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Insuring a second car
Morning all, Been having a look through the forum but can't find any threads which seem appropriate. I have insurance on one car, with the other half as a named driver. We've been thinking of getting a second car, as I have changed jobs and now have a long commute, but I didn't know that NCD can only be used on one car, so…
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Is This Why Insurance Premiums Are So High
http://www.shetlandtimes.co.uk/2011/02/01/father-sues-own-firm-for-100000-over-death-of-his-son-in-building-accident I am confused as to the reasoning. In a way he is saying he is responsible for the death but is going to financially benefit from it.
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need help urgently about car claim
hi my partner was involved in an accident where the person driving in the first lane under took her and and cut the car off. partner tried to avoid the car and end up hitting the central barrier and spinning out and the car ended up on the grass onthe side of the dual carriridge way where the car was half on the grass and…
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Right Deal Insurance
Just over a year ago I got a call offering me buildings and contents insurance through this company. It was actually quite a good deal and it was from the Halifax. I was told that after paying my premiums for 12 months that i'd get 75% of my premiums back. Today I phoned them and the number is no longer available. I had a…
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Change in EU Legislation / Law
Hi all, Although I don't drive any form of vehicle and thus don't need any insurance on these things, the ruling from the European courts will effect all forms of insurance. Basically, by March 1st I believe it is, the courts will decide if it is illegal to discriminate sex in insurance, and it's looking very likely that…
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Under 17 Car Insurance
I've just helped my soon to be 17old daughter buy her first car. We got one earlier than expected because it was a good deal. However, I don't particularly want to register the log book in my name and then change it to hers just for 1) convenience and 2) for registered keepers. Is there a way I can put the car in her name…
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Life Insurance / Assurance query
Hi, Very naive about the whole insurance thing but looking a bit of advice. I have managed to get the opportunity to pay off my mortgage and will be paying it off within the next 4 months. My existing policy covers paying of fthe mortgage in the event of death etc. When my mortgage is paid off I will be looking something…
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car insurance companies that only look back 3yrs
was speaking with bmw insurance today and lady asked about any accident claims made in the past 3 years. That took me by surprise as they normally ask 5yr history. my accident was in Sep07 which falls outside of the 3yrs. BMW's quote was still too high but got me thinking, are there any other companies that only look back…
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Tesco Finest Home Insurance
Hello there. My apologies but I have never posted before so not even sure if this is the right place. I have Tesco finest home insurance and thought at first I was making the smart choice. However, not too sure now. Just spent 35 minutes on the phone trying to make a new claim (20 minutes of this time was on hold) and not…
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Total Loss Still Paying Insurance
I was involved in car incident 31/10/10, in which my car was made a total loss, the insurance settled with my agreement on 18/11/10. However in January of this year I noticed that they were still taking monthly debits, I duly cancelled the payments. I have now received a letter stating I must pay a cancellation fee. I've…
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Accident (my fault) reported but other party still hasnt reported, no claims impact?
During about the middle of last year i had an accident with a bus. It was my fault the bus driver exchanged details and i reported the acident to my insurance company. The other party have not made any claim so far. Its been nearly 8/9 months since the acident and seemingly unlikely that the bus company will make an…
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Why is my car insurance so expensive
I'm 18 at the end of the month, and I'm about to start driving lessons. I looked up a few quotes on supposedly good cars for beginners. I was expecting to be quoted about £2100. But the cheapest it is quoting is about £3500, and that's with a 0.8L car, and the DOB fiddled to make me 7 months older, (I think that's about…
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Funeral costs(Midlands)
Can anyone help with the costs of cremation. We want a basic coffin, car for 7 people and obviously flowers. My parents are going to be left with the burden of the costs but myself and my husband would like to help. My parents are going to discuss arrangements with a local company where my Gran is being held on Thursday…
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car insurance change of policy.
advice needed here please. my daughter changed her car insurance early last week, to put her partner on the policy. the policy she cancelled, the company told her that there was no cancellation fee to pay. today they have phoned her told her that there was a system error and that she owes them £30. they wont cancel the…
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Want to change insurances
Hi All, I really want to change my life & critical Illness, pet, and buldings & contents insurances as they are costing me an absolute fortune. A friend told me that I can just cancel them when I get new quotes from others - can I do that or do I have to wait until the renewal dates? I am getting robbed blind by all my…
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Non fault company car accident - Does this affect my personal car insurance?
Me and the wife were in bed one night, her company car was parked on the main road outside the house (As specified in the company car insurance). About 6am, we heard a loud bang, a little old lady driving home from a night shift decided to fall asleep at the wheel and went straight into ours. Loud bang and seeing our car…
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Travel insurance and subsequent changes to medical conditions
I have a question for anyone who knows about travel insurance: Can travel insurance companies really change the terms of a policy due to changes in medical conditions after the policy has been purchased? I booked a travel insurance policy (with Columbus Direct) last November for a trip this coming April for me and my wife…
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Car Insurance - Non Fault Enquiry
Hi all, I have a query which I hope someone, somewhere can help me with. Recently, my car was parked. Someone drove into the car park, hit my car whilst trying to park causing a lot of damage then drove off immediately. I have an onboard camera which caught the whole thing. We might not be able to make out the registration…
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Mortgage insurance protection
Hi I am considering a new home and am comfortable enough with doubling my payments for a better house. My job is well paid and safe. I do worry though that if this job ever did come to an end by way of company losing contracts or whatever, I might not manage the payments. Does mortgage life insurance cover such events of…
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Buildings Insurance contractors' overheads and profit deductions
My mum has made a claim on her buildings insurance in respect of subsidence and the claim is being handled by an agent on behalf of her insurer. They have agreed to pay out but they are deducting 24% of what they say it will cost to rebuild and have labelled this 'contractors' overheads and profit costs', which I…
