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Archives for November 2006
Discussion List
Little Me and My Savings/Plans
Hi Just wanted to post my gratitude to Martin and the MSE'ers and figured this was the right place (?) Basically my debts are my mortgage and one largish debt (see sig if interested) which is at mortgage interest and terms (bank of Mum and Dad stepped in to help me out when I moved to my current house when Nationwide…
Council Tax Revaluation
Hello Everyone Just wanted to say a BIG THANKYOU to this site. I have just received a letter from the Valuation Office advising that our Council Tax banding has been reviewed and will go down a Band. It also looks that this will be backdated to 1993, which could be approx £1000. To say I am over the moon is an…
Follow the advice!
Just followed Martin's advice and haggled over my home contents insurance. Current company lowered my renewal quote by £32! Thanks!!
dreadedcounciltax
Just received a cheque for in excess of £2000 as my council have downgraded my property from band G to F and have backdated the tax I have paid for the last TEN YEARS. Thanks a million Martin. Bozo
Contents/building Insurance
Got our renewal notice from Direct Line for combined contents and buildings insurance - a massive £616.90:eek: Went through Martin's link Insuresupermarket...decided not to go with accidental this time and got quoted £291 with Budget a massive £325 difference AND the policy included Home Emergency Call Out. FANTASTIC!
A little nerdy....my 1st year of MSE....
Not sure if this is the best place to post this but I have (very sadly...as in nerd sad not boo hoo sad) been keeping a spreadsheet of all the times I've saved money, got freebies, got money for nothing (cashback + vouchers etc) over the last year and have been quite astounded by the totals. I started using MSE regularly…
hello
i wanna learn saving tips fom here. hope youll help me
Post Office House/Contents Insurance £50 back
I made enquiries with P/O insurance last night. Matched my existing criteria, saved £49 on the quote against my existing insurance + I get £50 back for taking out the insurance as a new customer. I also received the confirmation in the post this morning. Who said that the P/O doesn't deliver on time? It is amazing what…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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