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How to find land owner
Hello. My husband and I are in the process of buying a ground floor maisonette. All is going well so far. Searches submitted and our solicitor is going through the draft contract and drawing up the report on title this week. Our maisonette comes with a back and front garden. I know which pieces of land these are. However,…
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Nobody is collecting my rent... How do I reach my landlord???
Hi, this is my first post here so thanks in advance for any help... I rent a house where I have lived for about 4 years now. I was paying rent through an agent but they stopped collecting it a couple of months ago. When I called them them about this I was informed that the reason for it was that they no longer managed the…
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Wondering whether to renovate makes sense on an promising BTL?
Hey everyone I'm considering adding a second BTL property to my portfolio however the property isn't in the greatest of conditions and could do with some work (Updating the Kitchen/Bathroom at least). If I went ahead on the property and renovations would they be claimable as CGT or would they be allowable expenses…
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Is this normal?
I have an application in with TSB. They carried out a desktop survey two weeks ago and undervalued the house - we took it on the chin and said fine, we are happy to proceed with the down valuation, which had a knock-on on our LTV but they still offered a rate. After not hearing much in a week or so, spoke to them today and…
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Probate, contested will, house purchase
Hi all, We've been waiting on the top of of our chain getting probate for their property since October. Today the estate agent informed us that the will had in fact been contested. Frustrated doesn't cover it! We have been misled throughout, consistently told the probate could be granted any day. We will miss out on…
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Should we insist on a date for exchange?
Any advice - house move has gone completely bonkers. Our vendors are useless. After nine weeks they finally admitted their onward purchase was stalled as no lender willing to take it on, due to issues from survey. Parties down chain from us couldn't keep hanging on so we decided to exchange because we really want to sell,…
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Ultimatums-do they actually work
So we’ve been waiting exchange - everyone on the chain ready for over a month. Out sellers are at the top of the chain with no chain of their own. Having said on all the paperwork it was of paramount importance to them to complete as quickly as possible, as soon as we lined up exchange, they have delayed and delayed -…
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Buying a home with a low EPC
Hi, I’ve had an offer accepted and mortgage approved for a Victorian house with EPC-F. I’ve been looking online and noticed that it is likely that the Gov will make it harder to get a mortgage ( and therefore sell my mew home later) for properties lower that EPC-C. I don’t want to be trapped in a worthless home. At best…
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Renting with a pet?
My house is on the market and we want to buy a new build. We have our eyes on a few developments and a few plots which aren’t available for a few months. We’re willing to sell our home and go into a rented property until the new house is ready. We have a dog. I haven’t rented a home in years and I was never a dog owner…
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Solicitors "Enquiries" - what to look out for/ask about?
I'm at the stage where my solicitor is getting together the enquiries for a flat purchase (leasehold). Is there anything in particular I should ask them to query? For example: * I want to make sure that the ground rent is the same as what the estate agents have told me a few months back. * I want to make sure that the…
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Fecility J Lord needs to qualify me as a buyer?
Hello, I have two viewings with them this weekend and they have asked to arrange a 5 minute call to qualify me as a buyer before I am allowed to do the viewinh. I have never been asked to do this before. Does anyone know what that is about? Thanks in advance!
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Advice on getting deposit back
Hi, I moved out of my flat late March. The contract states the letting agent must start discussion of deposit deductions within 10 working days of me moving out.I called & emailed several times chasing to get my deposit back or start the process. They have only just sent me a checkout report as of today about 30 days since…
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capital gains tax
I have been caught out by the new requirement for 2020/21 to report capital gains on residential property within 30 days of the sale, and have therefore had to pay a hefty fine on top of the charge for tax. I only recently became aware of this, and did not previously know about the change. Have others been similarly caught…
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2 sale transaction recorded at the same day
As title says I was trying to find out a little bit more about property I intend to buy and discovered it was sold twice at the same time. Land registry shows two transactions with different prices paid on the same day. The difference is over £10,000 around 6%. I find it really strange and I am a little anxious about it. I…
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What are the requirements on timber covering of houses? (not blocks)
Hi, yesterday I saw a house in SW London that was built 13 years ago. Very well done inside, but outside it has 2 sides and a balcony with a timber covering (or made of a material that looks, feels and knocks like timber). The (admittedly paranoid) high risk light bulb inside my head immediately turned on flashing, so I've…
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Problems with Seller's Solicitor
We are in the process of buying our first house, and our seller's solicitor is being a nightmare, so just want a bit of advice as our solicitor seems a bit reluctant to keep pushing them. Our offer on the house was accepted on 8th February, and we were assured that the sellers wanted to move fairly quickly due to personal…
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Removing name from Land Registry after divorce settlement
This discussion was created from comments split from: Cash Register £100,000 - Questions/Answers/Comments.
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Small cash deposit
Hi, I have recelty made a small cash deposit of £60 into my bank account, it was money that was in my drawer, I am in the process off applying for a first time mortgage and am having slight complications due to an old PDL. I have read that lenders need proof of where cash deposits come from. Will this still be the case…
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Shared Ownership "Market Prices"
Hi everyone, I'm in the market for a property here in London and one of the avenues I've briefly considered is Shared Ownership. Avoiding the question of whether or not SO is a good idea or not (I can certainly see flaws in the scheme) I was wondering what you can do when a property is vastly overpriced? Consider this…
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Leasehold to freehold
Hi, I’m purchasing a bungalow which is currently a leasehold. We are buying the freehold (which has been agreed by the freeholder) in one transaction with the property and have just received our mortgage offer. We are about to instruct our solicitor but her assistant Isn’t in today for me to ask. So thought I’d ask here...…
