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permanent health cover-is it worth carrying on with it?
As like most people,times are tight. So we pay just over £70 a month with guardian freedom plan,permanat health cover. It is index linked. At the moment it would pay my husband £212 a week. iT has a small cash in value of £355,but that varies. We started this aapprox 10 years ago and will continue tii he's 65 or we stop…
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Car Insurance - Claim following accident
I was recently involved in a car accident whereby the other driver was at fault. My car has been just been repaired and I'm in the process of submitting my un-insured loss recovery claim (to reclaim my policy excess and incidental costs). However, I've been told by my father in law that I am able to claim an amount that…
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Forced to change buildings insurance
Hi all, This is my first post but I was so apaled by the situation I felt the need to post and hope that you guys could give me some advice. A month or two ago I recieved a letter informing me that the company who previously owned the land my house is on, it's a 999 year lease hold, has been sold to another company.…
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Clarification for Card PPI policies
Hi all, I'm looking at switching my current credit card PPI policy from a lender bundled to a standalone product. Looking at http://www.paymentcare.co.uk they have both loan and card payment protection. My question is can a loan protection policy be used to protect a credit card payment? it seems to be about a tenth of the…
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Building Insurance Mess !! Insurance refused but fees to be paid?
Hi Everyone I decided to switch my Building Insurance after using confused.com. Chose Admiral quote to start on 18th August. On the phone we told them building work is in progress.... the kitchen is being refurbished ie plumbing, electrics, new plaster and units. Paid the fees. Got a letter today 26th August (8 days later)…
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Powerplaydirect 0870 number
After a claim on my Halifax GIS, they have passed me to a third party, Powerplaydirect to handle replacing the consumer goods. However this company has a premium rate 0870 number as their customer service number. I regard this as poor service on Halifax's part. The alternative "geographical" number on SayNoTo0870 seems to…
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Tesco Insurance £50 cashback
Has anybody taken out Home insurnace with Mr T. within the last couple of months ? Have taken out a new Home insurance cover with them on 12-07-08 and have just noticed that they will give you £50 worth of shopping/fuell vouchers if policy taken out between August and 17-09-08.As we took out a new policy in July , does…
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Home Insurance - Is It Just Me ?
Just got a renewal qoute for my home insurance.Last year for building and contents £224 . This year £330. Had no claims for ten years and there have been no changes to my house or circumstances.It is only me who feels ripped off or are we all in the same boat ? Any suggestions:confused:
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MIL's lots of little 50p a week insurance policies?
Hiya lovelies, I'm hoping someone can help me. (Apologies for the big print but I have bad eye sight and make fewer typos this way.) I am going through my mother in laws finances and trying to make sense of it all. (she's still alive btw) She seems to have a lot of little insurances that she has paid 50p a week into - or…
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ppi claim failed
I had a loan and when i put in a claim for illness for artial fibrillation ilregular heartbeat it was refused because the doctors report said it may be caused by my past life style that it may be likely alcohol induced. in my policy it says if it was partly induced by alcohol then they will not payout . but at the time i…
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Critical Life Insurance UK-Joint Life Insurance UK
Life Insurance UK offer access to a Nationwide network of life insurance, term life insurance, whole life insurance, and Critical Life Insurance experts waiting to answer all your questions. So many good policies are available here! Whole Life Insurance-Term Life Insurance-Critical Life Insurance-Join Life Insurance Free…
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Axa Health Insurance, Should I Take It?
:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
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What cover do I need?
After reading Martin's article I'm a bit confused as to what Life assurance etc I need. I am 35 with a wife and 2 young kids. We have a 150k mortgage and I have an NHS job on 40k a year. Wife works part time earning about 10k a year. At the moment we have Life and Critical Illness Cover(Decreasing). Is this all we need or…
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Car Insurance Query
I bought a car in April this year and got insurance from Quinn Direct. It was TPFT and cost around £440. My licence came up from renewal this year too but as my health has changed (bi polar disorder) I had to apply for a medical licence. I was awarded one for three years. My question is - do I have to inform my insurer of…
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Swapping ASU and Life insurance
Hi all, don't really frequent this board but just need a little help. I am currently paying Scottish Provident £65 per month for the following (for me and the wife); life assurance and critical illness where it goes up every year with the rpi (currently at £60000). unemployment cover (8 weeks wait) then paid for 52 weeks…
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Endsliegh Contents Only Insurance Excess, How Much Is It?
Done some quotes on contents insurance with endsliegh and I can't find the excess amount to pay anywhere, they keep it well hidden. I even did a quote with gocompare too which included endsliegh and again it doesnt disclose excess amount. Was wanting to use quidco so didnt want to apply over the phone with them. This…
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Please help - Been going around in circles for the last two hours - Income Protection
Hi guys, Just realised yesterday that Assurant inceased our premiums by a toltal of around £15 (me and the wife) and they did not tell us they were going to so Im rather :mad:. Anyway I have decided to cancel our premiums with Assurant because of the price rise with no warning from them and we only started the policy in…
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Re-broke car insurance rather than just cancelling it?
I want to cancel my car insurance mid-term I read this, what do you think of the idea? "Here is a tip - when calling insurer to cancel (for whatever reason) if you are charged this, ask them to issue a new policy. Sounds mad, but they can't refuse. Once you started new policy, next day call them back and cancel. You will…
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Abbey Life want £3000 back 2 years after policy surrender!
In June 2006 my Mum surrendered a unit trust policy that she'd had since 1972. The settlement cheque arrived with a letter stating "This cheque issued in full and final discharge of all AL's considerations and liabilities arising from this policy". She has now received a letter requesting payment of an overpayment of "AL's…
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Cancelling insurance policies
I'm in the process of reviewing my finances, especially with going back to Uni next year. I've a couple of old insurance policies that are still active, but I've never claimed on. These are a couple of health insurance policies and one for my computer (I found a better deal elsewhere). I probably won't be able to do this,…
