-
How have the water company sent my wife a bill for an empty property?
I have an old property that was wrecked by the last tenant so I have been upgrading it myself - as I get time as a way to a) get out of the house and learn some DIY skills - anyway the house was fullyt gutted- all walls and ceilings stripped, rads out no kitchen or bathroom- so informed the water company I am the Landlord…
-
Survey fees for cancellation
I’m buying a property that currently has tenants. I have arranged a survey and EA gave surveyors tenants contact dets to arrange date etc When the surveyors turned up to do survey no one was in and they couldn’t access property. Surveyors say they sent reminder text to tenants and they didn’t receive any calls to rearrange…
-
Principal private residence
HI all My wife and I own 2 properties (we both own both) , each has a mortgage . One is our main family residence (mortgage finishes in 4/5 years) the other my elderly FIL lives in and we pay the small mortgage on that. (15/16 year mortgage) We bought the FIL's property 18 months ago (so he could live close and we can take…
-
Do I need to pay stamp duty or not? really confused.
I have flat where I live at the moment. I am buying another property due to complete at the end of June. The plan is to move into the new property and rent out the one I already own.I checked a few months ago whether I am liable to pay a stamp duty and I believe it was saying that I should because it is a second property.I…
-
Stamp duty on first home after inheritance
My partner and I are looking to buy next year sometime, between 315-400k depending on pay rises etc. Unfortunately, my partner just lost his mother to lung cancer and as a result, has inherited a 1 bedroom flat in Brighton, shared 50/50 with his brother. I know we are not seen as first-time buyers anymore, but would we…
-
Vendors stringing us along
Hi everyone, looking for some advice. We had an offer accepted on a house 3 months ago. We are renting so have no chain, and the estate agents assured us that although the vendors hadn’t found anywhere, they were happy to move into alternative accommodation if timescales weren’t met. We have this in writing via email from…
-
Asking for a rent reduction as property in disrepair
Hi. I moved into my rented property 11/3/21 since the 17/3/21 i have experienced numerous issues which I have notified the landlord of. They are very slow to act appropriately. I have now been left for 3 weeks without the full use of my bathroom and it will be over 4 weeks before any repair work begins. I need to vacate…
-
Selling advice needed
I bought my house in April on a mortgage with Santander, I'm locked into 5 year fixed rate with an exit fee of £12k. I've decided the area isn't what I thought it was and looking to sell and port my mortgage to another property in a different. I'm not looking to borrow more, I simply want to move to another property in…
-
Wayleave
We have an underground cable on our property, that comes up our wall and supplies houses on our street. We get payment from the electricity network every year for £4/£5. The network has now sent us the option for a 15 year wayleave instead of annually with a one off payment of £150. However, we are in the process of…
-
Hearing upstairs neighbours urinating (2)
This issue has already been raised here https://forums.moneysavingexpert.com/discussion/5668180/hearing-upstairs-neighbours-urinating but unfortunately closed without any resolution. Like other people who have this problem, I live in a flat with concrete ceilings. Sound proofing is generally excellent except for this one…
-
MCOL Orignal claim £2500 Now £10000
Received a MCOL from LL for £2500 for non payment of rent. Counterclaim as without boiler for 3 months for £3K. County Court Judgement without calling me not for original amount or taken into account my counterclaim ; but has agreed to the claim upto and including June for £10K . My question is how to get judgement set…
-
House regret???
Hi all As a first time buyer, I’ve recently reserved a new build house with my husband. Looking round the show home, it felt “right” and I was excited. It’s a great quality house with some really positive points. It was the first house we’d actually looked round. And I felt with the stamp duty holiday, I should be taking…
-
Tenant left without final inspection ... dirty and very messy gardens
I was due to meet with tenants today but at the last minute they emailed me to say they have left and sorry they couldn't meet me. In the email, they apologised for the state of the house and even suggested I could get a deep clean of the house at their expense. Similarly, each garden is an absolute jungle and once again…
-
Shared drive restrictive covenants and parking problems
Hi all, I m looking for a little advice. I just bough the house I rented for years. The shared drive belongs to my house and next door neighbour has a right of way over it to one car parking space. Over the years he gradually expanded his parking into his front garden. I seriously wouldnt care but his front garden is not…
-
Restrictions on parking van outside of home?
Hi, We’re currently in the process of selling our house, but a problem has come up when the buyer has been sorting through stuff with their solicitor. It appears that work vans can’t be parked on the estate. I don’t remember encountering this when I bought it, but it wouldn’t have been of any interest to me at the time. I…
-
If I Fail To Reach Exchange...
My current mortgage offer is up for review and there's a possibility that the offer will be not stand. The lender may withdraw the offer before exchange. I stand to lose the product fee, conveyancing fees and whatever else I stand to lose in the event of. Should this happen, I can top up again by saving until I can make…
-
Am I in a good position FTB?
Hi everyone , me and my partner are both 20 , we have around £280-285 to spend , we are FTB , have no chain , do you think we have a good chance at getting a good deal in terms of putting offers in for properties , so if somewhere is listed at £300k say , then we could have a good chance at getting it with our budget ?…
-
Buying a flat above a shop, pros and cons?
We have an opportunity to buy a flat above a shop in a small rank of shops in a residential area. The flat is at the end of a rank above a hairdressers and next to a funeral directors. The flat has it's own entrance and parking spot. It's a great price for the area and very rentable. The vendor is selling the freehold to…
-
Damages in a let shared property
I was wondering on how it works if damage gets caused in a
let property, that is let to two different tenants, and the damage is in the communal
areas i.e., kitchen and lounge.
-
Selling house with HMO under construction next door
So our elderly neighbour passed away and the house has been bought by a company which is turning it into a 6-unit HMO for homeless people. We have decided to move as we have a 2yo and we are worried about noise and disturbance. House has been on the market for about a month but no offers yet. The work on the HMO next door…
