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Damaged laptop - to claim or not to claim?
Need help to decide, please! Here's a summary of the situation: - Damaged laptop is about a year old, cost £500 new. I think there's a fifty percent chance the insurers will be able to repair it completely. - Excess on claim is £100. - I bought a second-hand laptop for £350 to tide me over, but I much prefer my latest…
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Gadget insurance
Gadget insurance Does anyone know where you can get gadget insurance for abroad fro items over 12 months old
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Car insurance
Help needed,had renewal quote in post from churchill car insurance.Shopped on line churchill site £100 cheaper.Phoned churchill to retrive quote, 3 times , and they say not in there system,when asked about a complaints department they said they dont have one.What shall i do?
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Income Protection is it worth it?
Hi, I've been looking into getting income protection if I ever became ill or had an accident and need a bit of advise please as to whether it's worth having. Firstly - will it cover me if I have 2 part time jobs? (I work 20 hours each week in both jobs and they are of similar nature - Reception/Office Work) My employer…
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URGENT!!! No Deposit Van Insurance
Hi All I need some NO DEPOSIT VAN INSURANCE. My Van Insurance has run out today and have completely forgot to purchase a new policy and the company i am with i can't renew with as they are charging me over £1500 more than anyone else and they don't have Auto Renew anyway. I am Self Employed and do not get paid via Bacs…
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Pet Insurance, can I claim partially and then claim again?
I have pet insurance with Tesco. I'm currently paying vets fees for my dogs ear infection. She has been twice now and cost me £150.00 She needs to go back in 2 weeks and maybe have further treatment. Could I start my insurance claim now, claim the first part and then submit the bill for the next appointment after. The…
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What's the point of > 5yrs NCD?
As it says, rather than hijack someone else's thread. I have 11 years NCD but as other people have said when a claim is made only 5 are taken in to account and you go back to 3,so why do insurer ask how many if you have more than 5yrs when quoting? And if you could prove the 11 years before an at fault claim would an…
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Car accident claim scam!!
I just wanted to tell you about a phone call I had today from an accident claim company. The man told me that they had been contacted by my insurance company as I had not claimed for injuries that I had received following a non fault car accident back in 2010. He had all the details of the accident and said that the…
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Car crash in works car - settlement advice.
Posted on another board but advised to post on here for some more advice. Just after some advice - the story is a bit long so will cut it down! - April 2012 partner was crashed into whilst driving in his works car. - Visited doctor regarding severe pain, prescribed painkillers. - Awoke one night in severe pain, back was…
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Car renewal.. usual rip off!!
Just had my car renewal through... Gone up loads as they tend to.. So went on all the comparison sites, and noticed my current provider is in every list quoting me around £145 less on them, than that of my renewal price..... What a swizz! The cheapest one on the list (with exact same cover, ncp, legal etc and actually less…
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Damaged car can I claim
Hi guys, First let me say I have Shelia's Wheels Insurance. Before Christmas I scraped the side of my car in the car park, it was a small area but the scratches were quite deep. I've stupidly left it without doing anything as I was unsure what to do and now I've had it pointed out to me some of the scratches have gone…
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Possible claim
Hi, I'm hoping to acquire some advice if some of you nice folk don't mind. I've never claimed on insurance before but I'm thinking I might need to. I got home contents with the AA and specifically requested extra cover home and away for my wife's and my laptops and phones. They add up to a value of around £2500 and I know…
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Car Insurance Auto Renewal - Hastings Direct
Hi, Although I cancelled my car insurance renewal by sending a message on their website (the renewal helpline was impossible to get through on), and I got a phone call confirming the cancellation , this bunch have taken the full amount from my bank account for the renewal and not issued any email or letter to say my…
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Help please regarding insurance for life cover for mortgage
Hi everyone, I presently have an outstanding Halifax shared ownership mortgage which stands at about 65k being 50% of my mortgage value. I live with my partner and neither of us has any form of life insurance. I am trying to get some form of life insurance to cover my life so if i was to pop my clogs whilst we still have a…
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Moneysupermarket Car Insurance Quotes - Check Voluntary Excess
Hi there, Today I ran a search on moneysupermarket for my car insurance renewal. The cheapest quote was with the AA and included a £350 voluntary excess. I reduced the voluntary excess to ZERO on the AA site which is obviously better value, but the updated quote stayed at the same price! So don't assume the cheapest price…
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Are my car insurance having me on???
Hi All, Really looking for some advice on this because I am new to all this insurance stuff anyway and now my insurers have confused me even more! It's a little confusing so will try and be as clear as I can. I had an accident at the beginning of January which I believe is not my fault. However, the other driver is…
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Trying to find cheap home insurance melting my brain
I distinctly recall this time last year, spending an age trying to organise home insurance. I used the comparison sites, but ended up going with Aviva for £290. I can't remember why. I'm sure there was a good reason. Looking at the usual suspects, I'm getting offers for around £130 upwards for the same level of cover bar…
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Group Income Protection
Hi, I hope some of you with more knowledge than myself may be able to clear up a niggling concern I have with my G.I.P policy through Friends Life. I am assuming that the policy will pay out if I qualified for a payout till retirement or death (unless returning to work), but upon reading the conditions the guidance says:…
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Income Protection issues
Hi, Hoping someone on here can advise me on this. Some 15 years ago I was sold a Bright Grey income protection policy to cover me in the event I could not work.I'm self employed but have employees.20 months ago I was involved in an accident that left me hospitalised for 3 months and unable to work for nearly a year.…
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One loss, two policies
Just before Christmas, I lost both my pairs of spectacles while on holiday. The total price for the two of them was about 350 pounds: the loss was covered both by my travel insurance (but with a maximum sum insured of 200 pounds) and by an extension to my home insurance policy (but with an 'excess' of 200 pounds, so…
