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Leasehold/Freehold Services Charges?
Morning All, I moved in to a new build house just over 2 years ago. The house was bought as a leasehold and I'm in the process of buying the lease. I currently pay £150.00 for the lease every year and services charges every 6 months for around £150.00. Chatting to one of the neighbours over the weekend and he had the lease…
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House Insurance - property previously flooded...
We are buying a property which in the past had their kitchen flooded. This was caused by a blocked drains in a commercial property at the back of the house, meaning the water had nowhere to go. It's the only time there's been a flood since the house was built. When filling in house insurance - do I need to tick that their…
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Council tenant rights to building a lean to
Hi The council claims that we are not allowed to have a standard wooden lean to at our house because we did not ask for permission. They are coming to talk to us about it soon. If the worst-case scenario happens and they ask us to take it down, how long will they have to give us and would they have to take us to court, to…
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Is Moston lane area of manchester a good place to live? or anywhere close!
hi, i just curious in trying to find a decent place for my family but everywhere looks bad crime wise mainly and we are looking at renting low at the moment but till later we can find a better place, but everything comes up for moston or fallsworth if spelt right. Or if anyone can please tell me what are good areas to look…
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first time renting how do i know what i pay wil
i am 26 and about to move out what a late bloomer, anyway, Silly question if I wanted to become a lodger is there any protection that i have if i pay into llandlords account, for example they deny payment for example what is the best way to go about this whether with a live in landlord or live out i know about checking…
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2 residential mortgages - allowing someone to live in one of the properties?
If I were to have 2 residential mortgages and would like to live in one of the properties and let someone live in another property free of charge - would that be legal? Could someone officially move into one of my properties and pay bills on their name while I pay the mortgage?
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Vendor moving the goal posts re fixtures & Fittings
I am part way through the process of buying a house. I have just received the property information sheet from our solicitor completed by the Vendor. Included is the fixtures and fittings list. All seemed as expected until I got to the kitchen details. The vendor has stated that the range cooker is excluded I.e. Not in the…
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Next door neighbour has erected a large fence
Hi all, I wondered if anyone can help please before I approach my neighbour. She woke me up the other morning and stated she was putting us a new fence up.I just thought oh OK sounds great thanks. Unfortunately it is about 8ft high and blocks all my sunlight and view and is completely solid.(it replaced a fence that had…
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Persimmon House Buying
Good evening, After having a big read up on other peoples threads I struggled to find my answer so here goes.... Myself and my partner have just reserved a new 3 bed semi detached house in Wiltshire however, 2 things... 1 being that the house is being sold as leasehold (this doesn't massively put me off due to being a…
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Buyer renegotiate
Hi following on from my Electrical inspection post last week. Buyer contacted estate agent late Friday afternoon, with request for us to accept £4K drop. Any advice how to deal with this ? .....buyer has had full survey 5 weeks ago...gas inspection (passed) electrical inspection (failed) with fuse board needed updating…
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Removal costs - insurance
I have just received quotes from several removal companies...some include insurance, others don't. My contents insurance provider has told me that my contents are covered by them whilst in transit as long as I am using a professional removal company. However, when I rang one of the removal companies to ask if the insurance…
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Cyclical Maintenance Fund - Advise
Hi, I am looking for some advise on Cyclical Maintenance funds ( Sinking fund). My property factor has recently introduced a Cyclical Maintenance Fund charging £80 per year. The property factor has stated this charge is mandatory as per my title deeds. I did challenged this charge and the property factor has now stated the…
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Can you use a buy to let mortgage to buy a right to buy house
I currently live in council house with parents and we are entitled to 65% discount under right to buy scheme. I am looking to move into rented accommodation nearer to work by the end of the year. The idea would be I would take out a buy to let mortgage for the remaining cost of the property and move out, my parents would…
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Budgeting for buying a new home as FTB
Hello everyone, I am looking to put an offer in for a property next week, and I have had my mortgage approved subject to a satisfactory valuation being carried out on the property. The purchase price I am aiming for is £125,000, and the loan amount is £118,750. The property is in Glasgow. The interest rate is 1.99% (1.74%…
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Getting out of contract as living here is risking my job??
Really hope someone can advise on my rights with this situation :( I moved into my self contained apartment in an 8 apartment block 2 months ago on a 6 month rental contract via an agency. I paid a deposit (1 months rent) plus I paid the full 6 months rent upfront (stupid idea in hindsight). However, since moving in, I…
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Advanced Conveyancing - Purple Bricks: experiences?
Hi all, I'm about to put my flat on the market, having had three agents round, one of which is purplebricks. I'm very attracted to the control they can give via the app, but not so sure about using their solicitors, advanced conveyancing in order to avoid paying them up front. I've had a quote through and it's about middle…
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Buying house for son to rent
Hi, I have some money left to me in an inheritance and my son rents a flat which he will be renting for many years and thought that my money would be best spent buying a house outright and him renting from us. Apart from him not paying his rent, what other pitfalls do I need to consider? Many thanks for any help and advice…
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Mortgage when relocating with new job?
I currently rent and am looking at moving to a new area. In that area, I will buy a property (cannot afford one near here). Currently on a fixed term contract ending in two months time. New job will likely be on a fixed term for two years. New job pays about £6,000 per year more. Is the mortgage based on current salary or…
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Estate Agents contracts
My business partner and I have a new house for sale through an estate agent. (This is the 6th house) Some time ago, following a disagreement between the two of us he instructed the agent and agreed a 1.5% fee. (I'd instructed an agency previously with a .75% fee!) A prospective purchaser viewed the property, introduced…
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Taking in a lodger
Hi Guys, Due to unforseen circumstances I am looking at taking on a lodger. The property is not rented. The lodger is someone I know well and get on with. However I would still want to write up some form of contact stating rent, when its due, areas of the house that can be used, basic house rules etc. My question is - Is…
