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Non-existent car accident
I need some advice regarding a non-existent accident being recorded on what I assume is the motor insurance database, and can I get this removed? Last year my insurance company phoned me advising that they had received information that I had been involved in a car accident with another vehicle just outside Birmingham on…
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Home Insurance complete farce now offering cash settlement! What do I do?
Hi just looking for some advice but basically my home flooded sept 2016 due to storm damge not massivle i might add, furniture was fine, however plaster and walls in the lviing room and kitchen werent. A series of contractors visited for 5 minutes and basically said I dont know anything about this that or the other and…
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AirBnB Insurance
My boyfriend and I are letting out our whole flat for a month on AirBnB to raise some much needed funds. Our home insurance (with Bank of Scotland) doesn't cover us for this. I understand I need to buy specialist insurance but do I have to go to a broker for this? I'd like to just sort it all online but I'm not sure what…
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Landlords Insurance and Responsibilities
Hi there...am hoping that someone may be able to advise me about Landlords Insurance. I am the owner and Leaseholder of a Ground Floor Apartment and is our home. The one above us is a Rental and is currently unoccupied (previous tenant left a fortnight ago) the Landlord uses a Property Management Company as his Letting…
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Lost 9 years no claims for non-fault incidents
I have never claimed on my car insurance in 30 years, then in one week I had two no fault claims while on holiday in France. Claim 1... My first day in France; a farmer reversed his fork lift into the front of my van. At the time I was in the cottage we were renting. He admitted full liability. Claim 2... Seven days later,…
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Annual Travel Insurance expires before the trip date
Hi I have an annual policy but this will expire before I go away later in the year. Clearly I will take out a new policy, but not necessarily renew with my existing provider (I always shop around) My question is, should I fall ill during the term of this policy and before I travel am I covered under this policy? Otherwise…
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Critical Illness
All, Just been finding some time to sort through some paperwork. I found my life assurance policy and realised I had critical illness cover. I had a heart attack 20 months ago in which I was kept in the hospital to have a triple bypass. Both of which are covered on my policy. Looking through the policy I should have filed…
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Saga Car Insurance Big Rip Off
Just got my annual car insurance renewal quote from current provider Saga. An astronomical increase of FIFTY %. I knew insurance has gone up, according to press reports of 11%. But a 50% increase is absolutely taking the p*ss, Goodbye Saga insurance forever.
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Alico wellwoman policy
I took out an Alico wellwoman cancer policy in 2002. I was told if I hadn't claimed against it in 15 years, all my monies would be refunded. So, my 15 years finish on August 29th 2017. I am wondering has anyone had a refund on this policy? Did you need to do anything like phone and cancel the policy or politely 'remind'…
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Travel insurance and new medical condition
resolved now thanks
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Ncd enquiry!
Hi all, im hoping someone can shed some light on this for me? About 8 months ago i had 2 cars insured in my name. I then sold one of my cars and got 2 years ncd certificate from the insurer, so now i only own one car thats up for renewal. I thought id be able to use the older 2 years ncd that i built up with the car i no…
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Car Insurance DD Query
Hi All, I renewed my car insurance on the 18th July (my normal direct debit date is the 25th) I checked last night and the payment hasn't been taken, so I checked the motor insurance database and the car isn't insured but I have the renewal confirmation and my car insurance certificate to prove it has been (which I've…
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Car Insurance Renewal
Hi, I am looking for some advice on a policy renewal for my parents. My dad has recently retired and turns 60 in september and my mum still works part time. Car insurance has always been in my dads name and has 9 years no claims discount and has had no accidents since april 14 when his car was stolen. I am looking to find…
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Help decoding insurance policy
Hi, I was recently stuck in Barcelona when Gatwick was closed due to a fault on a Air Canada place. Looking at my policy it says the following: What you are covered for: We will pay up to the amount shown in the table of benefits for the extra reasonable costs of travel and accommodation you need to continue your trip if…
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Travel Insurance and disclosing Pre existing Medical Condition
I'm looking for some advise please. 2 1/2 years ago, by Son was diagnosed with detached retina. Surgery failed, and he is now left with no sight in his left eye. My question is - do I need to disclose this when seeking travel Insurance? There is nothing further that can be done, so the condition is merely no sight in one…
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Home insurance cover on risk between exhange of contracts and completion date
Hi, Just a quick one in relation to home insurance between change of contracts and completion date. Contracts have been exchanged today for house purchase, I told our solicitor we had purchased home insurance starting on date of completion which is the 31st July. Then received a confirmation letter about contracts being…
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Have you claimed with Free Spirit travel insurance?
Hi, Best premium for my annual travel insurance I found is with Free Spirit. I've been with Direct Travel for years and the few claims I've had have gone well. Can anyone comment on how a claim with Free Spirit might go? Thanks,
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Travel insurance for trip already started
Hi there. I'm in a bit of a pickle. I've already started my holiday and can not get travel insurance because l've already started my trip (see note below for why). Would settle for just medical insurance for Canada if l could get it. Surely l don't have to fly home first?! Any help gratefully received :) NB: I have travel…
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Travel Insurance and Mental Health
We recently had to cancel flights to Spain as the couple with whom we were to travel could no longer go. They were providing the accommodation in their timeshare and our insurance policy with Staysure stated that this the loss of accommodation was covered. We foolishly told the truth in our claim and provided a letter from…
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how does life insurance work?
Hi I have taken out lift insurance now. Me and my partner both have a mortgage for £125,000 between us. I took life insurance for £125,000 and £8,000 for my current loan, my partner is going to take out there insurance soon. If I was to die now how does the company know I have died and how much do they get £125,000 as I…
