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How much have you saved?
Archives for October 2011
Discussion List
My savings diary, thought it would help keep me motivated if I posted on here.
Right guys I am going to post here whenever I get paid/get money and say what I have got and how much of it I have saved. Sharing always helps keep me motivates so here goes. Tommorow payday I am due £170. Will have £80 after paying something off. Out of this £80 I will save £50. :) . Until I move out to be with my job, I…
Returns overpayments & jagers
I returned a £120 pair of Diesel jeans because I decided I didn't like them. It took significant willpower to leave without a replacement pair. Go me. Also, been making the max overpayments on the mortgage each month since March. In the battle between frugality and lavish extravagance, the former has taken the upper hand…
I stopped saving and I am spending again
Our safety net of savings is in place and we enjoy living here in beautiful rural England, so don`t splurge on holidays as every day is a holiday since retirement and moving. We reached the point when we were saying `what is the point of more savings` so now we are buying a few nice, luxury items. We are naturally os and…
MoneyQueen's now to retirement and everything in between diary
Hi, A little background about me first. I live in Scotland with my wonderful DH. I am half Indian and half scottish. DH is Indian and he moved to UK twelve years ago. I met him 8 years ago and we have been married six. Both of us are in our early thirties. I have had a diary on the MFW board before which I followed for…
Is saving worth it?
From what i have been hearing, saving money doesnt seem to be worth it anymore. We are heading towards more quantative easing (they can tell me it isnt all they want, but it is), higher inflation and banks being able to default at any moment...is saving worth it? Wouldnt it be better to invest the money in something to…
What do you think of my moneysaving plan? opinions please.
I live at home with my dad and my only bill is the food shopping I do every week (this is my way of contributing). So I plan to live as though I was on JSA. Only drawing out £200 a month to spend (this will just cover food and any odd treat I want) and pretend I don't have the rest and just chook it in a savings account.…
My thrifty living twenty something diary...
:wave: :) I am a longterm MSE forum'er but have set up a new account so as to keep my privacy about my new situation. I am in my twenties and am going through a divorce. Fortunately I was entitled to legal aid... I have long term health problems but manage to work part time. I am now a lodger with a super landlady and my…
Minimum Regular Savings?
I want to start saving seriously but can't afford to save much at all. Just wondered what the minimum was that people are saving. I know every little helps as they say but it's hard when there's not much available to save.
How much have I saved....no idea until I get your help
Well bit if a weird one and sure the title has got you wondering :) We need to get a few bits and bobs for the little one and have been saving up in one of them money pots that you have to smash to open. However, I really don't want to smash it as it was a gift when I was pregnant and is too nice to smash, yet I have no…
Student, trying to save as much as possible!
I think this is my first thread, I made this account a while ago but never got round to using it. I've had a lot happen over the past few years, and my finances and spending control is something I want to get down to a T. I want to try and create a nice amount of savings so I have money for emergencies. This is what my…
Cotton traders discount
02/10/11 i just wanted to let everybody know of a new discount that gives you 10% off (min spend £25) and free p&p (worth £3.99) code : Rf21
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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