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Renting newbie... how likely am I to get my deposit back?
Hi everyone, I've been living in a 3 bedroom house for 18 months now and it is my first rental property. I'm moving out on 30th May and am completely naive about how much - realistically - of my deposit will be returned. I've rented through a local estate agent, and the deposit is protected by the tenancy deposit scheme…
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Tenancy deposit schemes appear to be a waste of time
I will hazard a guess and say their are upwards of 3 million renters in the U.K. There are 3 deposit schemes where the companies hold the deposit. For ease of working out, I will say that 1/2 of all tenants deposits are held by these schemes, the other 1/2 being insured. There leaves 1.5 million deposits held by 3…
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Packing Tips? When to start?
Hey all, Just wondering what different opinions and tips there are for packing. We have rented our house for years and years so plenty of decluttering and cupboards to sort. House we are purchasing has had searches returned (no chain either) and solicitor said she will be in touch shortly. So when do I start packing? Is it…
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Interpreting a Homebuyer's Report
Morning folks I'm hoping someone will be able to give me a bit of guidance on what some of my Homebuyer's Report turned up. It's not entirely meaningless to me, and if I need to seek (paid) professional assistance that's fine - but my first port of call was to see if anyone could shed any light on a couple of things. Two…
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Protecting Title Deeds
I watched the One Show last night - in which they advised you to ensure that the Land Registy notifies you if someone tries to change the the ownership of your property (evidently 250 + attempts are made annually to do this, using false ID) Has anyone managed to find out how to get the Land Reg to do this ?
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Selling a house, what next?
I'm selling my house through an online estate agent, but really doing it on my own because I've not been able to get them to do anything (I will take it further when it's all finished, but now I need to focus on selling my house because I'm in a chain). I've received an offer at full asking price which I'm going to accept.…
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Is this the highest band you can be in for medical housing association transfer?
Is 'Medical Priority 1: Urgent Move' (source: Wandle) in Band B the highest band that you can be in for a housing association transfer for a medical reason?
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Trying to read a situation and estate agent
Dream house appears on market for £285k. It's in need of work Offered £272k 9am today with ready deposit and mortgage agreement in principle. Same estate agent also coming to photograph and list our property tomorrow. No feedback from the seller yet on the offer, but phoned estate agent to discuss lasting or property at…
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Have I made a mistake purchasing a London new build?
Hi there, I haven't posted in this section before but wanted some advice / reassurance. I am well aware of the standard pros and cons of purchasing a new build property and I am well aware of the stories regarding new build quality particularly in London. I exchanged contracts on a new build property in February and as can…
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Online conveyancing solicitor - a cheaper option?
Hello I'm posting on behalf of my daughter. She has to buy a house and sell hers on a shoestring (she has a buyer, and her offer has been accepted today on a house she wants) Can anyone recommend a good online conveyancing solicitor please, as I believe they are cheaper than visiting local ones in our town. Thank you!
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Deposit vs Advance Payment
Hello!! I recently moved into a property in London for the first time. When talking to the agent he mentioned (in an email) that the deposit was 3 weeks rent, rent was to be paid every two weeks and there is a £200 holding deposit (or agency fees). When I looked at the contract I noticed it said instead of deposit it said…
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Some advice needed on renting dilemma
HI Im hoping to get some advice as im unsure as to what to do, its along story so please bare with me. My dad has just beem put into a care home at a cost of £1300 per month, he has around £45k in savings and a 3 bed house which we think is going to be valued at £300k. We are cuurently using his savings to pay for his care…
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Chancel check
We have just instructed solicitors for our purchase and they are recommending we allow them to do a chancel liability search for £120!! I read an article mentioning chancelcheck does a free search to see if you could be liable. Has anyone any idea how you actual do this? I cannot see anything on the website? Secondly,…
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Could I afford to buy a house?
Ok so I've got a good stable job, earning £25k. I have a 6 year old son that I support alone. We currently live in a council flat. I have around £2.5-3k in savings for a house. I'm well aware I need a lot more than this. I have around £300 leftover each month. Only debt is a credit card. Would I be able to buy a house? I'd…
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Break clause for fixed lease
I'm in the process of buying a house but still have 8 months of a 24 month lease remaining. My landlord wants me to pay her costs to relet the property as well as rent until a new tenant is found. The agent insists the break clause in the lease should have been triggered at 4 months. I've read the contract and had a couple…
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Stamp duty
Hello, I'm in a bit of tricky situation and need advice please. I moved out of the family home approx 2 years ago and cam off the mortgage there about 18 months ago . My wife and I were divorced in Jan of this year. I am still on the title deed to the house as it was shared ownership scheme. I am in the process of buying a…
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Freeholders vs Leaseholders (when they're the same people!!)
Hello wonderful experienced people who always seem to be able to help me! We are in a block of 7 flats and three years ago we all purchased a share of the freehold. Because there were more than 6 flats we actually own a share in the limited company that was set up to own the freehold. Not much happened until a year and a…
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part owner but not living in the house - council tax advice
Hoping someone can help.... My name is on the deeds of the house as half owner with my dad - my dad lives in it, im now staying abroad to help a friend start a business, but im still working for my uk based company via internet. Can my dad claim single persons allowance on council tax while i'm away - do i lose my uk…
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Selling house to our tenants
Hi all and thanks in advance to any advice given. My partner and I currently own a house which we lived in for three years. My partner was offered a job elsewhere in the country so we decided to rent out the house we owned whilst renting another property three hours away (where the new job was.) This was August '16. The…
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capital gains tax on flat I used to live in
Posted in wrong forum.
