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Help with Stamp Duty options
Hi all, I will try and give as much info as possible: - We own a property that we rent out, it was my own residence when I first bought it in 1994 - the property is mortgage fee and worth approx. 80K. We have a property that we live in that we are looking to sell worth 230k with a 60k mortgage. We are looking to buy at…
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Zoopla estimate sudden drop after listing
We have recently listed our property on the open market. We got 4 valuations and went with the estate agent in the middle of the valuations, which coincided with another agent and the median Zoopla estimation. We don't pay that much notice to online valuations BTW. Once listed my wife received a fairly disgruntled email…
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From 1D! - solicitor costs
Hi. Just been on the phone to LR about taking in the form 1D1 to Croydon. As its going to cost us about 90 quid in cab fares she said try your solicitor who may charge about 20 quid. I have just emailed the solicitor we used to by the flat and asked for a quote, EG 3 times form 1D1 Croydon does cost-free but we will all…
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Rented House, boiler broken with no hot water or heating for a week
Hi guys :) I wonder if I could ask for some advice? A week ago, the combi boiler in my rented house broke, leaving us with no heating or hot water :( I contacted our Landlord immediately, and a day later she arranged an appointment through her insurance company, who sent a third party who came out on Tuesday and decided…
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How much is it worth? Link included
Firstly as I am a new user I can’t yet post links but the house I am talking about below is 153g finvoy Road, ballymoney. You can find it on property pal and would really appreciate your feedback. So, my home search has continued. I have found this house in my town but I’m just not sure of a few things. Number 1, it’s been…
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Landlord removing deposit for unpaid bills
Hi, I recently moved out of a rented flat. I have unpaid bills with the water company. I have contacted them to tell them I have moved out and to supply me a final bill. They let me know that they will need to get confirmation from landlord that I have moved out. So I suppose they have been in touch with the landlord.…
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Solicitor Cost - House Purchase
What is normally the total cost for a solicitor when purchasing a house? I'm a first time buyer and not selling. I also live in Northern Ireland (if that matters). Phoned a solicitor earlier, and I was given a discounted rate of 0.45% based of the property price. This came to £1100 (ex. VAT). Other required things being…
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Cooking Smells HELP!
Hi Everyone, I really need some advice here. A new bubble tea shop opened in my apartment block on the ground floor. We ended up reporting them to the council as they were frying meat and the smell was coming from their kitchen through an adjoining door and flooding the communal corridor. The council investigated and…
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Contract renewal fees
Hello, Wondering if anyone has some insight on this. Our contract is up for renewal for our rental flat in London. We signed an initial 1 year contract last year. We have been told by the estate agent (not landlord) that a £150 contract renewal fee is payable. The contract is exactly the same as last year except for date…
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Re-mortgage following Divorce
My daughter is in the process of getting divorced. She and her husband have 2 houses and both work in Switzerland. Her husband will be getting the house in Switzerland and my daughter will get the one in the UK which is currently being rented to another of my daughters. My daughter wants to know if, once the divorce is…
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Shared Ownership Stamp Duty Refund
Hello there, I recently purchased 75% of a Shared Ownership home with a selling value of £310,000. I had to pay £500 in stamp duty at the time, and paid it for the entire value of the property. I note that now the threshold for first time buyers paying Stamp Duty has risen from 300k to 500k and my solicitor has advised…
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FTA contract on a joint mortgage
Hi I was wondering if someone can help with my query. Me and my partner are looking to buy our first home together. He is permenant at his job however I have a 23 months Fixed term contract. I was on an agency contract for 11 months for the same role before I got this contract. I have spoken to a few banks nationwide and…
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End of tenancy cleaning
Hello! So, after a lot of back and forth, I am moving out. My contract is up at 12noon on 8th November (early termination).. My question now is, I have put all of my funds into paying my final bills, and a small deposit on a room elsewhere, can I get away with cleaning the place myself? I was shocked at the quotes for end…
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Home Buyer Report Advice
I have just had my first home buyers report through. We expected some issues due to the nature of the house (semi detached built in 1910) but wanted advice on some specific points which are worrying me. I know by their nature these reports are conservative but wanted views on how serious/costly these are as described? Any…
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Damp - whos responsibility?
I am due to move out of my rented property in a few days and I've noticed that there's damp in a fitted wardrobe in one of the bedrooms. It looks as though it's caused by the guttering not being cleaned regularly. I mentioned to the LA on numerous occasions that they need the guttering done but the LL hasn't done it. I…
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Renting - MyDeposits.co.uk - deposit dispute - Are MyDeposits fair to tenants?
Hi all, I am about to enter the deposit dispute process to claim back nearly one third of my £3200 rental deposit, of which i am rather unfairly been charged. There are several cases of Betterment which i am confident about, but i stand in the position of not knowing whether i should go through the MyDeposits process, or…
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Buying a flat with ground rent review clause
Dear all, we are in the process of buying a flat with a 999 years lease (993 years left), which has a ground rent clause which states the ground rent (currently at 350pa) will be reviewed every 25 years "according to the value of the block" (don't remember now the exact wording, but this is the only criterion specified in…
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First time buyer for my partner but not for me?
Hi, Myself and my partner currently live together in a house that I own, however he has never owned a property and would therefore in the future be a first time buyer. How does this work if we wanted to buy a property together in the future? We would obviously want to make the most of his first time buyer status (No stamp…
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Block management - freeholders who dont care
Dear all, I posted a few years back and the issue is still persists. There is a 4 flat block that 3 of us are freeholders to. I am company secretary for the LTD company that was set up for the freehold. Flat 1 doesn't live here and rents out his flat. He doesn't care about any block matters and doesn't respond to emails/…
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Grant of Probate
Buying a flat - deceased estate. Three months into process. Nearing signing of contract. Decided to be extra cautious and check the Grant of Probate + Will myself to be 100% certain executor had the required authority. Everything is fine apart from....... The flat number on the grant of probate is wrong. It says 57 when it…
