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Holiday Insurance Pay out
We decided to get married in Florida and treat the family to a holiday in Orlando in February. We booked a villa and flights for two of us, FIL, MIL, SIL, BIL and 6 year old niece. We also paid a deposit on the wedding venue. The OH paid for all of this direct from his bank account. Just after we booked, SIL became…
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Car crash ( none fault ) insurance won't deal with it
Looking to find out what my next step will be :( I had a car crash last Friday morning, i was waiting at a roundabout attempting to join it when an HGV ran into my rear he said he thought i had gone and couldn't see me in front of him, it was a low speed bump but its probably caused damage to the car that would make it…
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Cars on finance cheaper than insurance?
Hi all, I'm slightly confused after talking to some friends who are getting new cars on finance. I have been driving for almost a year now, own my own car and am the named driver so as of next month I will have one years no claims. Last year I paid in full £1500 for insurance and this year the amount has dropped to around…
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Contents Insurance: Blanket vs. Specified?
Hi guys, need some advice please on the following. I'm currently in the process of renewing my nan's contents insurance and to be very honest, I'm quite tempted to just get a blanket cover of around £75 000 - £100 000. But, I know laziness does no favors and was wondering how this differs to specifying each high priced…
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Define: Breakdown - Single Cover
Helloooo, I'm looking at purchasing UK breakdown cover with RAC and wondered what they meant by personal cover, when they say, 'covers you as a driver or passenger in any vehicle.', ie. does it mean if you were travelling in a friend's car and it broke down, would my breakdown policy with RAC then cover this? Might sound a…
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Advice - insurance claim for bodywork
Hi guys, hoping someone can help.. Approx two weeks ago got hit by a van whilst stationary in traffic causing cracked paintwork along my rear bumper, nice guy, his insurance admitted liability and appointed a CMC called Gemini to deal with it. Gemini suggested one of their approved bodywork specialists that were "local" to…
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Car insurance premium 'recalculated' after claim
Hi all! I'm fuming with my car insurance company. :mad: I recently made a car insurance claim, and to my surprise a few weeks later, I've received a letter saying that my premium has now increased mid-term and that I now owe them more. I've never heard of anything like this before! Surely it was their risk to cover me for…
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Car accident repair and MOT due
Hi there, I had a bit of a prang with some lovely understanding folks yesterday, I admitted liability, and all thankfully was resolved on the roadside. There was cosmetic damage to both cars, but both are still running. I am waiting to hear from my insurance company where I should bring the car for my repair. I am…
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Car insurance add-ons refund
My FIL is givin up driving shortly at age 85. Normally insurers do not pro-rate add-ons e.g. legal insurance, guaranteed car hire. Does anyone know if there has been any test case or ruling on this? Thanks in advance.
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Travel insurance - broken leg
We booked some flights to the USA about a month ago OH was going to get holiday insurance but didnt quite get around to it. Last Monday he broke his leg. He will be out of plaster by the time we fly out (13 weeks time) but what can we do about booking our travel insurance we assume we will need to flag this up - any…
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Insurethebox car insurance
Hi, I took out a policy with insurethebox.com in September last year and have been happy with the service provided. However I recently notice that their shoppingbox reward miles scheme has stopped working. When I asked an advisor why this has happened they stated it has not been working for a while and they don't offer…
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Holiday Insurance
Hi guys, this is probably a long shot, but my sis in law and her husband went to go on holiday this morning, but he had a panic attack on the plane before it took off, so they had to get off the plane. Just wondering if travel insurance would cover such an instance, I assume not, but just wondering if anyone has any…
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made redundant- sky high car insurance
I've always had a company car until recently been made redundant. I'm looking to buy a car but the quotes for the insurance have been sky high because they see me as never had my own insurance almost like a new driver. But i'm nnot i've driven for the last 15 years without one accident (well one tiny one). Is there…
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Laptop insurance? Who has best service?
Hi MSE People :) I'm looking to insure my new laptop. It cost £1100, and I want to spend about £100 on a year's worth insurance as I'm taking it travelling and the possibility of it being nicked or lost is probably quite high. Lots of conflicting reviews online so I'd love to hear from people who have great experiences of…
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Car insurance question - sold car but want to keep accrued no claims
I sold my car about 18 months ago. Before my accrued no claims 'expires' (on the optimistic basis that most insurers will give me a 2 year shelf life on it) I want to reinsure my wife's car in a way which means I keep my accrued NCD. I'm sure I read on here (I can't find the existing thread about this so sorry for…
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Car Insurance Negotiation....Help!!
Hi all, I hope someone can offer me some much needed help and advice..... I had an accident in my husbands car which has been written off. We are currently going through the claim with the insurers. they have offered us a settlement figure which is below the market value of the car (unbeknownst to us before the acident his…
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Rip off car insurance
Looking for advice. Someone hit my car and drove off, it turns out I now owe the insurance company after excess and the rest of the years insurance is paid off ( for a car that I no longer have, because someone else wrote it off). What is the point of being insured??? Is there anything I can do????
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Debenhams car insurance cancellation
last month I took out some insurance with debenhams, i did this through Brightside insurance company who sent my details over, however they sent my details over incorrect, said i have a year licence length when its actually a month ive held it :( I paid a £582 deposit, and i have been told i will receive some of this back,…
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A little Advice Please
Hi there, Earlier in the year I checked my direct debits and I have noticed a ten pound a month direct debit going out each month. This goes back at the very least ten years as I cant remember what it was for. Thinking about it it may have some thing to do with a house I bought in 1996, but i really cant remember. I know…
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Joint Policy in Trust
Hello We have a joint life policy which pays out on 1st death without probate which is beneficial for us to hopefully get a payout quicker. I was considering putting this policy into a trust if me and my wife both pass away at the same time so that our children can receive the payout quicker without the lengthy probate…
