House buying, renting & selling

Discussion List

• Property tax advice please

  Are there any straightforward guides to UK property tax? I'm wondering whether to sell my former home (has been on the rental market for the last 6 months) but am not sure whether CGT applies? Also would owning another BTL property affect the tax paid? I assume CGT would apply if I were to sell that but am considering all…

• What do these symbols mean on Ordnance Survey Map

  We have a row of trees (sycamore) on our boundary in our newly bought house. They are hideously overgrown, as they overhang the lane and block a lot of light. We were in the process of getting a quote to have them topped, but looking at the map, I wonder if these trees are perhaps on the highway? I can't work out what the…

• Council flat

  Few questions: My partner and I have council flat with children. I understand when one of us dies, it will go to the surviving partner. What happens when that person dies? I mean to the children/adult children? Would they be evicted straight away from the property? Would the council find them another accommodation? Would…

• Finance available after taking out a mortgage?

  Hello, My wife and I are first time buyers and have spent the last 3 years or so saving up a large deposit inorder to secure a better rate on a 85% mortgage rather than 95% or 90%. We have spoken to our mortgage advisor who has given us an upper figure of what we would be able to borrow and we set this as our 'budget' when…

• Cannot find any review of property management agent

  I am on the verge of putting an offer on a leasehold (99 year) (period conversion of 5 flats). I am a bit twitchy when it comes to the idea of leasehold property but I just haven’t found any share of freehold properties that I really like. The management agency (who apparently also own the building) is metropolitan.org.uk…

• Buying a second property

  Good morning! I’m looking for a bit of advise on buying a second property. We currently own a house which we bought last year (using 10% deposit) however, in the next couple of years were hoping to rent this current house out and buy a second home for us to live in. I know that if you buy a second house to rent out you are…

• Bedfordshire

  Hi, I'm looking to buy property in Bedfordshire. It seems house prices are reasonable. My main requirement is to have good rail service to central London (daily commute during workdays). I was thinking about detached 3-4P house in SG17 with max price 500K. Any opinions on living and investing in this area? Is rail service…

• Mortgage provider consent to amend title deeds

  Hi all I initially posted a query in the LR thread, things have moved on slightly since then so wanted to canvas opinion a little. https://forums.moneysavingexpert.com/discussion/comment/74755940#Comment_74755940 In short: I'm selling my house, it has come to light some rights were missing from my deeds. My solicitor has…

• Landlord asking for proof of paid utilities before release of deposit

  Good morning all, Can anyone help me out with this please... We have recently moved out of rented into our own bought house. Had final inspection/check out and no issues found so no deductions needed from our deposit. We have applied to DPS for our deposit back and landlord has now sent a text telling us that until they…

• Offer accepted, EA gone quiet

  We are first time buyers and have been negotiating a price for a house we like for a couple of weeks. The vendor is using Purple Bricks. Last Thursday we had a missed call then a text from the EA saying the vendor will accept our latest offer. As I couldn't call back at the time I replied with text saying that's good news,…

• Neighbour erected fence in my garden

  My neighbour has erected a fence which I think may be in my garden . How do I check the measurements before I speak to the neighbour . I dont have the deeds but I gather I can get them online . I am in Northern Ireland .https://www.nidirect.gov.uk/articles/searching-the-land-registryFees to search and copy Land Registry…

• Legal dispute query

  Hello My ex is taking a landlord who ripped her off to court. This happened while we were together, and at the time I wrote a statement as a witness. She is due to go to court soon and has asked if I could attend to give evidence personally or, if I’m unable to do so, to submit the statement (with it signed) along with a…

• Keeping home habitable (not rental)

  Hello I am at my wits end with our next door neighbour. We moved here in 2014 and were told by other neighbours that the house next door had been unoccupied for at least 10 years. It wasn't that obvious - slighty dodgy area of london with lots of rental properties so a scruffy house front didn't stand out too much! We have…

• Council tax on moving into new house

  This is probably a silly question but I can't find anything online about it. Me and my partner are moving into our first home next Friday and are looking at what were going to have to pay out straight away. We want to pay our council tax outright but are wondering how much of the annual council tax we would have to pay. We…

• Postal Redirection - Tracked mail - security concerns

  I have been in an abusive relationship, and am moving to a new town a long way from where I currently live and I'm having my mail redirected. My concern is that my ex-partner will send a Recorded Delivery letter to try and find out where I've gone. Is it possible the online tracking will reveal the end sorting office? If…

• Renting After Selling Tax Implications

  We've sold our property and the date for exchanging contracts is getting closer (gulp) but we haven't found anywhere we'd like to buy. A previous sale fell through at the last minute so we're really keen that this one to goes ahead and have been looking into rental options. My hubby thinks that because the money won't be…

• Damp in 1890’s Terrace - will it put buyer off?

  We live in a mid 1890’s build Terrace. We have lived here for 10 years, completely done house top to bottom, new bathroom, new kitchen, fully decorated, all floors and carpets done, new fencing etc. We decided to sell in the summer as we are after a bigger property. First time buyer came along and loved it, just his taste.…

• Deposit refund?

  Hello, Wondering what advice anyone can give re this query. I paid 2k deposit in early Aug for a new build property in England. After 5 weeks I was alerted by my solicitor that they had not received the contract from the developers solicitors. I alerted the builder of this and was told it would be there by the end of the…

• advice for buying property if i cant be there in person

  im looking for advice for buying a property which i wont be able to view in person. im currently based in france and its impractical to be in the uk for viewings etc. are there any ways to minimize or mitigate the risks of buying a dodgy property if i cant be there in person. also what would be involved from start to…

• Check before exchange

  I'm about to exchange contracts end of next week, the house I'm buying has been empty since January (owner deceased). In conversation with the relative who is now owner and seller, he informed me that he no longer insures the house as it is unoccupied. I'm aware that I need to insure the property from exchange contract day…