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Buying A House in Bad Repair
I've got a small budget and have been reduced to looking at houses with issues. People have said to me that these sort of places will continue to drain my money, even if I can get the immediate urgent works done, hopefully after having a lower offer accepted. Next week I'm looking at somewhere which I think is a repo. I've…
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Tenant of 7yrs leaving.
My tenant of 7 years is now leaving, she's been our only tenant. and has informed her utility providers and BT. Do I need to also contact them, or can I leave it until a new tenant takes up residency? Thank you.
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Financial dilema
Hello, I'm in a bit of a financial dilema, my partner and I are preparing to buy our own house together and have a deposit large enough to start looking for mortgages, plus the additional extras needed for fees etc, but i have just passed my driving test and need to buy a car and dont know what road to go down. I have an…
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New House - Renovation
Hi MSEs, I've bought this house with a view to renovating it. I was going to spend £18-20K. http://www.rightmove.co.uk/property-for-sale/property-58943743.html My initial idea was to turn the dining room into a third bedroom. I suppose the alternative would be to knock the wall down and have a large kitchen diner but then…
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Do you change the toilet seat?
So we've had the big discussion about changing the locks when you move in to a new house, but the real question is: do you change the toilet seat? When I rented I moved in to a few flats with disgustingly stained loo seats and so started changing them as a matter of course, when I bought my own house I bought a new toilet…
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What class of title
I've been in adverse possession of a small plot of land for 33 years. I've decided to apply for a title deed through the Land Registry but I'm not sure what class of title to apply for. I've never been able to trace the owner of the land and no-one has ever come forward to say, 'That's mine.' I fenced the land in 33 years…
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Waiting for exchange and completion......advice needed
Hi can anyone help I will try to keep it brief :rotfl Offer accepted on house....April 13th, advertised as no chain sellers pull out beginning of May We are then told 17th may they want to sell, they are sorry to have messed us around and they wont do it again. They are now buying a house. Estate agent said they said they…
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Possessory Title Indemnity - who should pay?
Hi all, In the middle of selling my house & some paperwork arrived from my solicitor this morning. Including two quotes from Countrywide Legal Indemnities, one is for Unknown Restrictive Convenants, Rughts & Easements (£242) & the other is a quote for a Possessory Title Indemnity (£222). Just double checking that it's us…
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Won bidding war on a reno, now received a poor structural survey. Who Should pay?
Thread delete.
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Premier property lawyers ltd ARE USELESS Imo
Please do NOT use Premier Property Lawyers Ltd based in Leicester. We are currently buying a house & our vendor is using them. Our Solicitor has had queries eoutstanding since the 30th May & can NEVER get to speak the anyone so has to leave a message & Email but has had no responses. Our vendor is having the same trouble.…
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Own 50% of property - want to buy other 50%
Hello, Thanks for taking the time to read my post :) So myself and a relative own a property which is mortgage free - we both have a equal share., and I want to by buy my relatives share so I own 100% of the property. Now to raise monies for the buyout i intend to apply for a mortgage. My question is around LTV and…
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Solicitor says they are confident HTB ISA bonus can be used at exchange
First time buyer here using (two) Help to Buy ISAs with bonus. We've been aware from the beginning that the bonus from both our ISAs would not be received until completion, so we asked the solicitor to either a.) exchange and complete simultaneously or b.) negotiate exchange at a slightly lower deposit. (We have also…
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Viewing a house - things to watch out for
I'm going to view a house tomorrow which appears to tick all the boxes, and which I have already fallen in love with based on the RM ad alone. I want to go into the viewing with a very critical eye, as I love the house so much that I think if I'm not deliberately critical I'll miss the downsides! With that in mind, I've…
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New Build - Service charge rise of 25% (!!!!)
Hi All I recently bought a new build property from Barratt London which, to be quite honest, is a fantastic property in a brilliant development and other than some housing association residential issues, things are pretty good :) The problem? Well, I got a letter through today confirming that the accounting for the…
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Rics homebuyer report dissatisfied
I had a homebuyers report conducted on a house which i have now purchase. The surveyor got the following wrong The report said the roof structure is modern and has a breathable membrane which is not the case it has a plastic membrane the type that is known to course condensation. The surveyor do not pick up that all the…
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Birmingham City Centre Student Flats
Hi everyone, Just wanted to get people's advice on an estate agency in Birmingham. It's called Fleetmilne (on Colmore Row), and just wanted to know if it was a good place for students to find student accommodation? Any help would be appreciated! Thanks Niall
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Will bug amounts paid to clear debt effect credit application.
Mortgage broker advised me to clear my loan and cc pre application. I did this from my savings but now worrying the large payments from my account will effect my application? Thanks in advance for any advice.
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Landlord is selling flat - conducting viewings
I have recently been told my landlord has put the flat I have been renting for 4 years up for sale I understand that there will be people wanting to view it, and I don't really mind, but my estate agent has asked me twice now to show people around myself. I'm not sure I'm happy with showcasing my home to people who might…
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Universal Credit - deposit help!
Hi all, Not entirely sure how to word this correctly, but hoping some clever folk have some good solid advice! I have been on Universal credit now since February and live in a privately rented flat, which I began renting when I was employed last year. My Universal credit is very minimal, as to be expected, and after rent…
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Steps to take after bad survey report
Hi We're half way through purchasing an end-of-terrace Victorian house. We had a full building survey done, which highlighted a potential issue with the roof. We therefore instructed a roofing surveyor to inspect it and the news was not good. Essentially the whole roof needs replacing and even some work on the ceilings…