Student, trying to save as much as possible!

megan01

I think this is my first thread, I made this account a while ago but never got round to using it. I've had a lot happen over the past few years, and my finances and spending control is something I want to get down to a T. I want to try and create a nice amount of savings so I have money for emergencies.

This is what my finances look like at the moment:

Student Account: £414.
Savings: £1019.

Income: selling my old textbooks from my first year.
Job? Not got one as of yet, finding it hard to find one that fits round my timetable, although have inquired about a job in a hotel.

I want to avoid at all costs touching my savings, if I touch my savings, it will have to be for an emergency, i.e helping my parents. The money in my Student Account is to last me until the beginning of January where I receive my next student money. My aim each third of the year is to save a £1000 of the money I get and live off the rest. Luckily I don't drink, or smoke so will save money that way. So I suppose this diary will document all of my monetary decisions and help me make the right ones. Any advice is welcome

pennypusher

If you are at Uni and paying for your own food make a menu of what you want to eat in the week ahead and just buy what you need for them. Join some of the clubs that don't cost anything. If you house share maybe cook for each other as it can work out cheaper that way.

megan01

pennypusher wrote: »

If you are at Uni and paying for your own food make a menu of what you want to eat in the week ahead and just buy what you need for them. Join some of the clubs that don't cost anything. If you house share maybe cook for each other as it can work out cheaper that way.

I actually live at home but have lived out before and could've used that advice though

Little update, the job I'm applying for confirmed they are very flexible so I can work hours to suit me yay! Got to go for a walk round the place on Thursday .

megan01

Okay, the aim of saving for after uni has gone out the window. I'm going to need to move out asap, and I need to use the £1400 to live off/rent/bills. Going to see if my boyfriend will find somewhere with me so it will be cheaper. This is going to be possibly the fastest move out in the world, and I've no clue what I'm doing.

pennypusher

A house share will probably work out the cheapest for you. When you have found somewhere make a budget to help you plan your spending.

megan01

Money spent yesterday:
- Printer cartridge (although I get the money back through my DSA)
- A drink at uni because I forgot to take one from home
- Money on a meal, although we went early and got it on the early bird offer.

megan01

Today:

-cashed in £30 cheque from my 21st.
-took £40 out to cover taxis which I will be able to claim back.

megan01

Yesterday i had my job interview... went okay i hope! Think I have an advantage because I'm one of the only students that are from Leeds so i can work holidays when other students will be going home. Meant to here in the next couple of days so got my fingers crossed...

littlerussiandoll

Hi, I just wanted to suggest as you need to move out and need somewhere cheap checkout spare room .co .uk as I used it to get my lovely place. I am mega happy and my rent includes bills. Any questions just ask

megan01

littlerussiandoll wrote: »

Hi, I just wanted to suggest as you need to move out and need somewhere cheap checkout spare room .co .uk as I used it to get my lovely place. I am mega happy and my rent includes bills. Any questions just ask

Thanks I don't need to move out anymore thank god but thanks

Didn't get the job there mustve been about 80 people here for 5 jobs.

Hair needed doing.. cost £60

megan01

Today I spent a bit of change on a can of diet coke, thought id treat myself since I have been doing work all day long and getting lots done.