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Fence Dispute - Apparent Criminal Damage
Hello. I’m asking for thoughts/advice on behalf of my parents. This is the timeline. 1. Neighbour put up their own fence on their side of the property when they first moved in. This left a slight gap between the two fences. 2. 2 years ago my father attached some brackets to run electrical cable to his shed on the boundary…
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Funds returned to lender - how common?
Due to a monumental mess up and communication break down, my buyers conveyancer didn’t get the memo that the rest of the chain could not complete on the planned day and so did not cancel the request for funds in time. They said they would get back to me in a few days to exchange, once funds had been returned and requested…
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Demised gardens
I need some advice re subdivision of garden area. There are 4 flats who share a common garden area. Three of the owners have requested a sub division to provide individual plots. The freehold is shared ownership. Can the majority over rule the one who opposes. The land is completely open and one resident is wanting a safe…
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Failed EICR and accidental landlord
Hi. I am an accidental landlord. Moved out to care for elderly parent. I was planning on selling house last year and then along came Covid! I have recently had an EICR on the property and have been told it needs a rewire. I've been quoted around 4.5k which is money I do not have. I was also made redundant last year. I want…
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Selling my house to my wife for the money I lend her
I own a house (no mortgage) and I may be in need to buy another house in the future. I want to restore my virginity to become a "first-time-buyer" again and for that reason I want to sell the house we both live in to my wife, who will be a first-time-buyer. I want to give an interest-free loan to my wife to buy a house…
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Does Platform [Co-Op] do a final credit check before releasing funds?
My offer was accepted 12 weeks ago and my mortgage was approved with Platform [Co-Op] however last week I was offered a new job that pays 15k more than my current salary and is a huge opportunity. I am wondering if Platform will do a final credit check before releasing the funds and see that I have changed job [if I accept…
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Valuations
With a sale and purchase both under offer, it has got me feeling stressed already. This isn't a new process to me but I do always find it extraordinarily stressful because of so much reliance on others. My sale went to offers over and the purchase is in a very rapid market.When taking three comparables, do valuations take…
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Register lease of more than 7 years length
I will enter a lease longer than 7 years. Do I only use an AP1 landregistry form, or must I fill other forms to register it? I am not buying the property. I am only renting it through a lease agreement. Thanks Neil
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Extend or Move?
Hope this is ok to post here.... I’m looking for an outsiders perspective on my situation. I currently live with my family in a 1960s 3 bedroom semi detached, lived here 5 years and have renovated it fully in that time. The house is leasehold and would cost approx 3k to purchase the freehold inc legal fees. We live in a…
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Renting without a guarantor?
There is a flat my partner and I are interested in. We are both full time mature students. Our respective families support us financially. All of our parents are retired and so cannot be used as a guarantor. This is despite them having considerable financial reserves due to selling off a business. The estate agent requires…
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Neighbours planning rear dormer extension.
We moved in our house two months ago and on second day received letter addressed to owner about neighbour planning permission to extend rear extension under prior approval. His planning permission got declined by the council. This afternoon I saw the owner/ landlord and his builder pointing towards the rear dormer, I’m…
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Changing mortgage payment date?
Hi all, In a bit of dilemma here - my payment date is just before I receive my pay, i.e. on 26th on every month when I get my pay on 29th/30th. Ideally I would like it to be paid out AFTER I get my pay, i.e. on 1st date in the new month after I get my pay on 29th/30th on the month before. Is this sort of thing possible? Is…
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Homebuyer's Protection Insurance (cover conveyancing fees etc) - worth buying?
Just had an offer accepted and sorting out a survey etc. I planned to take out Homebuyer's Insurance to cover our conveyancing/survey fees etc if things fall apart. Any advice either for or against would be welcome - and any recommendations for firms would also be great. Thanks (sorry if this has already been answered but…
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TR1 &TP1 advice and is my solicitor right or wrong?
Advice on TP1 and TR1 and is my solicitor right or wrong? Not sure if this is the right place for this but hopefully someone can point me in the right direction. I’m currently in the process of buying a new property and selling my current one. My new property is a new build from a small developer. I have got to the point…
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Second survey?
Morning everyone, I couldn’t find another thread like this which could answer my question so started a new one. Keeping this as brief as possible, my partner and I are FTB, we put an offer in on a house in September 2020, survey done in November 2020 and mortgage offer approved in December 2020. The owner, very sadly,…
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missing owner
Hello I am looking at the title deed - there is a piece of land owned by a company back in 1953. I cannot seem to find this company on companies house. How do I track down the owner? Many thanks!
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heres a tricky one .....transferring house to son......any ideas appreciated.....
parents are 89 and 91.....the house is joint owned by them.....value 650,000........there is 155,000 equity loan on house......we wish to transfer house to sons name......obviously we will have to pay off the equity loan first........what is the best way to do this transfer..??.....will my son then be able to take equity…
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Freeholders delaying flat purchase. Advice please!
For context I'm a solo FTB and my offer on the flat was accepted on 1st December 2020. Enquiries were raised in December and a few more were raised mid January. All of the enquiries that have been passed on to the freeholder have not been answered and it's been months! I've chased the solicitors and the agents who have…
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Potential issues putting offer in on house?
Hi all, I currently have a mortgage in principle (MIP/DIC/AIP), however I cannot actually apply for a mortgage until the start of June as I am buying 3 months before my job start date (I am using a broker)... We have fallen in love with a house and want to put an offer in, we are first time buyers and don't know the ins…
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Just completed. Leaky windows
Hello A couple of weeks ago I completed on my new home. The 1970s home with a strong survey. I noticed today that there were two patches on the windowsill where water has dropped through during all this rain. Not sure if it is from the windows or from above the window in the recess. This was of course not mentioned to me…
