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First time buyer , Unregistered/absent freeholder with registered good leashold title
Can some one advice me on this , I am a first time buyer and the proeperty that we where looking to buy was a leasehold property which had more than 800 years left in the lease. My solicitors say that it is a risk to buy this property due to the unregistered element on the property. They are ready to provide indemnity…
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Chain breaking up at last minute. Any suggestions how to repair.
Chain of 3 FTB buying my house sale agreed in mid feb 2020 me buying my soon to be new house sale agreed on late feb 2020 My Seller moving to a rented accommodation. Long story short COVID has been used to start the reasons for tail backs. from feburary to June as far as i could see not much was done. I got my valuation…
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What really happens on Exchange day and same about Completion day..?
When buyers and sellers sign bunch of forms TR1, Purchase Contract , Sale Contract etc to their solicitor what exactly happens on exchange day..? solicitors talk each other and they send signed docs by email/fax..? How exactly things are done these days on the ground. What point its clear exchange is done..? Also who in…
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See through loft latch
I need some advice about getting a clear loft latch does anyone have one.
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House not showing up on the land registry?
I'm interested in putting an offer in on a house. The current owner purchased it in 2016 and has lived there since. I tried to check the titles on the land registry but they have no records for that address - the address is definitely correct. It says "Sorry, we do not have a record of any titles for this property. This…
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Any way around taking a lodger if mortgage lender doesn't allow?
I have just gotten a mortgage through platform, I've moved in, all is going well. However, a couple of things have very suddenly changed and I need advice. First, I have a sudden need to travel abroad as someone close to me does not have long left and I want to see them before they die. Due to the virus and self isolation…
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Offer accepted on house, been told the next door neighbour is planning a single story rear extension
Need some advice please. Everything was going well. Mum's buying a house. It's a mid terrace and a decent sized house within her budget. In good condition. It has a nice south facing kitchen at the back, facing the garden, and has a reasonably sized garden. Plenty of light comes in and it's airy. Put an offer in which was…
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Estate agent and buying house
Hello everyone, Just looking for some advice/information on what people would do in this quite bizarre situation. So we will be purchasing our first property after many years, consider it a final move into our forever home. So id say we have been searching for a good few years for a house now. So I’m sure you can…
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Buying House with Solar Panels
Hi all. Hoping I could get some advice here. I am in the process of buying a house. The sellers solicitors have informed us that they would like to keep the Feed in Tariff (FIT) even after the sale of the house. If not they will remove the solar panels. Is this allowed? Would it not cause issues with my mortgage/any future…
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Routine boiler check
Is the boiler check due every 12 months in UK? My owner doesn't check it since 1 year and half!
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Rented property - Boiler banging when firing up, gas man says it's fine?
I'm not usually one to argue with a professional, but this one may be an exception. We've been having issues with our boiler in a rented property for the last few months. The landlord has sent their go-to guy round to it and on both occasions he has told us the almighty banging sound that the boiler makes when firing up is…
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Possible ground movement on 4 yr old house
Hi. I’m hoping someone can offer some guidance as I’m at a bit of a loss. I am looking to purchase a property that was extended and converted from a double garage circa 4 years ago. It has 6 years left on the Build Zone Warranty. A HomeBuyer survey highlighted some small cracks to the rear of the property (outside only)…
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Requesting an agreement in a houseshare
I've recently moved into a houseshare as I needed to find accommodation quickly. I paid my deposit and first month's rent and moved in. I'm currently in my second month and have enquired about an agreement with my landlord. He's been dodging the issue for the last couple of days and I don't like the idea of renting a room…
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House on the market (Scotland) for 11 weeks - 8 viewings but no offers
Hi, I would be really grateful for some feedback on why we haven't received any offer on our house yet. The home report value is £340,000 and we're now marketing at offers over £299,995 (but were fixed price £320,000 for a while after struggling to sell at previous prices). We haven't had much feedback from viewers, which…
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Help needed.
Having recently moved to and renovated our (50ish) year old house. In doing so there have been internal walls removed, new windows & doors and new heating system. All of the work is now finished, but I have now noticed some cracks in the internal walls; around the door frames and walls all on the left of my house along…
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Inform EA of just structural issue or all major issues
Hi all, Going to contact EA after the building survey. is best to go back with: 1) structural issue and hold back on the other major problems 2) structural and all other major repairs am not sure best way to play it and don’t want to shock but at the same time don’t want the discussion why didn’t you raise these at the…
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Trying to help elderly mother
We have got an interesting challenge. My partners mother is elderly, and her health is failing but
she is very independent. Her 2-bedroom house is too big for her and she wants to
downsize to a bungalow. Due to her health she wants to move into the new property
after some changes have been made – this will take a couple of…
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Is this allowed?
My partner and I have just bought our own place and the rent period on our old furnished property ends at 23:59 this coming Saturday (31st October). We told the letting agent we had cleared our items out on 22nd October so that he could take pictures for the new letting post and we then phoned an oven cleaner for today. We…
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Emotional rollercoaster
So we viewed a house on Saturday. Booked a second viewing on Monday. Then got a call that an "acceptable offer" had been made and what was our position. We said we needed to wait for a second viewing to finalise last few details and if they could wait until today. They agreed. Today we put an offer in. Then we got a call…
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Pay ERC or port mortgage?
Sorry but my maths isn't the best so after some advice. Sold current house for £680,000 Mortgage at £202,500 (22 months left of 5 year fix @1.89%) Buying at £440,000 After all bills paid, will be left with £445,000, so can pay cash for the house. However, it needs around £80,000 spending on it. Should we port the mortgage…
