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Planning Permission Query
Evening all, this may be one for our solicitor but thought I'd ask just incase. A property we are seriously considering purchasing has a piece of land behind which is also owned by the same vendor. The vendor is selling both land and property separately. The land has approved planning permission for a 4 bed dwelling and a…
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House owned by solicitors for 7 years
A house I'm interested in has been on the market on and off for the past 7 years with multiple local agents, never having been sold. The original owner died 7 years ago and ownership since her death is registered with the land registry as the solicitors acting as her executors. I paid £6 for the title and plan, which is…
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Buying house - how does stamp duty work exactly with 2 buyers, one with second home
So hopefully a simple question, but can't find an answer online, for simplicity lets assume there is no stamp duty holiday: If me and my partner are both buying a house worth 500k then the 'normal' stamp duty on this would be £15k However, I have a second home. I plan to sell it but it needs renovations before this is…
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50/50 Co-owner Siblings , one paying rent to live in property - rental contract required?
Hi , while some contract is desirable can either sibling 'force' a formal contract( the tennant is BOTH Landlord and Tenant ) ? If so as co-owner and tenant can they request 'standard' market conditions ie Gas certificate, Electrical Safety, rules on visits and access? - that Property is brought up to better standards?
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Would these have been discovered with a survey?
So I’ve already bought this house and during the conveyancing period, I arranged for a survey to be done - not a full structural survey but the one below - with an independent surveyor who seemed to have a lot of experience and who was now semi retired but still doing a few surveys. He was not good on admin at all, sent me…
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Buying % of house from parent
Hello, my mother in law has a guest house that she wants to sell to us but continue living in. Ideally we would purchase the top 2 floors to run as holiday accommodation and she would keep the ground floor and continue living there. I'm assuming we would not get a mortgage for a percentage of a house? We could buy the top…
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New fresh offer after withdrawing from purchase?
As a family we are wanting to relocate and we found a house that amidst an extremely hot market had been available via Purple Bricks since October (most houses are having offers accepted within days after listing). Anyway, we put an offer on £3000 below asking price (172,000) and it was accepted. Since then we applied for…
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Mortgage deposit
My partner and I are trying to decide on how much we should put down on a deposit. We have roughly 18% if we buy a property to the value of 240k. However, we are looking at a property that needs an extension and fixing up (new heating, new windows). We have money in a 5 year company savings scheme and will use this to pay…
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A different Shared Ownership question!
Hi everyone, I have been searching the forum but can’t seem to find anything relating to my query- for once it seems to be the opposite of most shared ownership questions! So we are looking to buy a shared ownership 2 bed house which on first glance appears to be way overpriced ( I’m talking 25-35 k overpriced!) Now I know…
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Tenant to now Landlord - Housing Benefit Help
I have been renting privately with a friend for 5 years in the same property. We are both Joint tenants and the rent is £100 per week and we pay 50% of the rent each. My friend is disabled on benefits and I work full time. The house has been falling into disrepair and needs a new bathroom, kitchen and the roof needs doing…
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Landlord - Electoral roll issue
I have an issue with my landlord and the electoral roll. I have lived here for a number of years now, it's an annexe to the main house with a doorway through to the house that remains closed. Rent is reasonable and all bills are included because there's no separate meter etc. The understanding has always been that I was…
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Ex partner buying house
Hi there, Over the last year there has been an ongoing problem with trying to arrange for my boyfriends ex partner to buy him out. It took a while to agree a solution as she changes her mind a lot. It was agreed she would buy him out and she instructed the bank and a solicitor and has started the process. However, the…
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Can I keep a housing association flat while studying abroad?
I'm on a low band on my council housing register so I have
never yet been successful when bidding for a flat (in over 5 years). Amazingly,
I am currently in first position for a flat I bid on. Great. But I'm supposed to
be spending the next academic year abroad, studying at a foreign university (I'm
doing a languages…
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Painfully slow mortgage application (Nationwide)
Submitted application (large loan at 85% LTV) 3 weeks and 2 days ago via a broker. Decision in principle was a formality. We are both on generous London salaries with good credit. A few days later Nationwide started raising queries and asking for more documents. They’ve now done this 4 times and each time we go to the back…
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Interpretation of LISA Rules
My first post here, hoping you can help. I have a LISA in which I have saved a deposit for a first time buy. I have spoken to a Mortgage advisor and have been told what I can afford. So I'm now ready to do this, or at least start the process. The rules to using the LISA and keeping the bonus say that I can only buy a…
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Covid notice?
We have received notice to leave our property. Because of the pandemic, we have been given six months notice in writing (taking us to October). The letting agent is now saying that from the end of May the landlord may be able to change that to just two months notice if the rules change. We are currently on a rolling…
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Mail redirection services
This discussion was created from comments split from: New "Have a Look at This" thread.
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Restrictive covenant query re satellite dish
Hi, We have recently moved in to a bungalow that has the following restrictive covenant: —- Not to install, maintain or keep any satellite or other aerial or telecommunications receptacle on the elevation facing the front of the Property facing the adjacent highway and not to otherwise do so unless in accordance with the…
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Prospective Buy to Let property already has tenant
Just wanted people's views on whether it is generally a good idea to purchase a buy-to-let that already has a tenant?? It is let through a High Street Estate Agent and tenant has just signed a year's contract with a 6 month break clause. Clearly whoever buys it is also taking on a tenant they had no input into choosing.…
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Buyer can't relocate for several months, what options do we have?
Some of you might be familiar with our predicament from the 'Waiting to exchange' thread - I'm now in a position where I'm hoping someone can offer us some advice. In short: We are ready to exchange in our 'chain' of just ourselves and our buyer. However, the buyer has had a change in personal circumstances which mean they…
