Student, trying to save as much as possible!

edited 30 November -1 at 1:00AM in How much have you saved?
13 replies 2.6K views
megan01megan01 Forumite
162 Posts
edited 30 November -1 at 1:00AM in How much have you saved?
I think this is my first thread, I made this account a while ago but never got round to using it. I've had a lot happen over the past few years, and my finances and spending control is something I want to get down to a T. I want to try and create a nice amount of savings so I have money for emergencies.

This is what my finances look like at the moment:

Student Account: £414.
Savings: £1019.

Income: selling my old textbooks from my first year.
Job? Not got one as of yet, finding it hard to find one that fits round my timetable, although have inquired about a job in a hotel.

I want to avoid at all costs touching my savings, if I touch my savings, it will have to be for an emergency, i.e helping my parents. The money in my Student Account is to last me until the beginning of January where I receive my next student money. My aim each third of the year is to save a £1000 of the money I get and live off the rest. Luckily I don't drink, or smoke so will save money that way. So I suppose this diary will document all of my monetary decisions and help me make the right ones. Any advice is welcome :)
Save 12k in 2015 challenger NO.128 £0.00/£8000
House Deposit : £6317.44/£12000.00
Weight Loss, target: 8st 7lb current:
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Replies

  • pennypusherpennypusher Forumite
    331 Posts
    Tenth Anniversary Combo Breaker
    ✭✭
    If you are at Uni and paying for your own food make a menu of what you want to eat in the week ahead and just buy what you need for them. Join some of the clubs that don't cost anything. If you house share maybe cook for each other as it can work out cheaper that way.
  • megan01megan01 Forumite
    162 Posts
    If you are at Uni and paying for your own food make a menu of what you want to eat in the week ahead and just buy what you need for them. Join some of the clubs that don't cost anything. If you house share maybe cook for each other as it can work out cheaper that way.

    I actually live at home :o but have lived out before and could've used that advice though :)

    Little update, the job I'm applying for confirmed they are very flexible so I can work hours to suit me :) yay! Got to go for a walk round the place on Thursday .
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
  • megan01megan01 Forumite
    162 Posts
    Okay, the aim of saving for after uni has gone out the window. I'm going to need to move out asap, and I need to use the £1400 to live off/rent/bills. Going to see if my boyfriend will find somewhere with me so it will be cheaper. This is going to be possibly the fastest move out in the world, and I've no clue what I'm doing.
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
  • pennypusherpennypusher Forumite
    331 Posts
    Tenth Anniversary Combo Breaker
    ✭✭
    A house share will probably work out the cheapest for you. When you have found somewhere make a budget to help you plan your spending.
  • megan01megan01 Forumite
    162 Posts
    Money spent yesterday:
    - Printer cartridge (although I get the money back through my DSA)
    - A drink at uni because I forgot to take one from home
    - Money on a meal, although we went early and got it on the early bird offer.
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
  • megan01megan01 Forumite
    162 Posts
    Today:

    -cashed in £30 cheque from my 21st.
    -took £40 out to cover taxis which I will be able to claim back.
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
  • megan01megan01 Forumite
    162 Posts
    Yesterday i had my job interview... went okay i hope! Think I have an advantage because I'm one of the only students that are from Leeds so i can work holidays when other students will be going home. Meant to here in the next couple of days so got my fingers crossed...
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
  • Hi, I just wanted to suggest as you need to move out and need somewhere cheap checkout spare room .co .uk as I used it to get my lovely place. I am mega happy and my rent includes bills. :) Any questions just ask :)
  • megan01megan01 Forumite
    162 Posts
    Hi, I just wanted to suggest as you need to move out and need somewhere cheap checkout spare room .co .uk as I used it to get my lovely place. I am mega happy and my rent includes bills. :) Any questions just ask :)

    Thanks :) I don't need to move out anymore thank god but thanks :)

    Didn't get the job :( there mustve been about 80 people here for 5 jobs.

    Hair needed doing.. cost £60 :o
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
  • megan01megan01 Forumite
    162 Posts
    Today I spent a bit of change on a can of diet coke, thought id treat myself since I have been doing work all day long and getting lots done.
    Save 12k in 2015 challenger NO.128 £0.00/£8000
    House Deposit : £6317.44/£12000.00
    Weight Loss, target: 8st 7lb current:
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