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Changed mind over liability
Hi, Im new to the forum, although Ive been browsing for a few months and now I require your help!! I was involved in a car accident last Thursday, where a 30 ton lorry pulled out infront of the Renault Twingo GT I was driving, on a roundabout (Quite Large, raised island with signs on in the middle). I was already on the…
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Annual Travel Insurance - limits on trips?
My wife and I have an annual travel insurance policy. I know some such policies limit the length of each trip to 30 days, so I checked. They told me the limit was up to 65 days for each trip, with a maximum of 183 days away from the UK (or is just away from home?) within the 12 months duration of the policy. My question to…
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Laptop insurance
Hi I need to insure my laptop for international travel. I have done a google search but all the websites look a bit amateur. can anyone recommend a good company. Price doesnt matter too much i dont like being tight on things like this cheers Ben
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M&S Pet Insurance excess question!
Hi there - found a thread yesterday about pet insurance with lots of members saying how M&S were really good and now you could pay a bit more monthly and have no excess. I've just done a quote on their website but can't find the option to change the excess to zero anywhere - does anyone know how to do it? Also, though our…
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Best value annual travel insurance?
Its time to renew our annual travel insurance again. Had a look around, and just as confused as I am every year about it! Need Europe cover at least, but preferably worldwide. Must include scuba diving (as most seem to now). As we own a home in spain, baggage cover doesnt need to be a lot, but personal belongings should be…
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Scams Fiddles etc
There was a programme on TV last night about persons who try and fiddle insurance claims - mildly interesting - sure it didn't disclose anything we didn't already know. The amusing part was at the very end of the programme when viewers were invited to phone in on a " drop them in it" reporting line - so where you suspect a…
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Laptop insurance or contents?
I've recently separated from my husband and moved into a houseshare. I don't own much of value, and no furniture but I do have a new MacBook that I need to insure. I'm not too worried about getting contents insurance if I can get laptop cover separately. Is this possible or advisable? If I do go for contents insurance how…
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Travel insurance for climbing kili
Hi guys, Ive organised a trip to africa as part of my child nurse training. Im going for 2 months and at the end im hopefully going to attempt mount kilimanjaro. But im really struggling to find an insurance policy that covers walking about 5,500 metres altitude as well as covering my personal money and all the other…
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redundancy protection
I currently have about #650 pm redundancy protection which I took out when I recently moved my mortgage. I'd like to increase the amount by another #500 but not with same provider. Anyone know if this is allowed because I can't find any info anywhere. Thanks.
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Car Insurance issue with Norwich Union
Complaint against Norwich Union Insurance Ltd. I am seeking some legal advice please. I owned a Renault Clio and insured it with Kwik fit Insurance, (underwritten by Norwch Union) on the 23/3/07. I was the registered keeper and main driver with my son Anthony as the named driver. On January 25th this year, I contacted…
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Claim History for Car Insurance Renewal
Could anyone help with advice please. I am looking at quotes for new car insurance, and this time it will just be me on the insurance...however the past few years it has been me and my husband. A couple of years ago he reversed into a lamp-post and we had to claim (though we did have protected no claim insurance). As my…
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BUDGET CAR INS - charging £25 for 20 mins cover!!!
HI Folks, can anyone give me some advice. I am seriously miffed. Bought car ins thru BUDGET via MSE comparison route. But needed a cover note immediately to tax vehicle. Only after paying online thru my Nat West Maestro did I discover they only post out Cover Notes (allow 7 days they said). No good to me so I have to…
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Income protection OR mortgage repayment insurance
I am nearing the end of the process of buying a house and all i need to do is sort out payment protection, its only my name on the mortgage but will be living with my fiance. the mortgage advisor quoted us 18 a month and would be split 50/50 for sickness, accident or unemployment looking on this website there seems to be 2…
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Contents Insurance
I am a student living in private rented accommodation, and i need contents insurance on just my things, if thats possible i am sharing the flat with university friends and if possibl;e maybe the insurance for the whole contents in the house, but at the moment im looking for person contents insurance any ideas?
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AA cashback querie
In June of this year I used a price comparison site where the AA came out best for my car insurance. The quote was with either £60 or £50 (I can't remember which) cashback after three months. Yesterday I received a letter from the AA saying that they had reimbursed £30 onto the account I paid the insurance policy on, which…
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Insurances review - any advice???? :-)
Hello :-) I wonder if anyone can help me - I seem to have a mammoth number of different insurance policies including (plus the cost per month): Landlords insurance (buildings and contents inc. legal etc) for a BTL property £23 Contents insurance for the property I live in £11 Income protection £14 Life Assurance and…
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Cancelling car insurance; 20% refund less £50?
Hello I'm 7 months into a 12 month car insurance policy, and I want to cancel it (if a refund is worth my while). The company is part of the BISL Budget group. There is nothing specific in my T&Cs about cancellation charges. Based on a quick google search (not just about Budget), people with 5 months left on their policy…
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contens insurance
I currently pay £580 a year for home contents insurance ( which I am now going to review) and have just made a claim for a lost ruby in a ring I inherited from my mother. Firstly the insurance company wrongly advised me to get a quote for the replacement, which I did and was quoted £600. When I advised the insurance…
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Currys TV Insurance
I bought a flat screen TV from Currys approximately 2 year ago costing around £1300. I also purchased covering insurance for any break down, £5.70 a month. The TV broke down about 4 weeks ago, Currys took it back and tried to repair it. Turns out they cannot repair it. So what they have offered me is a voucher for a TV…
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Student insurance
Does anyone have any advice on insurance for students, particularly first year, living in hall of residence - property and fees insurance etc?