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Tenants paying upfront 6-12 months
I am renting a property I own outright. I have a few prospective tenants offering to pay 6 or 12 months upfront. I am aware that this is a red flag to some but I am happy with their reasons as I am currently renting somewhere and I paid 6 months upfront with similar reasons for doing this. I have used a LA on a let only…
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CCJ & Renting
Hi all, Long story short - my partner and moved back to the UK from Australia after 4 years being there. We applied for a house and we wanted to check our credit score. To my surprise, (I am still in shock) I have a CCJ recording dated on the 22nd of June 2016. We moved to Sydney 1st Sept 16 and the month of July August…
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Flats and cash buyers/investors only
Hi, I'm currently looking at a range of fairly new flats built within the last 10 years (salford quays area) but quite a few of them says cash buyers or investors only. What are the main reasons for this, I'm assuming since the flats are all spread out amongst different builders it's not a case of build issues. Does it…
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Damp on survey
Hi, Had an offer accepted on a house it’s a 3 bed end of terrace in Scotland, the home report was not available until after the short closing date. The report states high moisture readings in localised parts of the kitchen wall near to patio doors and a damp/timber specialists advice is sought. The owner has has a damp…
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Council tax status for students with lodgers - data protection issue?
Just wondering if anyone else had come across this situation and whether anyone else is concerned about the data protection issues that arise: * Imagine you are a home-owner and pay all of the bills yourself from your own current account. * If you lived alone you would receive 25% discount on council tax. * If a lodger…
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No house deeds
We purchased a house in October and moved in in January. All paper work and exchanges are done. We haven't however, received any deeds. Our solicitor did send us a digital copy of the register of title showing myself and my wife as registered proprietors. Is this normal? Should we expect any deeds?
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Offer prices in Scotland
I know this will be a difficult question to answer, but in general terms, how much would we offer above the Home Report for a flat which is valued at £65, 00 and selling at offers over £62,000. The property has a band B council tax in Renfrewshire, Scotland. Any general guidelines would be much appreciated. Can I ask the…
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Saving for a house-advice please!
Hi all, I’ve just moved back to my parents house after splitting with my long term partner of 12 years,I am 34.We were not married and we didn’t have children so financially we are no longer tied at all. I have just over £6000 in savings and due to the minimal amount I pay to now live at my parents it is likely I can save…
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Late rent, periodic tenancy & no deposit protected
Hello all, We had an AST that expired a year ago. It moved periodic at the end, but we have fallen on hard times and are 2 months behind. We are hoping to pay the outstanding amount next week, but the landlord told us to vacate end of month by email, no section 8 or 21 served. The deposit protection stopped a month after…
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Gaurantors
As a gaurentor, does my rent liability go if a landlord gives notice to Tennant and the notice period has passed?
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Rolling contract notice - can I give one month's notice?
Hi all, I appreciate there are several threads on the notice period for a rolling contract, which I've viewed, but some appear to slightly contradict each other so it would be great to opinions on my specific situation. I've been in my current flat for over 5 years, on a joint tenancy with my flatmate, and have now decided…
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Moved: Travel Insurance
This discussion has been moved.
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Right of Way over my Driveway
My neighbour has a right of way over part of my driveway to a access his property. I have the deeds for his property and it says the title owner or occupier has vehicle and pedestrian access. This has never been a problem however the property has been sold and the new owners have not moved in and have submitted extensive…
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Additional Borrowing on Mortgage - Is a deposit towards a new home a valid enough reason?
I have an existing mortgage with the Yorkshire Building Society and currently considering taking out additional borrowing on the mortgage to raise a deposit towards a bigger family home. I am a bit worried though that the purpose of the loan may be rejected by YBS, as it may be considered as not a valid enough reason or…
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Buying sister out of inherited house. No will.
Hello. Me and my sister have inherited our Dad's home 50/50 as no will was left. He had finished paying the mortgage off too. I'm looking to buy my sister's half and I'm not really sure where to begin. I believe the house is worth around £110k and I have been granted Letters of Administration. I have a few questions: Do I…
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Completion date and Covid19 quarantine
Due to complete on in April - no chain - so what happens if the vendor is under quarantine or gets Coronavirus and can't move?
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FTB - Offer accepted, help!
Hi, The good news, me and my partner have had an offer accepted on a property we love! However, what is now confusing me is that the sellers are yet to find a property themselves, not an issue itself to us as we don’t mind waiting. We are however a little unsure as to what action to take currently. I feel a little…
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Please help critique my offer letter
FTB in London, only started looking recently but have found a house I really like. It has only been on the market for a few days but has had lots of interest and the EA is keen I make an offer by Monday. i was going to send this offer letter to them on Monday. For context, I am offering around 25k below asking price, which…
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Bat box
Just found out builder of new build has fitted brick look alike bat box on gable end of house ..
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Stamp Duty Help
I bought a property which was never my main residence. I sold that property. I am now buying another property with my husband who is a first time buyer. Can I be classed as a first time buyer as my previous property was never my main residence?
