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Do contracts have to be signed and paper copy returned?
Hi in this digital world, is it not possible to issue a contract to buy via email, and have that digitally signed and returned? I find it bizarre that contracts must be posted out, signed and returned back? The reason I ask is that a party in my chain are a road and have no means of signing a contract before the chain will…
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Seller won’t leave property
Hiya So following my last thread RE me buying my partners sister out of a mortgage. I have another small dilemma which would like some input on. So to summarise, my partner and his sister have a joint mortgage on a 2 bed flat. I’m buying his sister out, she is using the money for a deposit on her house. Transfer and…
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Adding spouse to mortgage - STAMP DUTY!?
Am remortgaging a BTL and extending the lease (easy as have share of freehold). Thought I'd add the wife to the docs but it looks like STAMP DUTY is payable on this? This is the advice of my IFA who has consulted solicitors. Would just be good to confirm as I always thought you can shift stuff between man and wife with…
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Buying a house, extension has no building regs
I’ve read similar on a different thread but have been unable to find a relevant answer. I’ve offered on a house, it’s been accepted and the paperwork of it has been progressing nicely. Now, the property has had a ground floor extension in 2007 which had planning permission all passed, and would’ve required building regs.…
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Selling - Taking a deposit to secure
Hi, I am about to sell a flat and have multiple people interested before even speaking to an estate agent about listing it on the market. What would usually be done in terms of one of the potential buyers securing the option to purchase for a certain amount of time? For example I dunno... They pay £5,000 to secure it for 1…
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Baby steps House Buying
Hello, My goal is 3 years time to buy the house (to some it might seem to be a long time but that's the best I can do based on solo applicant) I just started saving up for a house so I opened an ISA (MoneyBox) and added a deposit and then set up a monthly payment to go into it plus rounded transactions. Now my intention is…
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Council Tax Query
I am thinking of moving back in with my Dad whilst saving. He currently doesnt pay Council Tax as he is Retired and Single Occupancy. Obviously if I move in then we would have to start paying Council Tax. Firstly, is there any discount that available as I would be the only one in the household with an income? Secondly,…
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Maximising income
My Mum is now in a Residential care home and I am selling her house to fund it all. House is worth around £350,000. This will be her money in her bank account but interest rates for savings are terrible . I had an idea. How about with half her money I buy her a small flat in a desirable area, which I can rent out so she…
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When to make our offer & how much
We’ve accepted an offer on our house and have seen the house we want to buy, we won’t need a mortgage on the new property & the seller is chain free. Our buyers had their mortgage valuation done on Friday I’m tempted to make our initial offer on the new house even though our buyers haven’t yet had their mortgage confirmed…
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No idea if completion is going ahead
Hi All I'm currently in the final stages of my sale and purchase. My side and buyers side had agreed a same day exchange and completion for last Friday, however this never went ahead due to my buyers being advised they needed to obtain independent legal advice due to buying my property under a company name. Until this…
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Open Market shared equity scheme
Hi All, Looking for anyone who has knowledge or experience with the open market shared equity scheme in Scotland. We applied and got approved for up to 6 apartment and have found a property that is 5 apartment as current owners have made dining room open plan and if this was closed up would make the house a 6 apartment.…
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Struggling to sell our house
Hello Looking for a bit of advice. Me and my partner are moving to Leeds. We currently own a house in Bristol. We have seen a house in Leeds and had an offer accepted on it. The vendors knew our situation and accepted the offer knowing we hadn’t sold our house but that we’d been led to believe it would be easy as Bristol…
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ROW Query
Hi, I would like advice on the following scenario regarding a ROW concerning a link detached house A with a passageway between house A and house B. The passageway is accessed by walking down house A’s driveway. At the bottom of the passageway, is a gate into house A’s garden. House B can then access their garden after…
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Moving Home - Internet
Hi Everyone, I’m just about to sign contracts on a house and am starting to plan for the move. When it comes to phone and internet I’m not too impressed with my current provider (plusnet). I’ve been with them 8 years and just don’t feel at all valued. My question is this, should I A. move my package to my new house, then…
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Shared Ownership Significant Delay
Hi everyone, My partner and I were in the process of buying a shared ownership with L&Q. Day before we were meant to exchange contracts we received a phone call from L&Q advising us that there will be significant delays with the construction of the property. They also advised us that we would receive a formal letter…
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Renting - No working shower in property
Hiya, I hope it's okay to post here. Quick backstory. My partner, dog and I moved into our private rented property in March 2018. As soon as we moved in we had issues with the shower leaking into the kitchen. There is 1 bathroom in the property and it's above the kitchen. We have spent a lot of time accommodating people…
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Is my seller !!!!ing about?
Recieving very basic replies from my solicitor so a bit confused. All i know is we made an offer on a property 5 weeks ago and after asking my solicitor how its getting on ive been told 'enquiries were sent on the 6th september and i await replies'. Does this mean the sellers have sent absolutely nothing in, not even…
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Lost sale due to Freeholder actions - any recompence?
I have potentially lost the sale of my flat due to the freeholder trying to change the lease. I understand why he wants to change the lease and bring it up to date (1966 4 maisonette block) but he has thrown this in at the last minute. Block of 4 maisonettes; current lease ground floor are responsible for foundations and…
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Decking - and lack of planning permission
We are in the process of selling our property and were hoping to exchange this week, our buyers solicitors have just come up with a question about the decking in our garden - asking if it is over 30cm high. All of the decking was there before we purchased the property over 6 years ago (and wasn't new then) and I'm sure one…
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Housing Association refused transfer
Hi everyone, i have heard so many great things about this website i thought i would give it a try, i am a resident in social housing, i have been with my landlord for almost 2 years, for almost 1 year i have requested a transfer to a floor or floors above the ground floor of the block i live in, i suffer from PTSD due to…
