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Letting agent saying contents insurance on a rented property is a 'pre-requisite'
Hi everyone, I am a first time user and hope you can help. We have recently took a three bedroom townhouse to rent. As a total cost its costing us £2400 to move in which comprises of 1050 security deposit, 1st months rent 950, contents deposit 150, fees of 300 and a bit of VAT and other small charges. we have paid the fees…
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Reclaim House Insurance payments
Hi all When I moved into my house, I used a company called Safe and Secure to arrange my home and contents insurance. They were originally using a company called 3XD for my home insurance, which then changed to Assurant a few months ago. I did notice (somewhat late, I know!), that I have been paying 2 different direct…
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Van insurance
Hi, I used "The Van Insurer" screenscraper to find a good van insurance quote from Octagon. It bought up a good deal, so, being pushed for time, I quickly bought the insurance. So far so good. Now, just a few days before the policy is due to commence, I have found that some of the van details and a personal detail are…
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Business Insurance- split policies
Can anyone give me any advice please- I have to pay my landlord for his share of a buildings policy- fairly standard. I have also taken out another policy for contents and public liabilities- again fairly standard. A part of the building failed 2 years ago- the sewerage treatment plant, we are not on mains- for the 12…
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Car Insurance Help- employment status
Hi I am thinking of buying a car very soon, but I'm currently unemployed. I start a new job towards the end of April, and wondered whether I am able to just put that as my occupation? Just seems pointless for the 1 and a half months it will be there, and would save alot of money. Unless of course the insurers would…
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Car insurance and accidant
Hi, Few months ago I bought a car and before I insured it I had an accident but at time of accident the car was insured with a auto trader and I paid him for the insurance until I insured the car myself.The motor insurance database website askmid.com was also showing the car is insured that time. The other person I had…
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Opinions on private medical insurance?
I've read something about National Friendly offering medical insurance which sounded good. Could anyone tell me if this still exists? I've checked the website and it doesn't mention it but does say how to make a claim. I'm with Benenden Health which I've been happy with so far but I'm worried about the 'discretionary'…
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Car Insurance rip off old lady
My mum has had the same car for years, she is 75 although that isn't relevant , last September 2013 she took out insurance with Kwik Fit. Last week she took her car in for an MOT and it was condemned, she goes to cancel her insurance policy and they want to charge her £145.63 unless she gets another car within 14 days and…
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Car Insurance Renewal
Hello, apologies if you are getting tired of the same question and off course on my other thread surrounding similar question. I have a choice of 4 Insurers to choose from who have come cheaper than my current Insurer at renewal. there is mix bag of bad and really bad reviews online but its one those situations where…
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Adrian Flux Vs Lloyd Latchford
After my car was crushed by a tree, I've now found a replacement, but the premiums have shot up because even though I have 10 years NCD, the tree falling is technically my fault- according to the insurance companies... I've had quotes from the two companies above which are significantly below any from the bigger firms. I'm…
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Boiler cover/service
Hi, At the moment we have hometeam central heating care which includes annual service with npower. They have decided to increase the cost of this by 25% this year (no previous claims). Would I be similarly covered if I arranged for my annual boiler service with a local company. We already have home emergency cover with…
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Car insurance cashback with outstanding claim
Currently looking to change insurer but have an outstanding claim which could go either 50/50 or not my fault. When trying to get cashback one has to complete the application totally on-line so have to use the lower no claims bonus etc I.e. assume the claim will not go in my favour. When changing insurance company with an…
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Two Life Assurance Policies - is this useful?
I have noticed that we have two life assurance policies. One was taken out many years ago when we were getting our first mortgage and was arranged by the bank. We then sold that house and took out another mortgage taking another life assurance policy, however, without really knowing that we had to cancel the old one we…
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Advice re Vehicle Insurance Claim
Does anyone have any advice on how to deal with an insurance company, namely Octagon? We have a claim following an accident. They have dealt with half of it but refuse to look at the other aspects of the claim. They ignore correspondence and emails and have written (again ignoring the outstanding issues) to say if we are…
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Jewellery
Can anyone tell me whether I would have to inform my contents insurer if I had high value jewellery items insured with another insurer i.e. a dedicated jewellery policy? I have read through previous threads and some are saying yes you should, but when I have read through the small print of terms and conditions I can't find…
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Cancelled car insurance policy
Hi My partner had a car insurance policy cancelled 3 years ago. In a nutshell her previous policy was paid from her then-partners bank account, it bounced twice and was cancelled by the insurer. For the last year she has been named driver on my policy, but now we need a car each so she has to be main driver of her car.…
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Should I inform insurance ?
Hi all, Rear end collision happened behind me at traffic lights yesterday. Car A hit car B who hit car C and car C just touched me with absolutely no damage. I got out of car to help other drivers as original collision was very loud so was worried someone may be hurt. Everyone was ok, just shook up, so I called Police non…
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Moving from mortgage into rented house
My family is moving from a mortgaged house into a rented house. Since we had the mortgage (4 years ago) I've been paying for Life Assurance. Now we're going to move into a rented house do I still need life assurance? We sold our house and were unable to find a house to buy, so renting short term until we find a house.…
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Comparison site mistake
Hi, Rather bleakly I was researching worst possible scenarios on comparison websites rather than searching for actually needed home insurance. I had no idea that changing information would impact how insurers saw me when I went back with the true information. Most importantly, or stupidly, I ticked yes to have you or…
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Hastings Direct?
Hi, Looking to buy a new car and the best quote so far comes from Hastings Direct. Are they a reputable company? Any experiences? Easy to deal with etc? I'm currently with LV but the Hastings price is about £20 per month cheaper and I'm wondering what the catch is! Many thanks in advance CW