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Underhand Selling Techniques
My other half's dyspraxic, he gets terribly confused by bank statements. When he switched to online statements 2 months ago, he noticed that a private medical insurer has been taking direct debits of about £8 per month out of his bank account for the last 3 years. At no point has he ever knowingly ordered private health…
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Maybe someone can help
I bet this will fare in the "!!!!!! request of the month" category. Right: my car insurance is up for renewal, and I decided to move to a new (cheaper) insurer. Was on a 10 month accelerator plan. So, on expiration I requested my previous insurer to issue a proof of NCB, for me to have on file. Of course, when signing the…
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What does insurance cover you for (i.e. insurance for exteme sports etc.)
Hi I went skydiving through work and they paid for insurance for us but what does that entitle us to? the cost of the skydive only included 3rd party insurance but we had full insurance from our employer specifically for the event... I borke my ankle and went to the hospital...BUT today someone i asked if i had insurance…
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Pay IFA commission AND additional fees??
As a couple, we are buying 4 protection policies via an IFA - life assurance, family income benefit, and income protection. We agreed at outset for remuneration to be via commission. We've returned completed application forms to the IFA who has submitted them to the insurers. The IFA has now written to us raising the…
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Insurance Claim For FLOODING
Hi we have just recieved a letter from Churchill Home Insurance and it states we have to list items of damage & value but what about skirting boards and also there is now DAMP in base units in the kitchen {how do we value these}? Can we claim do you think on the washer & dishwasher ? any help thanks
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Car Insurance Claim Advice......
just hit my wifes car in side with my car. Rather than notifying my insurance (no damage to my car) and her claiming on her hers would I be better claiming on her insurance (I a named driver) and saying I hit bollard going into carpark. That surely mean that only one insurance affected claims/excess etc?
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How much does occupation alter your policy?
Hello!! Perhaps this is a question for those "in the industry". How does your occupation affect your policy? I accept that some occupations may travel more than others etc. but I don't want business cover and my occupation tends to fall into a number of categories. I can (legitimaly!) call myself a civil servant,…
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Bennetts- are they ripping me off?
The following is not really about the money, but it gets me really mad the more I think about it....advice please....... We have insured a scooter with Bennetts for five years. 9 months in to current 12 month policy (£120 in total) we have sold and rung up to cancel the insurance to claim a % back. The "customer care team"…
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Name the Car Insurance baddies!
I was with morethan & didn't have a problem until I made a claim. From that moment on all morethan supervisors went on a never-ending meeting. They made my life hell, "lessthan" is more appropriate name for the compnay and that's why I'll never buy insurance from "More th>n" eventhough they are one of the cheapest…
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no claim discount on van
i have been on my companies van insurance for the last 10 years ,so have not built up any no claims discount,but i now need to insure my own van, is there any insurance companies out there that will take into account the 10 years driving with my soon to be ex employer. `
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hi all
i have almost complete the purchasing of my house and need to get some insurance..... i wish to let my property out so do I need to get landlords insurance? or do i just get buildings insurance and let the tenants get their own insurance... a bit confused can anyone offer some advice please
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car insurance for a 19 yr old
Currently driving an old Ford Fiesta 1.1, and as i'm going to University in September, i want to change my car and get something thats going to be more reliable etc. Basically ive had a long look around and chatted to some very knowledgable people about my possibilities for cars and one of my options which i want to try…
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Secret Car Insurance Discount Code
Hey Guys, Check this out - I managed to get a hold of a internal discount code intended for Swiftcover car insurance staff - but it works for everyone! It saves you £25 quid. Type in VMD25MY in the promotional code section (before you start filling out the form) and you're off. Apparently it works all the time, so save it…
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Legal & General Life Insurance + £39.50 Quidco?
Is this any good? I probably need to buy life insurance for myself and girlfriend that pays off the mortgage and any debts should something happen to either of us... The mortgage we have is 25 years to go for £97,600 and we have both just taken it out...both are non-smokers and consider ourselves to be healthy Im not…
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Car Insurance
Just received renewal quote from direct line. even though we have other insurrance with them the quote they sent is £25 cheaper than their own website. also I have found it cheaper still with Pru and TSB, and each offer substantial cashback with Quidco. Any comments on Pru as I am happy with the quote and the £100 cashback…
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Direct Line and Flood Insurance
Hi, applying for Direct Line home insurance it wants me to state that there has not been a flood within 250yards of the property. There is a small river 150yards away and looking at the enviroment agency flood info the river has indeed flooded but not in the direction of the house. Do I assume that Direct Line will not…
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should i cancel insurance
Hi, I was sold decreasing level term assurance with my mortgage in 2002, but think it may be quite expensive. It was only a top up on other life cover as i'd increased the mortgage so it just covered the increase - £50,000. It has critical illness included and cost £18 ish per month. I was thinking of cancelling it and…
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Withdrawal legal or not
Last year I bought travel insurance (through Moneysaving expert) using my credit card. This year they wrote and said I had to phone or write to them to say I didn't require it for next year otherwise they would automatically withdraw the money and issue the insurance. Can they legally withdraw this premium without my…
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what do i do???
Hi, don't know if i'm in the correct place but i can't seem to find anywhere else that i could seek advise, I will brief you as it's quite long and if i'm in the wrong forum i'm wasting your time. Basically my neighbours were having work done on their house which required scaffolding, the company were taking the…
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Life Assurance Query(s)
No takers?
