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Help! Problems with Budget Car Insurance
Hi My girlfriend has been insured with budget since the end of last year. She is 25 and I am 21, so it is obviously cheaper for me to be a named driver on her policy. When she first got a quote for the insurance budget were the cheapest, so we got 2 quotes. One quote for just her on the policy and one for me as a named…
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MOT failure - insurance help
Hi I am within 14 days of my insurance policy starting and my car failed its MOT. I cannot afford to fix it so I will be selling it for scrap/parts - I have been told that I have to pay an admin fee of £40 - is there any way to get out of it ??? Thanks Tanith
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Is it a bad time to change car insurers
I am in the process of pursuing a claim through my current insurers, albeit for an accident that wasn't my fault. Irrespective of who's fault it was i've been told that i need to pay my excess (£250) to the repairing garage before receiving it back when the claim is settled. Not having been through this process before, I…
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Accepting an insurance offer
Hello guys/gals Please help me, I have recently lost my engagement ring which has been an absolutely awful time for me, along with all the sentimental feelings I am now being told by my insurance that they will only give me 65% of the insured amount as I want to take the cash payment. They wanted to provide me with a…
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Car insurance quote from u-switch.com
My car insurance is up for renewal next month, so I'm looking around various websites getting quotes. I've just been on u-switch.com, typed in my details and then a list of quotes was given to me. The best one was with Marks and Spencer, £150 excess - £339. 'Great', I thought - I paid £404 last year. I then wondered if I…
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Car Insurance NCD V's pending claims
What's the general industry rule of thumb regarding the effect of pending claims / open claims or claims in dispute when it comes to the effect they have on NCD for policy renewals. Or is it the case that there are no rules and this will vary from one insurer to the next? In my case it seems what would have been a 5 year…
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india!!
my son is about to go to india in his gap year. this is for a period of 2 and a half months - to play cricket. can anyone please point us in the direction of cheap insurance? Thank you
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Pregnancy complications while insured
My wife was pregnant when we took out a policy with Bupa. She is now 8mth+ and her consultant has said she may need an emergency caesarian due to a "low-lying placenta". When she called Bupa to ask if she was covered, they said she would be if she had been a policyholder for at least twelve months, which she isn't. I found…
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Laptop Insurance
Hi Just bought my son a laptop and i'm after taking out some insurance for it He's in the navy so machine will be travelling around with him Anybody got any good ideas ????? BIGPAUL
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Critical Health Insurance
I have had critical health insurance for years now and it expires in 10 years. It pays out £66k if succumb to a serious illness but survive. I pay £23 a month for this. It seems very expensive and wonder in any case what loopholes there are to prevent payouts. Any opinions on why i should keep this going? It's not as if…
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Let/Sublet Properties
Hi, Does anyone know what a Let/Sublet property is?
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Natwest Home Insurance + Quidco
Got a new Natwest policy for my home insurance with Quidco on Saturday. My old policy doesnt end until mid-september however. Nothing has tracked yet - has anybody else had experience with doing Natwest Home Insurance + Quidco. Total was £136 - £90 quidco - a bargain at £46 for the year!
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Travel Inrsurance With A Pre-Existing Condition
Does anyone know of any Travel Insurerers who won't take the Mickey asking for over £2000 to cover my wifes Non-Hodgkins Lymphoma for a 2 week holiday to Florida next year? Not only is she recovering from a bone marrow transplant, but it looks like we'll have to cancel one of the things helping her recover and the kids are…
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Friend insure my motorhome?
It's worth about 10k, he wants to borrow it. I can't keep adding and taking people off my insurance - and I would have to lose my no-claims etc if he had a claim. What we need is some short term insurance for him to take out on my motorhome - or is borrowing your mates vehicle legally impossible these days? My mum used to…
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House insurance problem - working as mechanic from home
I am about to work from home as a mechanic. I will service vehicles and return them to the owner, no customers on the premisis. No involvement of the house in my business (other than clerical) and no customers in the house. My work purely involves use of the drive and garage. As with most mechanics I supply my own tools…
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one for all insurance?
a few years ago i read in a magazine that a company was offering insuarnce for all white goods in your home, not just one and as you added more purchases you added to list so that was covered too. have no idea what is was called or who was offering it. i am fed up of paying so much for individual items when this seems like…
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Business insurance
Hi - my husband has just started a new job and found out today that we will need to change insurance to business as he will now have to transport children as part of his community job. I own the car, but he is the main driver. * Does anyone know of a good priced policy for business ? and * Do I need to change ownership of…
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Travel Insurance
Im going to Egypt shortly for two weeks, Egypt is classed as Europe for travel insurance. This is beacuse it has a Coast on the Med. But I want to goto Elat in Israel for the day, But Israel is considered as being worlwide, although it has a Coast on the Med. Any ideas on how to get around this legally with Insurance.…
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Building and contents insurance in Spain.
I need to insure my 2bed 2bath apartment in Spain for building and contents any suggestions?
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Home Insurance Help....
Right, had a leak from the bathroom that effected the main bedroom and downstairs living room. The leak came from the bath seal (fitted on the date it was built 3 years ago), this leak had ruined the mdf skirting in the bedroom, door frame (mdf) between bedroom and stairs, living room has stains on the celing and walls.…
