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Offer accepted pending missives Scotland
Hi We are first time buyers and have been looking at houses for the last 6 months with no success. We viewed a house previously that we liked and we were now thinking of putting in an offer but noticed yesterday that it says on property ad offer accepted pending missives. Can we still put in an offer ?
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Service charge refund sent to someone else
Hi I sold my flat last January and before I could sell London and quadrant who bought the new building from bovis made us pay the service charge. The charge was an estimate as they had no idea what the charges would be, being a new build. Any how we paid around £2,300 by January so we could exchange. We also done a…
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Removing lodger with no form of tenancy
Please can someone advise where I stand legally in the following I am joint mortgage holder of a property that I moved out of 9 years ago, leaving my ex husband to maintain payments. I was informed last week that he had moved out. He didn't give me any notice and was suggesting a voluntary repossession, leaving me with no…
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Solicitor Missed something when purchased flat..
Morning When i purchased my flat it has laminate flooring throughout apart from the bedroom. I am now in the process of selling the flat and the buying solicitor has raised a point that the lease says that it has to be carpeted apart from kitchen and bathroom, and i need to seek permission from lessor. What is the chances…
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Reducing Capital Gains Tax Liability
My late mother gifted her house to me and my sister 20 years ago. She continued to live there rent free and she passed away 2 years ago. The house is currently being rented out, but we have decided to sell once the fixed term tenancy expires at the end of April 20. We both have our own homes and neither of us have ever…
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Right to buy and a buy to let?
Hi All, New to this forum but I was wondering if you would be able to give me any advice on the below.. I am coming up to the last year of my Right To Buy property (5years) and was wondering if anybody has experience with this as well as getting another mortgage for another property to do a Buy to let when this one…
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Shared drive problems and where to find right of way information
My house is at the end of the cul de sac. The neighbours have two parking spaces directly outside their house and then I have to drive past their cars to get to my driveway. They repeatedly have visitors who park their cars in front of (my neighbours) cars, thus severely restricting my access. I’ve downloaded a copy of the…
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Average time to get an offer.
Our house has been on the market since the 17th December 2019. Granted, not the best time to put it on the market. The house was out on at £525k but we dropped it to £500k 2 weeks ago. We've had about 11 viewings so far, everyone has said that it is a nice house but not a single offer. We've lived in the house since 1987…
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Where is your kitchen.
Just curious how many people prefer a kitchen going into the garden? Its not something i ever thought about but after purchasing my current property im starting to question it. My kitchens at the front and north facing, lounge diner at the back and south facing. Its too late now we are here and ill have to put up with it…
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Undervalued Property
My partner and I are in the process of buying our first house (not a new build) it’s a 2003 house. The asking price was offers over £250k , we offered £250 k and our offer has been accepted. The bank has carried out a mortgage valuation report and valued the house at £214k. My partner and I are looking at having a home…
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Knocking down a wall in flat...
Hello I am brand new here but hope this query might gain some response... Our leasehold flat is basically a single storey flat roofed extension built on to the back of a larger property. There are two further flats in the main building. All flat owners share the freehold landlords of the whole place and we are also…
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Buying as first time buyers & now seller's tell us they just applied for probate!!
Hello, We had an offer accepted at beginning of January & were hoping we'd be moving in by mid-March at very latest. House we're buying is empty & parents of two son's had lived there. Now just found out the son's are just applying for probate! Is there any way we can get them to hurry up? We wondered if we suggested an…
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First Time Buying
Hi all, I am a first time buyer and have been offered a two year job contract which involves one year in one city and the second in another (not commutable). Im considering buying house as I have the money for a deposit and have been renting for 11 years! but am worried about the potential drawbacks given that I will have…
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Estate Agent Bluffing?
Hi All, Went to see several properties this week. There was one in particular I had my eye on - and after viewing it, I loved it! However I'm trying to judge if the EA is bluffing on price? Flat was originally listed at £500k in November. It was reduced last week to £475k. During the week, when I spoke to the EA he himself…
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Affordable Housing
Hi all, I am going to view affordable housing next week for the first time. I have no idea what to expect from the housing association to provide as their tenant ? I believe they provide unfurnished housing. But, will they provide Kitchen Appliances as like as standard landlord i.e. Fridge Freezer, Washing Machine, Cooker,…
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Barclays broker question
Maybe one for the brokers - is there a way I, the applicant can track mortgage application with Barclays that a broker has submitted?
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"Buy My House" company - has anyone had experience with them?
Hello all, I'd like to know if anyone has had any experience with this company, Buy My House? buy-myhouse.co.uk I own a small flat and rented it out, managing it myself, for the last 5 years, since moving in with my partner. My last tenants moved out recently. I want to sell the flat, because my partner and I have moved to…
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Stamp Duty on buying a share of property.
Our daughter having never owned a property is considering buying a share of her boyfriend's flat. He has a shared ownership of 35% paying part mortgage and part rent. She is thinking about buying 35% giving them 70% ownership between them. How is stamp duty worked out in this situation?
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Stamp Duty Issues
Hi all, Bit of a common situation that has given rise to some peculiarities. So relationship breakdown involving a jointly owned property - formerly main residence A. I left the property in 2018 and have since purchased a main residence B as of November '19 with the additional 3% SDLT of just under £4k. I am the proud…
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stamp duty on 2nd home
Hello, A question on stamp duty. In 2018 I owned House A and bought House B. At that time I paid the higher-rate stamp duty (around £8,000) on House B, as at that time I owned two properties, Houses A & B. After living in House B for a very short time (days) it became clear I could not stay there. So I rented out House B…
