-
Stamp Duty on second homes
Evening, I am trying to get my head around the stamp duty on second homes. I used to live on my own in a flat in the south east. I lived there for about 10 years. I never had a mortgage in my name not was the mortgage on the house. I did not purchase the house. I had help from my parents and everything was in their name…
-
Estate agent didn't remove me from TA
Hi There, Was sent in this direction from the credit rating part of the forum to see if I could get any advice. I was in a joint tenancy with me father which started in Dec 2015 and was initially a year. In Feb 2017 I delivered a letter to the estate agent serving notice, he then acknowledged with an email stating "in was…
-
Solicitor submitted letter of noncompliance
Hi. New to here. We are trying to sell a house that my wife bought in 2007. She bought it from New and the solicitor at the time was working for both the developer and her. Now we come to sell and we went with another solicitor. The bank sent the deeds and cert of compliance. It says the property is compliant other that…
-
Is an open house worthwhile?
My wife and I put our 2 bed on the market at the end of November 18. We realise it was a bad time of year with Christmas etc, and we’ve only had 1 viewing so far. It’s on with purple bricks which in hindsight may have been a mistake as they are only an online agent. We have found a house we both love and want to offer on…
-
Problem with leaking from the flat above.
Hi there everyone hope you're well. A question regarding my friends flat. She rents a flat from a landlord. She's been through an almighty court case with them, it's a huge story, but ultimately what happened is, the flat above leaked (which they also own) and condemned her flat. It all ended up with her winning, the flat…
-
Buying partner out of house HELP!
Hi everyone, just looking to get a bit of input if anyone's been through something similar or knows anything that could help. Trying to get my head around this but ill throw the numbers and explain below; HOUSE PRICE: £149,500 MORTGAGE: £112,425 DEPOSIT (5%): £7,500 (£5,500 MYSELF & £2000 MY PARTNER) H2B GOV LOAN: £30,000.…
-
Process and cost of buying share of freehold from other owners
Hi All, I need some help regarding the process and cost of buying share of freehold from other owners. Ours is the only flat left which is on lease and rest all the flats in the block are freehold. Everywhere there is information about how to get together and buy share of freehold together with other flat owners, but I…
-
Accused of fly tipping. Interview under caution
Hello, so I have a pretty major problem and it’s really beginning to affect me. I moved out of my home into temporary accommodation a couple of months ago there was always lots of rubbish in the alley way. I never thought anything about it. It never affected me. So I just ignored it some directly behind my house some…
-
Help with moving from renting to owning
Hi all, We’re in the process of buying our first home :j We’re currently renting and have a notice period of one month. Our rent is paid on the 24th of each month and we’re trying to plan so that we don’t end up paying rent and mortgage at the same time. Can anyone confirm whether my thoughts below are correct please? -…
-
Lease Option Agreement
Hi, I am currently living with my parents and I have been looking into Lease Option Agreements. I have seen an opportunity to get onto the property ladder without the mortgage deposit, essentially only paying the solicitors fees, the freehold owners mortgage for them every month, and gaining the ability to both live in and…
-
Buying to sell/rent - finance options
Hi all I am looking into buying a second home to refurbish and sell on. I have never done this before and am therefore trying to do as much research as possible before jumping in. What I'd like to know is... Is my only option a bridging loan for 'buy to sell'? I have cash for a 25% deposit and more for renovation but…
-
Help! What offer to make Woolwich House
Hello all. First of all, thank you for those who will take the time to read my post and reply. My husband and I have found a Terraced 4 bedroom house in Woolwich, freehold(10 min walk from Woolwich Arsenal) and are ready to make our offer, thing is: We have done our research in terms of how much the property was bought at,…
-
New build, not built to plan
Hi all, We recently moved into a new build home, purchased from plans but the house is different to the plan. On the plans that we received and signed with our solicitors, the showhome and other homes that are the same spec as ours on the development, there is a landing window on the second floor. However, in our home…
-
Owner of Freehold
Last week my mum was approached about a freehold she owns. Unbeknown to her when she sold a flat 30 years ago in London the freehold wasn’t discussed and she is still listed as the owner of the freehold. The current flat owner has approached her about extending/buying the freehold. I have checked on land registry and it…
-
Renting out primary residence - worth it or not?
Hi, girlfriend and I currently both own our own properties (mortgaged). I am planning to move in with her - I have 2 children from a previous relationship so we are planning a trial basis to see whether things work out. I also have a fixed rate mortgage with a redemption penalty so don't want to sell my place for that…
-
Shared yard with flat- Rubbish from workmen
I share a yard with upstairs (its the front yard) we both use it to access the flats (downstairs and upstairs). The guy upstairs rents and before Christmas had a new boiler put in, the contractors/ company left the packaging in the shared yard. The guy has the upstairs flat so I am guessing it doesn't bother him but they…
-
Offer Advice
I'm keen to put in an offer on a house ASAP lest I lose out to another buyer, but struggling to decide what to offer. I'm buying in Newcastle upon Tyne - I'd rather not be more specific. They're asking £135k, which is about par for the type of property and location, based on Zoopla/Rightmove (par in terms of asking prices,…
-
Rent arrears
Hi all. Looking for some advice. In September i got taken to court for rent arrears my life broke down and was suffering emotional abuse. I paid outstanding rent arrears but just went to pay this months rent to find im in arrears due to a dd failing ive received no calls or emails or letters in regards to the arrears but…
-
Broadband down on lodgers agreement - advice needed please!
Hi Everyone, Just looking for some advice on wording etc to contact landlord again – I am currently renting on a lodgers agreement, and in the house until the 20th Jan which is when the tenancy is up. From the 8th Jan the internet hasn’t been working – have contacted the landlord who advised that the provided apparently…
-
Completion Day
Hi.. Buying our first property and today is completion!:j I have received confirmation from my solicitors at 9.30 AM to say that they have transferred the monies to the sellers solicitors. There is no chain involved.. any idea how long before the funds are cleared? The sellers have vacated on friday and handed in the keys…
