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extensive financial information required as guarantor
My son in in first year at Liverpool uni. He has now found a place to stay with a few friends for the next academic year (9/2019). The organisation My tenantrent is requesting NI number, payslips, proof id, proof of address and salary, by the way of photos of the relevant documents, over the internet. I am little bit…
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Expensive mistake by a developer
https://www.bbc.co.uk/news/uk-wales-46380554 Developers "accidentally" cut down a ~200 year old Redwood tree on the edge of an 80 home development in listed parkland... The council are waving the TPO at them, and the developers say they'll replace it with a similar mature specimen. That's really not going to be cheap...
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Rent a room scheme to your own company
Hi Everyone, I work from home. I have been reading online that you can charge your company rent for a part of your house that you are using. The answer is yes. The Question Is: can I charge my company rent under the rent a room scheme? The scheme allows tax free income up to £7500 per annum. Thank you.
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No chain house - how long - kensington mortgages
Hi guys, im hoping some of you may be able to help me I was wondering how long a house with no chain as a first-time buyer will take with Kensington mortgages. We have just put our mortgage application in and are waiting for the underwriters to get back to us. we are hoping it’ll be at the end of the week or maybe early…
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Understanding caveats in approved planning application
I have found some land that I would like to buy. Planning has been allowed for a log cabin and there is a caveat. Permission for an equestrian business is granted too and there are caveats to that as well, but I am not sure exactly what the requirements to comply are. Who do I contact to ask more about the context? The…
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Peppercorn Leasehold - 25 Year Review
Hey everyone, Looking to buy a new home soon and came across a Coach House with a Peppercorn 999 year Lease that has a review every 25 years. Now to me, as far as a leasehold goes, this sounds ok. The only question I had, was usually after a yearly review the Ground Rent would double, but what happens during a Peppercorn…
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House offer advice
Hi! What’s the lowest I could offer for a house on rolvenden Grove, Kent’s hill, Milton Keynes? Pls search for itvon rightmove as I can’t post the link. TIA 😊
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Access to gas meter
Hi everyone, Not sure if this is the right place for this question: We have just purchased a flat and the gas/water meters are located in cupboards in the communal areas. The management company informed us these must be locked at all times but does not provide keys to access them. We had a gas safety engineer around who…
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New build- mice in the attic
Recently bought and moved into a newbuild (12th oct) last few nights I've heard noises in the attic. Tonight I heard again, so decided to investigate. On opening the trap door I can see mouse droppings Builder is still onsite, building other houses. Is this an issue for them to sort out? Or am I liable? I haven't been near…
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re-assignment and mortgage and the process
there is an opportunity to buy re-assignment for a new flat ready to move in with original price 1.1M for 865K. the agency is pushing for its own solicitor (understandably as not all are familiar with the process), but also pushing for its own mortgage broker after when my broker asked for the original CML and the vendor's…
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New Build - 30% of purchase on completion - negotiable?
Hi all, I've recently had an offer on my house which I've accepted - which meant I could finally put an offer on a new build flat I've had my eye on for about 6 months. I was so excited when I went to put an offer in. It was accepted, but as I was about the put the deposit down, the agent informed me that the developer…
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Damp and Survey Report required
All, Just a small question, Mortgage offer given on condition of getting a damp and timber report, the quick 5 minute mortgage survey that they did said that property was worth 2k grand less than purchase price but upon fixes recommended would be fine. Couldn't see any recommendations of fixing. So its a Victorian property…
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Property Restrictive Covenant
My neighbour's property has a restrictive covenant restricting the building to a detached bungalow or dormy style dwellinghouse. Planning permission has been successful for the dormer to be replaced by a full roof space dormer at the back and the roof and ground floor to be extended at the front, hence creating 2 stories…
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Decorating rented property as a new tenant
I've recently moved into a bungalow which is very out dated. The hall way is basically painted yellow and it looks like nicotine. I would love to freshen it up with a coat of a neutral colour emulation. I've only been in a week and was going to ask the estate agent to pass it by the land lady. Is it too soon to ask?
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stamp duty
anybody help clarify this points too mant conflicting opinions, we live in spain but want to return to uknow, the property here is in her sole name ,we are in process of buying a small property in uk, we wanted it to be in joint names but been informed as she already owns a property we have to pat extra stamp duty,(2nd…
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Stamp Duty for New House when Own Buy-to-Let
Hi, I am so confused reading the guidance from the government. I bought a property 3 years ago, and have rented it out since owning it, never living there. I have always rented in London, and for the previous year have rented with my girlfriend who owns her flat, I have paid towards the mortgage for the previous year and…
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New house with faulty extension
Bought our first home in february it's a 1920's red brick and the previous owner was infact my old landlady who fancied herself as a bit of a developer and bought two houses next door to each other which she renovated and extended. The extension is alumnium and glass and was supplied by her husbands company. The…
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Vendors lied to solicitors
So bit of a long story. We completed on our house mid Sept and it was a hassle with the vendors from hell. They left a load of rubbish in the garden which we had had them agree to remove through the solicitors. We are in dispute with them though the solicitors over this - it's a couple of skips full and a couple of days to…
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Section 21 - wrong Postcode on AST
I am considering issuing a Section 21 Notice to my tenant. I have just looked at the AST (which is now periodic) and one number is wrong in the Postcode. How does this affect the Section 21 as I don't want to get the Section 21 wrong.
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Fittings & Contents form - how to complete
I am selling my late mother's house as the executor, and have received the TA10 Fittings and Contents form to complete. Basically I am happy to include stuff like curtains, washing machine, fridge freezer in the sale free of charge if the buyer wants them, but if the buyer does not want them would l would like to know so I…
