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Bad weather rumour
Hi, Have heard a rumour that when there was a Red weather warning during the recentbad weather, an insurance firm decided to declare car insurances void if youwent out in the area of the red warning, is this true Chrissy:eek:
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If three cars are involved in an accident, who is liable?
I am after advice on who is likely to be liable to pay for damages to my car, after an incident involving three cars. Situation My car was damaged after neighbour #1 crashed into neighbour #2's parked car, which caused neighbour #2's car to crash into my car as they were parked next to each other. Neither my vehicle or…
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Insurance claim - number of years' NCD lost
Hi All Once again I'm confused by something (!) and would appreciate some help please... My insurer says if I have 3 years' NCD then make a claim, the NCD will be reduced to 1 year. Does this mean my NCD is actually going down by 3 years? Obviously my 3 years' NCD applied at my last renewal, and I presume the reduction to…
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Advice- Home insurance, natwest mistake!
Hi there, I was looking for some advice. I recently bought a new property (FTB) and went with Natwest for my mortgage, they asked if I would like a quote for Homes/Buildings insurance, which I agreed to. I was advised that If I wanted to take out the policy with them then I would need to fill in the DD mandate and return…
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Car Insurance charge. What should I do?
Hello. My old car insurance company canceled my policy because I missed two direct debits. The first I paid by card on the telephone a few days later and the second one I was actually £7 short which I put in at 9am that day, but sadly was too late. They wouldnt let me pay monthly anymore and demanded the full years fee or…
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Duplicate Life Assurance
Hi: I have been purchasing my life insurance when I purchase my house in 2005 at the time I was just divorced and single with no dependence. But now I am remarried and have a one and a half year old baby. My husband bought the life assurance from the open work covers all three of us at the beginning of 2011 without…
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Dropped laptop.Should I claim on house insurance?
Hi all. We've dropped our laptop on its corner and it wouldnt start up. We have had a friend who knows what he's doin look at it and He says the hard disk is damaged and it needs a new ones and is also running very very hot (although may have been before). It is going to cost about 50 quid for a new disk but he is unsure…
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Courtesy Car Issues
Hi all, I am hoping to get some advice or personal experiences on what my partner is currently having: A 3rd party crashed her car into my partners parked car whilst she was at work. Fortunately she left her details! There were fairly extensive repairs that needed to be done so the nominated garage provided her with a…
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DomGen washer/dryer Protection Plan JOKE, AVOID!
I have a washer/dryer protection plan from DomGen, and I have had four visits from Indesit engineers since mid December. Dryer stopped, engineer visited on 14th December and replaced part. THEN the dryer WOULDN'T STOP DRYING. This of course is a major health hazard and dangerous as it could cause a fire. In the 8th Jan a…
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Query about Cardif Pinnacle changes to Mortgage Payment Protection
Hi all A newbie here. :) I've just been going through some old paperwork and noticed a letter from Cardif Pinnacle dated 4/12/12, stating: "with regard to your LloydsTSB Mortgage Payment Protection Policy (we) advise you that this can now be used to cover a mortgage from any lender. This means that, although you originally…
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courtesy car problem
Hi, i recently had someone who wasent paying due attention to the road drive into me , they admitted liability. My car is quite old so the insurance has suggested it may be a write of , but they will not know this until they pick up etc. Anyhow im fully comp and I was supposed to get a courtesy car as advised by the…
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i want to be a life insurance broker i need a network to take my business how?
Hi, I am currently a manager of a life insurance broker and want to start my own business . I have everything in place apart from a network to send the business too. How do i go about getting myself on a network and what,s the procedure and what checks does it involve?????? Any advise would be much appreciated
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No claims discount
Up until last year my wife and I had our own cars, both with 9+ years no claims discount. We then decided we did not need two cars and now only have the one. My wife is the main driver on the insurance with me as the second named driver. How can I preserve my no claims discount, as we may decide to have two cars again in…
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Do i need to declare this?
Hi all Im about to complete the puchase of a house so im looking at quotes for building insurance. One the questions on the forms is "Has your property ever shown signs of heave, landslip or subsidence?". It says this on the builders survey "The main walls showed signs of minor differential settlement, this is pronounced…
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Which Buildings Insurance?
Hello, I need to get some building insurance for my house. Basically ever since my mum was diagnosed with cancer I moved out of my house and her and my sister moved in. Since I don't live there I don't know what kind of buildings insurance to get. I don't charge them rent so I don't think I want expensive landlords rent.…
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Very Confused - Advice Needed
When my wife and I purchased a house in 2005, the solicitor advised we took out Mortgage Life Insurance inc Critical Ilness Cover. This was Decreasing Term Life Insurance in my wifes name only. We subsequently sold the house in 2010 but unwittingly remained paying into this policy. My questions are (and please be gentle!!)…
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Shared chimney stack collaspe, would this be covered?
My neighbour has had a roofer out to cap off his chimney, the roofer has informed him that it is in a state of collaspe. i have had a roofer out to assess this and he agrees, mine has been maintained and is probably keeping it up. My roofer has advised me to try and go through my insurance, as it will be costly, and is not…
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Managed to save £700 on car insurance
Hello everyone, Just wanted to let you know about our recent saving on car insurance. I'm 20 years old and share an insurance policy and vehicle with my parents. Last year the total cost of the policy was around £2000, and the renewal this year wasn't much less at around £1950, but doesn't run out till September this year.…
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Trying to get Insurance when been refused previously
I need some advice as I'm helping my Father in Law with this landlord insurance. He has a policy which is currently invalid as he has been refused insurance previously from a provider and the terms and conditions of the current policy state that you need to disclose if been refused. The current policy is through some…
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Rental Car
Please help. Rental car was involved in the accident with the glass doors. Car had just a number plate cracked and 2cm scratch on the bumper, but the glass on the door was smashed. We've exchenged our details with the door owner, as I was thinking to sort it out without insurance involved, because of small damage. So, when…
