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Renting/holding fee Query
(Apologies for stating holding fee in the title, I understand this should be holding deposit!) Hi All Myself and my girlfriend viewed a property at the weekend - it's a 2-bed flat in a building that has been converted into 3 flats. The background to this is that a year ago there was a flood when it was unoccupied…
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Buying in Scotland
Hi We live in England but are looking at buying a house in Scotland. I know that they have to have a home report done on the property but l wondered if we would still need to have a survey done as we done in England. Many thanks
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How to discourage parents from trying to avoid care home costs
Hi, Hopefully this is the right place to post this. My parents have decided that they don't want their house to be used to pay care cost should the need arise. Their plan is to put the house in tenants in common and then each leave their half to me rather than each other. I am very unhappy with this if they need care, I…
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Parking space issue
Hi all, I've just moved out of my flat and my landlord is trying to charge me for a parking space. I have used the space but have no emails from them regarding charges for it. I sent them one where I've asked them to clarify costs but they never replied. There is CCTV in the car park which will show me using it. They have…
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Child Turning 18/Tenancy Agreement
Morning everyone, just wanted to clarify - my son turns 18 next year but has learning disabilities so isn't considered competent to sign legal documents/manage money etc, so I am checking out various things now to try and avoid problems next year. I've been looking online about tenancy agreements; the consensus seems to be…
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Advice on parent transferrinf 50% ownership of property to child
My Dad is widowed, owns a property in his own name (UK, no mortgage) which in his will is left 100% to me, his only child. We are both full UK residents. However, he is very keen to transfer 50% ownership of the property to me now, he is trying to give himself peace of mind that whatever happens in his future (e.g. if he…
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Renewing Tenancy
HI guys Been in my place for 8 months now, on a 1 year tenancy. How close to the end of the agreement should I expect to hear from the landlord/estate agent ? Thanks :money:
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Holiday letting property with annex
Hello, Hoping somebody can help. I have a property which has a static caravan in the grounds. It’s on wheels and is moveable. The caravan is used as an annex to the main property and is occupied by family members and all services are connected from the main house, therefore planning permission was not required. The council…
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Approx cost to remove system boiler or combi boiler
Hi, the house i am buying has 1) system boiler 2) hot water tank 3) cold water tank I want to remove all of them and replace with combi boiler mainly because I need aerial cupboard space to add in the kitchen. This means I want complete rebuilding the heating system including pipelines and radiators replacement. location…
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Handling Offers?
With luck, I may be receiving offers for my property very soon now. If I get a proceedable offer that is "enough" for my onward plans, I'm tempted to just accept it and move things along. However, that's not always what people expect - see the Monty Python Haggle Sketch https://youtu.be/-2iZjxSGca8 In particular, I worry…
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inherited a house ,/ stamp duty
I have inherited my fathers home 50 50 with my brother, I realise at ti point there is not stamp duty. However If i was to buy my brother out will i need to pay stamp duty, if so, will it be on the total vale of the house or just the half value? thank you
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Leasehold: Directors trying to ban parent's visiting pet
I was wondering if somebody could provide some advice, perhaps based on experience. I live in a block of flat with a covenant restricting keeping of a pet, the usual no pets policy. The precise wording states that "no pets shall be kept on premises". Of recent, we have been bringing our parents dog over on occasions on the…
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Cold feet so early on....
We have lived in our house for 8 years and done everything to it. The pretty stuff (decorating, full garden redesign, bi-fold doors etc) and the boring stuff (full rewire, plumbing, boiler, Windows & doors). It went on the market this weekend. I'm now falling in love with it again. Did others find this happened once theirs…
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Landlord has passed previous debt to us
Our landlord didn't pay the energy bills for the 3 months prior to us starting our tenancy with them. We only found our about this 4months into our tenancy when we received a debt collectors letter through the post addressed to us demanding payment for the months prior to us moving in. We contacted the energy company and…
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New build negotiation
Hi, I appreciate that this question has been asked before in various forms but always good to get a second perspective. I am looking to buy our next home (new build 4 bed detached priced at £600k), at the very top end of the price range for the local area as well as somewhat of a stretch but just affordable for us.…
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My chances of buying a home
Hi everyone. I'm in my 30s and have been working overseas for over a decade. I'm planning to do one more year, and then hopefully move back to the UK (South Wales - although I suppose I'll go wherever I can find a job). I will have savings of about £30,000 and I would like to use a large chunk of that as a deposit. I have…
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Lease Extension Query
Hi, I have a flat with 51 years lease left on it which I wish to sell ASAP. The estate agent told me that I must extend the lease in order to get a good offer on the property otherwise i will get nowhere near the value of what the flat is worth. I queried with a solicitor how much it will cost me to extend the lease and…
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How to ask for extras in new build?
Hi there ! This might be as stupid question and I have tried to search for similar ones. Although I have found questions about what people got I didn't find any about how to get it. Basically we just did an early bird on a plot (payed 250£ to have first right of refusal 100% refundable). The builders REALLY wanted us to…
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Max tenancy of 3 years & BTL
Hi - anyone with any knowledge of BTL mortgages? I’ve googled for hours and still none the wiser. I’m currently renting out my flat to a great tenant. It’s on a consent to let (residential mortgage) which comes to an end in a few months time. I will change to a buy to let mortgage and currently have an offer, but looking…
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Problems with house seller after completion
Hello all, I'm looking for some advice. We put our house on the market at the end of Feb this year and after not much interest and a reduction of price we accepted an offer 30K below the reduced asking price as we'd already found a house we wanted and didn't want to miss out. The house we were selling is very elegant and…
