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Buying property in the UK as a foreign national + property in name of nephew?
I have Belgian nationality but have lived in the UK since 2003. I have a 2 year old son who has British Nationality. My brother who lives in Belgium (and has never lived in the UK) does not have any children and would like to buy an apartment in the UK which he and our parents can use when they visit us (when it's allowed…
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Is this a selling ploy?
Booked a second viewing then get a call after that they've had an acceptable offer and so they wanted to see our position. I said I couldn't confirm anything without partner and second viewing. So I asked if they could wait for that. They said they'd get back to me. But yes what are your thoughts? Is it a ploy? They rang…
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Exchange and Competition the same day?
I found extremely complicated understanding the very long and tedious steps to buy a property here in the UK ( Please Understand I Previously bought and Sold properties in Italy, Canada and Netherlands) and by far here is Where I had more headaches. or maybe I getting Old LOL Do I need to send money for Exchange of…
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Best way to advertise price range
If selling your home valued at £475k as a potential buyer would you be interested more at the price £475 and then make a lower offer or £450K OIEO. Or do you think it wouldn’t make any difference?
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EWS1 Certificate - Requirements From Mortgage Providers
I am trying to buy another share of my part buy part rent flat but I am unable to get a new mortgage because they require an EWS1 Certificate. I have been told I have to wait 18 to 24 months to get an EWS1 certificate so I am going to massively out of pocket. I think I should be entitled to compensation or reduced rent…
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Bought first place, not moving straight away - when to change address on stuff?
So I completed on my first flat on Friday 23rd, but it needs a lot of decorating so I'm not moving in straight away. I'd like to know what accounts/services/government stuff I need to change and when. What I mean is if I'm not physically living at the property yet, should I keep my current address on things like my bank…
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Failed survey - Insulation
Hi all, I hope everyone is well. This is my first post on here so please bear with me! My girlfriend and I are in the process of buying a new home, all was going very well until last week when the survey/valuation failed. The surveyor popped his head in the loft and instantly failed it. It would of passed everything else.…
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Deed query
Hi All My mum is about to purchase a property outright following the sale of her previous home. She has been considering future plans and would like to add myself and my bother to the deeds of her new home, which she will live in exclusively. Has anyone got any experience of this please? Pros/cons etc. Both my brother and…
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Gas safety check/boiler service overdue
Hi guys Coming to the final stages of buying a house, and been sent all the stuff for me to check from my solicitor such as fixtures and fittings list and photocopy of latest gas safety check/boiler inspection. This was last dated in March 2019. I do believe the house was in the process of being sold around March 2020 but…
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Leasehold with Share of Freehold: Mains box requires changing to latest regulation
Hi A couple, friend of mine, is buying their first property - a leasehold flat with Share of Freehold in a block of 6, the apartment they are buying is on the 3rd floor. They done an electrical survey recently and the electrician put a C3 to the incoming mains box, located on ground floor - this implies the mains box needs…
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Converted flats, shared freehold...uncovered lack of building control
Hi I'm looking for some guidance. I purchased a flat in a converted 1900s property about 2.5 years ago and own 1/3 of the freehold. Upstairs (attic flat) has been sold and the new owner has wripped the flat apart to renovate and rent out. After we'd discussed the issues of noise and lack of sound proofing he's lifted some…
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Tenancy in Commons with Uneven Deposit
Hello MoneySavingExperts, I have attempted to scour the forum but haven't found this exact question. Excuse me if I've overlooked something. I'm currently buying a house with my partner. We are both first time buyers. Her family are quite wealthy and have, from the start, offered a generous amount of financial support to…
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Self assessment tax question: no rental income for 2019/2020, but setup costs, minus figure.
Help and advice please. Self assessment tax question: no rental income for 2019/2020, but setup costs, minus figure. Tax questions...in regard to self assessment for 2019 to 2020 (no rental income, but various setup costs) My father-in-law has moved to a new property but has kept his old property and has been…
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Landlords False Claims
Hi, we are moving out of our property in a couple of weeks. The landlord came to do an inspection and is making claims which are completely untrue. For example, he claims the house will need to be professionally cleaned as it smells heavily of smoke - we aren't smokers! How do I prove the house doesn't smell when I try to…
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Second viewing questions?
Hi guys, this is our first time going for a second viewing and actually considering a house as our long term home. What are the questions we should definitely ask? We've always rented so don't want to miss important information that we should find out. The house, as mentioned before, is also near a train track and…
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Best way of paying for house
I sold my mother's property last year and am in the fortunate position of being able to buy a house and move from rented. I had an offer accepted on Thursday and since then have been overwhelmed with anxiety about the future. I am thinking too far ahead probably but can't stop myself. I suffer from severe anxiety amongst…
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Moving house - deed of trust?
Morning everyone! Have been trying to find an answer to this, but am struggling. I currently own a house (bought before I met my partner) and I live in it with my partner and our 2 small children. We've been together 6 years and lived in this house together for 4. I am the sole owner, the mortgage is in my name, and all…
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In process of being bought out of house by ex, but I'm not sure I want to go down this route anymore
Hi all, I am in desperate need of some
advice from anyone who understand my situation and the legal ties with it.
Basically, my partner and I split up a couple months ago (I didn't want it but
she is set on her decision) and we own a house together. The current plan was
that she would buy me out and I would sign over the…
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Accuracy of floor space?
Hi guys. Is the sizes given for the total square foot of the property typically accurate (found with floor plan)? And does it include everything, including an integrated garage? We're using this to compare sizes of properties/to see what we're getting for our money.
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Refund from landlord in error
Hi all, I’d really appreciate some advice on this. I rent from housing association and 16 months ago did a mutual exchange to a new property. Soon after moving my old landlord said we’d overpaid rent of about £340 and sent us a cheque for the amount. We didn’t question it, paid it in and thought nothing more about it. 14…
