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Withdrawal legal or not

Last year I bought travel insurance (through Moneysaving expert) using my credit card.
This year they wrote and said I had to phone or write to them to say I didn't require it for next year otherwise they would automatically withdraw the money and issue the insurance.

Can they legally withdraw this premium without my authority and why should I have to make contact with them to say I don't require cover for next year.

Axe

Comments

  • dunstonh
    dunstonh Posts: 121,282 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can they legally withdraw this premium without my authority and why should I have to make contact with them to say I don't require cover for next year.

    Yes they can as its an annually renewable contract with automatic renewal. It will cover this in the contract you agreed last year.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • tom188
    tom188 Posts: 2,330 Forumite
    Can they legally withdraw this premium without my authority
    As dh says you have already given them authority in your original agreement, you may not have checked the small print but the continuous purchase agreement will be in there.
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