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Archives for February 2011
Discussion List
Saving for a house deposit
Hello everyone I've been following these threads for a while but haven't posted much - I've been getting rid of some irksome credit card debt. Now it's gone, I want to concentrate on saving for a house deposit, I'm so desperate to get on the property ladder now! I'm aiming for about £15000-20000 in savings, and have a…
How to fight boredom spending
Hi Everyone, Welcome to my first ever post :) I doubt many of yu in years to come will remember where tou were when you read this post but I hope some of you will share your thoughts & advice on it and help me & I'm sure others. So since the invention of the internet and the fact that it is near on impossible to function…
How do 'frugal gadgets' work? Fear...
Hi Does anyone use 'frugal gadgets' like a 'Plug-In Power and Energy Monitor' (so you can see how much power a appliance uses) or 'Home Energy Monitor' (the wireless type that gives you a display on you current electricity usage)? How are these supposed to save you money? It is the worry of money that should motivate you…
Little Miss-Money saving thread
Hello, I'm new to all all this money saving but this site is a blessing I have learnt so much just from the past few weeks! A little about me, I currently work part time about 21 hours a week I am looking for more though. My partner is in the British army. We have no kids yet, we are engaged and looking to buy our own…
Little Charlotte's money saving thread
How can I delete this?:o
Repairing credit history (sorry if in wrong place)
Hi Folks, After reading some of the harrowing stories in the debt free wannabe section I didnt want to start a thread with "im debt free" - it didnt seem right. So I hope its ok posting this here. Long story short, I managed to clear what I owed a few years back following some amazing advice from this website. Since then…
Im New to Quidco and puzzled HELP!
I have logged onto my account today and the Cashback amount is not showing? Yesterday it was 195.00!! HELP :mad: Please x
wrong place
posted wrong place sorry
should i retire?
ok so i have trawled the web and seen the calculations etc on how and when to retire. none seem to make much clear sense to me. im currently working in a sales job which pays very well and has huge commission potential! lucky me right??? but.... i can't stand it anymore. i have been doing it for 20 years, set up and sold a…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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