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Areas in Redditch and Bromsgrove to consider
Hi was looking at houses and bungalow around the areas of Bromsgrove and Redditch and was looking for advice on what areas to consider and what to avoid. Thanks
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Tenant rent arrears
Hi all. Going to keep this short and simple. A tenant is about £4500 in arrears in a property I own. Estate agents haven't been much use in trying to recover this and tenant has promised the world but no payments. I'm writing up a LBA before we start with court proceedings. I've got the exact amount of arrears to put in…
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House to develop
Hi all, I was lucky enough to have paid my mortgage off a few years ago. My wife and I are now looking for a project where we buy a house, 'do it up' and sell it on for a profit (hopefully). I've not done this before so I'm looking for a few tips. My son has just left college and is working in an estate agents as an…
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Capital gains tax and right to buy
Hello. I have a council house which I've had for many years. 2 years ago I met my fiance and he has a flat with a mortgage. In June last year he moved in with me, rented out his flat, and changed all his a dress details to here. Renting out the flat has been painfully stressful due to the incompetence of the freeholder…
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Woolwich Valuation Report
Hi All, My first post here :j Hope you're all doing brilliantly! Just had an email from my solicitor asking for a mortgage valuation report from Woolwich which was never sent to me so rang my FA and she said that since we had free standard valuation the bank does not issue copy of the report and often refuses to do so. She…
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Selling below market value?
Can I sell a BTL house owned by me (no mortgage involved) to my spouse at a price which is lower than market value? Or it would be better to just gift? :o
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How to word our declaration of trust?
So I have already posed this question to my solicitor via email today, but haven't had a reply yet so thought I'd ask on here to see if anyone with a legal background has some advice too? I'm buying a house with my boyfriend. We are buying as 'Tenants in Common' as we are unmarried and because we are putting down different…
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Joint or Tenancy in Common
I'm now retired, sold my own house and returned home to care for my elderly mother. I am one of a number of siblings who all take an active role in her care. The house is currently totally owned by our mother and is a freehold property. Both for the purpose of raising money to fund my Mum's future care, and to give me my…
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Restriction at the Land Registry
We have an unusual case (long and boring backstory not needed) that resulted in us exchanging on a property 5 years ago (we are the sellers), with a completion date of Nov 2016. Nov 2016 has been and passed and the buyer didn't complete. I want to go elsewhere and sell, but they have a restriction registered on the…
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Photo ownership
If we took some of the photos of our house ourselves which were then used by an estate agent to market our house (in their brochures, internet etc), can we pass them on to be used again if we switch estate agents?
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B2L Dilemma
Hi guys, Just looking for some opinions. I am 35 and want to really start planning my future. I already put 15% in to a pension which my employer matches, and also plan to start a S&S ISA this month with a £400 per month SO to fund it. I have always fancied the idea of a B2L and was wondering if it is a risky move at this…
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Larger bedroom vs Smaller ensuite bedroom
What would rather sell/preferable? Large bedroom size decent enough for a big double wardrobe and small furniture or Ensuite bedroom (3 piece) with not much space for double wardrobe or just about space two single wardrobe. So say if its a three bed property, whats more appealing two big bedroom/one single bedroom or one…
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Form RX4?
Good Morning! Myself and my partner are nearing the final stages of purchasing our first home. We're just awaiting completion and then we can finally move in. However there is an issue from the sellers side on the house they are purchasing. They apparently have had to raise a Form RX4 prior to completing on their end,…
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Deleted Thread resolved
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Management Company Dispute Preventing Sale
I'm currently in the process of selling my flat. I've owned it for 5 years and moved out into private rented accommodation approximately 3 years ago due to a change of job forcing relocation. I let it out for the last 3 years but now I've settled down elsewhere I want to buy a new house where I now live. It was on the…
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Will the credit checkers accept if I can't pay all rent my mum makes up the rest?
...when credit checking for renting a flat. So if I could pay say 50% of the rent myself and they can credit check me for that and my mum is also my garantaur but would also be paying the remainder of the rent I couldn't pay. Would they accept that? I lived with a friend once and his mum just paid for a whole six months of…
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Drooling over houses I love but can't afford
:) Please feel free to join me! http://www.rightmove.co.uk/property-for-sale/property-64302557.html
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Landlord not responding to my deposit request
Hi everyone! I moved out of a rented flat on February 7th. I asked the agency that rented it to me how much I owed for my last week there, and as they took a while to get back to me, I paid this on March 2nd. The next day I got a reply saying they'd go check the flat and talk to the landlord to release my deposit - that's…
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Estate Agent refusing to remove my name from tenancy
I got a joint tenancy with my ex partner in April 2015 & approximately 6 weeks later I realised that he had a drug addiction. I found it very difficult to live with & decided to leave him. I went into the Estate Agent's & requested for my name to be removed from the tenancy. After much negotiation it was agreed that if I…
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Inherited house with planning restriction.
My sister and I have recently inherited the family home, a small holding of just over an acre. The house has a Farming, forestry worker planning restriction inplace since it was built in the 1970's. We have decided to sell the property. Is it prudent to try and get the restriction removed? If so how do we remove it
