-
Have I done the right thing and/or annoyed the Estate Agent
Hello Everyone, Please be gentle with me - I am a FTB and I just have no idea of the protocols here. We viewed and offered full asking price for a flat we saw a while ago. Both myself and my husband completely fell in love with it and although it was leasehold and we knew there would be conditions we decided it was a good…
-
Is it worth contacting the property owner?
We had an offer accepted on a house we loved 4 weeks ago. 1 week ago they sellers pulled out as they couldnt find anything to buy and said they would put it back on the market in a year to see if the market has picked up by then and if a property becomes available. I am wondering if it is worth me writing to the owners to…
-
Does this seem dodgy? House Sale
Try to keep this brief. A family member went into a care home a couple of years back. His home had an equity share belonging to a company who released a lump sum to him about 15 years ago. When he went into the home they basically took over and I found out that the house was up for auction at the beginning of this year. I…
-
Key snapped in door
Hi, So as the title suggests, I opened the door to my main building and the key snapped and stayed in the lock. (happened to someone else in the flat the week before but luckily hers fell out of the lock) I got a quote for £90 from a locksmith and a hardware store said the barrel of the lock would be £10 to replace. After…
-
Spanish Property
Hi Not sure if this is the right place to post but here goes. A couple of years ago I went to the "A Place in the Sun" property exhibition in Birmingham. I got talking to this particular company that introduced me to what seemed a great deal. I was told that should I buy the mortgage would be paid by the developer for 2…
-
When is if 'fair' to renegotiate?
Tiny bit of background: Our offer was accepted at the beginning of the year, but due to various things, we still have not exchanged on the house. None of these delays have been our fault btw. Our mortgage offer expires today and the money is ready to go from our lender so we can exchange/complete today. However, now it may…
-
new to renting few questions...
hiya everyone, long time lurker pretty new to posting but you're all friendly so I thought i'd give it a go. I'm currently living with my mum and my Gf lives with us, we've saved up and put together our deposit fees first months rent and security etc for moving into our own place (renting). Done a boatload of viewings and…
-
Restrictive covenants in title deed with out an actual copy of what they are. Pls adv
Hello everyone, I am a newbie here. I need your advise on my urgent situation. I am a first time buyer. We are almost on the verge of exchanging contracts but after searches have been completed, we were told about covenants by our solicitors. Restrictive covenants in the title deeds by some people in 1928. These people…
-
Rental scam
About a month ago I got scammed for £600, I put a wanted advert online for a 1 bed property and I fell for the scam and paid the fake landlord £600 through online banking. I contacted my banks fraud team and they dealt with it. So after 3-4 weeks I called my bank and they said they could only get £21 back to me. Does…
-
Buying a Bellway in Scotland
So I'm new to this, and I'm terrible at negotiating - I hate feeling awkward and demanding. I'd love any advice. My husband and I are looking at a new Bellway home in South Queensferry. We currently own a home, but can achieve a mortgage without requiring to sell (and plan to so we don't have to rent while our new home is…
-
Purchasing strip of land
I'm looking to purchase a strip of land down the side of my house from a neighbour for about £8k-£10k. As part of the agreement I will be covering all legal costs, which obviously I'd like to minimise. It looks like I can get solicitors involved or do it myself via land registry forms. To get me started, can anyone advise…
-
What kind of property should I buy in or near edinburgh?
I work from home a lot, and wondering about possibly moving out of the city but don't have much experience of rural living. I've seen a great house I like which is only 30 mins drive from edinburgh, but is very very rural, 5 miles from the nearest village. It's a 4 bed house and not much more expensive than the flats I've…
-
Buying a properly that needs underpinning
Hello, I've been to view a property that needs underpinning on the extension. The property is going to auction and we are first time buyers. I'm wanting to know if I could get a mortgage on a property that needs underpinning? And if if we did get a mortgage excepted before going to auction.. Could we loose are deposit. I…
-
Question about Solicitor charges?
Have just get the first batch of paper work through from my solicitor that im using on my first property and there are some charges that i wasn't aware of. The whole break down is as follows, the first section... Fees £800 Completion fee £50 Land Transaction Return Form £85 and then there's another section that they say…
-
Changing name on tenancy
Hi I have some family who are looking to rent and have found a house in there preferred location. One of them starts work in 2 weeks and as such has no contract of employment at the moment. For fear of losing the property to someone else they have asked if I would rent the property for month or so and then get the tenancy…
-
Overage Clause - help!
Hi everyone, We're in the process of buying our first house but have come across a problem.. When the property was advertised, it stated: N.B Please note there will be an Overage Clause attached to the sale of this property. This enables the vendor to seek a percentage of the increase in value if an additional dwelling was…
-
Evicting tenant without tenancy agreement - Help please
Hoping someone can offer some advice. As background, a friend of mine moved in with his partner and offered his empty house to his daughter and her boyfriend (both mid-20s). Everything was fine initially but then they stopped paying him rent and the boyfriend became abusive. I've tried to mediate between them but with no…
-
Need some clarity
Apologies if I am not in the right forum. I need some advice please. I ve been thinking (too much) about this and I am not getting anywhere We are a family of 4 plus a dog, two adults (we are not married but we have been together 18 years) and two small children and we live in a town centre two bed terrace. We bought this…
-
Seller holding things up
Hi just after a bit of advice on what I should. First time buyers had offer accepted in first few days of July. Got our mortgage agreed pretty quick and payed solicitors. We were told the seller had not found anywhere but would be willing to move into rented if need be. All searches are back and we signed contract etc and…
-
Deed of trust - cost?
Hi all I'm buying a house with my wife. I will put in the majority of the deposit, but we will share the mortgage 50:50. We intend to be tenants in common, so were thinking of setting up a DOT to show the fact that I put up most of the deposit. However, our solicitors want £400 plus VAT to set one up. This seems a bit…
