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Social Housing Mutual Exchange - 5 way swap!
I've been working really hard on finding a house exchange (as we need somewhere bigger urgently), and have ended up with a 5 person chain to make it work for everyone. I know this is a lot of links, but everyone is keen and I think will stick with it. My question is about applying to our respective landlords (different…
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Stamp duty surcharge
Hi Stamp duty surcharge on leasehold property I am proposing to buy 4 student (one bedroom) flats in the same building. The flats all have a 123 year lease. Am I correct that as the flats are subject to a lease I will not be stung for the 3% sdlt surcharge. I also read that properties purchased in the same building will be…
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Persimmon Homes upgrades
Hi. Does anyone know how much a persimmon homes kitchen upgrade is? And what it includes? Thanks in advance
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Will this cause problems with landlord?
Hi apologies in advance for the long post Hopefully I’ve worded it so it makes sense. I’ve just spoken to my council re existing housing application to let them know we’ve recently moved (previous landlord sold the house). While on the phone to the council they advised that as we moved in February my lease should be one of…
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Need deeds
Help, we have split our detached property into two semis. All with the agreement of our mortgage company. We want to live in one and rent the other. No plans to sell. So I need to get new deeds, transfer the mortgage on to one side and then have a buy to let mortgage on the other. Has anyone done this?
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David Wilson/Barretts Dream start - head start scheme
Hi wonder if anyone can help really looking for others being in the same situation. 2009 we brought a house with David Wilson under their scheme where we owe the builders 15% off the property in 10 yrs time. This is due Oct 2019 we have ran into various financial hardship in the last 5-6 yrs where getting a mortgage or…
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Parking Space / Garage Buying
Hello, I am currently in the process of buying a flat and the only downside to the property is a lack of parking. Whilst this doesn't put us off it makes sense to consider all of our options. We have spent a bit of time looking into the possibility of buying a parking space and wondered at the feasibility of this. Does…
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Memo of sale
Advice needed please to stop me being a crazy person. We accepted an offer on our property two weeks ago but are still waiting for the memo of sale. Estate agents tell me it doesn't get issued in branch and they're waiting for one more piece of paperwork from our buyers before passing to their 'progressions team' who issue…
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Moving a property to joint ownership
My wife and I have a rental property. The bank account that the monthly rents get paid into is held jointly by me and the wife. When the property is sold the profit will move to the same account. We have paid off the mortgage on the property. Land registry records have only me as the owner. If /when we decide to sell the…
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Struggling to sell
Hi everyone - I've seen threads like this before, so just looking for some advice really. My partner and I have had our property on the market for the last 16 weeks and have barely had any viewings. We've owned the place for around 18 months - we're only selling because we both got jobs on the other side of the country…
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Landlord SubLet Fee - Max GBP40 - where?
Hi all I seem to remember Martin saying that the max a Landlord / Managing Agent can charge for subletting an apartment is GBP40. I am in a situation where my managing agent wants to charge 160 for a new tenant & GBP65 for renewing an existing tenancy - I am sure you will agree that the charge is excessive so any help…
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Advice on price - first time home buyer
My husband and I are interested in a property that has been on the market for just over a year now. They are listing it as "offers in region of" for £142,000. They originally listed it for £145,000, but dropped the price by £3,000 a few months later. This price drop was last July and there has been no change in price…
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leasehold "scam"
here is the problem, I purchased my property 2 month ago, before I made my purchase, I was told by sales person that my parking space is "X" also in my lease contract it says "X". I am very happy about this pace because it is right in front of my building and with a electric charger, the sales also use this as a selling…
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Low Pitch Dormer missed by Survey
Afternoon Everyone I bought my first house last November - and I've had a leak in my dormer for the last few weeks All 3 roofing companies who have been out to fix it have said they won't repair it, due to the low pitch (12 degrees) on the dormer meaning replacement tiles won't stand up to the weather. All have said they…
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Notice period on Rental property
Currently in rental property, moving to bigger rental property with chance of buying from LL later down the line. Issue we have is according to Tenancy agreement, ours is fixed term with a date of the 17th as our rent due date and also as an anniversary date. Issue we have is we want to give the required 4 weeks notice on…
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Major buyers remorse
Good Morning, Just reaching out for some advice. We recently completed on a sale and purchase, which I found extremely stressful. Having anxious and depressive tendencies, I really struggled during the sale of our house, worrying about selling, worrying about buyers' survey results, catastrophising about problems in the…
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Oddity rental issue
First the story . We sold up and moved up north renting a house . Jobs were resigned from , we had cash so rented paid 6 months in advance. We got to the area and found it was horrible , realised we had made a mistake , moved back to our previous area . We paid the rent 6 months in advance to secure a property , we stayed…
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Is it possible to get a mortgage with two children?
Hi all Me and my partner are 30 years old, he currently works and earns just shy of £20,000 per annum, I am not currently working however will looking to work part time in a few months when my baby is over six months of age. Bit of background, we had our first child at 25 and moved into a rented property through a housing…
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SDLT Boyfriend moving in.
Hi, I have been looking at the threads and HMRC but struggling to find our situation, it's not complicated but want to get things right. So I have a home and my boyfriend will be moving in sometime soonish. Hoorah! My outstanding mortgage is £75,000, we are thinking of raising and extra £25,000 if/when he goes on to the…
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Letting agent making unreasonable demands - advice welcome!
Hi there We are moving out of a rented home, the tenancy ends on 13 May. The agent wants to send a photographer round this Saturday to take new photos to remarket the property. They have sent us a peremptory email instructing us to ensure all surfaces are clear from clutter, bathrooms and kitchens are clear of products,…
