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Car Insurance
Hello, I started to research about rules regarding buying a car on the internet.I found options regarding having a temporary insurance and i checked on the dvla website ( gov.uk/vehicle-insurance gov.uk/vehicle-insurance/uninsured-vehicles ) if that is a possibility to have a temporary insurance instead of the full year…
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Landlord's Insurance - not sure what I need!
I'm renting out my flat in a block. I keep seeing I need landlord's insurance . the block itself is covered by separate insurance through the service charge. The flat is unfurnished except for two beds. Do I need just contents insurance and if so, do I need to cover just the beds or should I add in what a kitchen and…
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Life insurance question. REALLY IMPORTANT
I've had some health issues lately and I'm expecting bad news once all the tests are done and dusted. Before I get the results I wondered if I could increase my life insurance policy now before it gets to the pre existing condition stage. Would my increasing my insurance now be possible or is it too close. I've not had a…
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Dental Insurance Claim - No Response from Unum / National Dental
I am a little concerned about my dental insurance as it appears that my insurance provider, NDP, has been acquired by Unum recently. I usually have in the papst sent an email to claim@nationaldental.co.uk. I have done the same as usual and sent it to that email, in which I now receive the following email: "Thank you for…
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Not skiing
We are off to Lapland again in Jan 2018. Previously I have taken winter sport insurance out for everyone but as I won't be skiing or snowboarding or doing anything other than walking on the snow this time do I really need winter sport or could I use my yearly travel insurance policy instead and just book insurance for…
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Travel Insurance Conundrum
Hi All, I am a UK passport holder studying abroad in the Netherlands and I am going to travel to Asia this summer for 3 weeks and I am finding some difficulties in getting appropriate travel insurance. After being stung before with a bad insurer, I have been reading the small print in detail and the majority of UK policies…
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ASU companies. Good/bad recommendations?
Hi, If anyone has any recommendations for ASU companies to avoid or that have been good for you please could you let me know. Either post here or PM if you don't want to post your experience in a public forum. I have just got my renewal from Legal and General and it's gone up by over 10%. I can save over 10% by switching…
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Which insurance do I need?
About to exchange on a house so my partner and I are thinking about insurance but very confused which we need or would be best. We are in our late twenties/ early thirties, no kids at the moment. Do we need life insurance or mortgage life insurance or income protection insurance? I thought mortgage life insurance with…
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Holiday Insurance in Egypt for my wife and her friend
My wife and one of her friends have booked a two week Nile cruise and stay in January. If they bought travel insurance as a group of 2 and one of them,heaven forbid,were to be hospitalised or unable to fly home, would the other person be covered to stay with her?
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Chicken pox - holiday insurance
Hi, Has anyone ever experienced a holiday where your child is ill with chicken pox and isn't able to fly when originally planned. Can you claim for this? My son became ill on day 6 out of 12 so I had to stay on a few extra days whilst me husband and daughter had to return on the original date. Completely spoiled our…
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wheel "broke off"
A colleague while travelling in his SUV with his family today the right front wheel came off. It appears to have snapped at the ball joint Thankfully the car came to rest with no harm done to his family or others Does anyone know please if this will be covered by insurance ( he is fully comp ) Thankyou
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Does having only home OR motor legal expenses insurance cover you for both?
Hi All, Money's tight for me right now and I've just renewed my car insurance and decided to go for their Motor Legal Protection for £31. My home insurance expired in April and I know I need to get some insurance in place pronto! I'm wondering if I do this now i.e. the same time as my car insurance (so the time period of…
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car insurance ncd protection
Have a question about car insurance protected no-claims discount. I have full no-claims (9+ years) It costs in the region of 30-40 pounds extra roughly on a policy to get this no-claims protected but if you have an accident what happens when you come to renew the following year? With your current insurer your number of…
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Airline sells UK only travel insurance for Spanish holiday - claim denied
http://www.mirror.co.uk/news/world-news/tourist-drugged-robbed-thief-who-10723601 Two excerpts: She was drugged and robbed while on holiday in Benidorm - and now Liz Dowling has been told that she won't receive a penny in insurance. The 48-year-old was on holiday with her husband when a thief spiked her drink, knocked her…
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Car insurance help
Hi can anyone give me some advice my car was recently wrote off, everything went fine got a offer from my insurers which I ACCEPTED.. sent documents and keys off to them few days later I get a email saying I haven't disclosed something (something which has nothing to do with the claim a parking issue) I have explained…
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If a fire started next door, and spread . . .
Just something we have been chatting about this evening. We went out today and came back to find that our neighbour's VW campervan had been burned out on their driveway today :( . Fortunately (for us) the blaze was contained and extinguished by the fire brigade. All we are left with is the smell of petrol and smoke in our…
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Two pet insurance quotes at the same insurer 10 minutes apart, but higher
removed as help no longer needed
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Insurance claim on water leak from another flat
Another flat has leaked into mine. We have buildings insurance and the insurer has asked for two quotes. I want to restore my flat to how it was beforehand. Will/can the insurers complain that what it takes to restore it is 'too much'? The leaks affected the bathroom ceiling, tiles and light. And also the hallway ceilling,…
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Home contents for a rental residential caravan
I am moving to a caravan on a residential park and am struggling to find insurance companies that will insure the contents (my belongings) and just wondered if anyone knew companies that will do this. I have tried the Home Protect website as suggested by this website however aside from my new address being incorrect, it's…
