroad student
My son will be spending the 3rd year of his university course in New Orleans. He is taking out the university's own recommended medical insurance. He is also taking out renters insurance which covers all his valuables and possessions. We are now looking for travel insurance. We only need to cover his flights there and…
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Critical illness cover..Help!
Hi, Im about to be diagnosed with MS, I have critical illness cover but... When I took out the policy 2003 unknown to me my Dad had just been diagnosed himself with MS a few months before. When I was asked if any of my family had a history of MS I had answered no. I didnt find out until 6 months after I had taken out the…
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Mortgage and income protection for self-employed
My partner and I are about to buy our first house. We are both self-employed (directors of the same company), and we'd like to take out some insurance to ensure we can pay off the mortgage in the event of something stopping us from working. We have two children with another one on the way. We'd look to protect my husband's…
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Which address for the car insurance policy?
My current car insurance policy runs out on 25th at 12 pm and I am moving to a new address on 26th in the morning. I want to buy a new insurance policy, preferably starting on 25th, but at that date my address will be the current address, and when I move to new address, I have to pay administration charge. I called on…
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Travel Insurance that doesn't cover hospital Treatment - BEWARE AND CHECK YOUR POLICY
So a friend of mine was charged several hundred pounds for travel insurance by an online company to cover pre-existing conditions and then when she was in hospital abroad was told they don't cover hospital treatment! I'm sharing this to warn others to check their policies as this is the one time I would really need my…
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Travel Insurance Not Paying Out
I hope someone can help me. As a family we booked a BA holiday to USA in August 2016 for departure June 2017 (flight and car package).The final balance of which was to be paid on 17 May. Unfortunately just before the final balance was due, my husband’s father became unwell and had to go for endoscopy/colonoscopy. They…
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Medical Insurance- Living in South America
I am 63 years old and I have a UK address and am registered with a UK doctor. My wife is Argentine. I live in the UK 4-5 months per year and the rest of the time I am in South America.(I am usually in the UK for most of December, January and February and again in July and August). My question is 'What sort of…
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Domestic & general appliance insurance.
Hi guys very new here and not sure if this is the right place to ask this but as it's to to with insurance I'll give it a try. I've had two instances of Domestic & General saying I need to provide parking or pay parking expenses for thier engineers when they come to fix our appliance. We've been paying what ever happens…
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No payout for 1 year
Hi everyone. Last year a vauxhall exploeded in front of our house melting the door and windows. The front door dosnt lock properly and the window pane is cracked. Only being held togther with brown tape. Me and next dpor are pretty annoyed. We pay our house insurnace and the poor car owner also. Is there an ammount of time…
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Accepted 50/50 but "not at fault"?
I got hit by a foreign insured driver. There were no independent witnesses and at the time I had no dashcam. With no injuries and only a few grand damage to the vehicle, the insurance company weren't keen to take it to court, so suggested 50/50. I was angry about the unfairness of it, but didn't see the point of dragging…
