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Council tax with lodgers from overseas
I have a room in the house I own which I rent out to people who I work with, but who are usually based abroad. They may be with me for a couple of weeks up to a couple of months. I'm struggling to figure out if, whilst they are with me, my house is their main residence and therefore are counted as an adult for council tax…
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Revenge Eviction
We have been pushing our Landlord to carry out repairs to a dangerous wood burner/chimney and damp issues. Let me add that my wife and I are both professionals and pay the rent on time, every time for over 2 years as well as maintain the house/garden as if it was our own. After months of inaction we sent an email saying we…
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Buying a second property?
I own with a mortgage a leasehold flat, I bought it in my 20s and have rented it out most of the time as I've always had the option of cheaper living ( at a friend's or parents). However I wanted to own property as early as i could so the prices didn't get away from me. My current flat is valued ( by the bank) at 180k.…
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Brexit jitters on new build purchase - thoughts please
I'm in a fortunate position to have sold a city centre flat (Edinburgh) a few months ago with intention to pay off some personal and business debt and then buy a new build property and be mortgage free. New build is on a small estate on the edge of a small village and will not be ready till end of year, so renting with my…
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Rent free property
A story cut short. I have a leasehold contract with landlady for more than 20 years now, she stop taking rent from me after 5 years of the contract and just wanted me to help her maintain the building, so i have been rent free on this business premises for around 15 years, I have regularly contacted her without any…
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Freehold insurance by local authority
I'm the leaseholder of a flat owned by the local authority. It's the top floor flat. In September last year there was a leak in the roof and it damaged my bathroom. The people who manage the flats got the leak fixed (temporarily, it turned out) and sent me to their insurers who confirmed the flat was covered by accidental…
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Buying to extend - what to do next
Hi There's a 2-bedroom bungalow for sale in an area I like. It's is in a corner location, with more land than most. There's about 16 feet at the side - most have 8. There's about 26 feet at the rear, 37 if you include the rear driveway & old detached garage. I'd like to buy it and do a wrap-around ground floor extension -…
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Help with CH1 form
Hi, hope someone can help. I am in the process of buying a house but we are borrowing the money from parents. The CH1 form has been filled in with the details of the where the loan is coming from and as this is signed we have to send back to the solicitors. The money is currently sat waiting in my mother in law's bank…
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Stamp Duty pay after completion
Hi We have reserved a property in SE england and will be completing by end of this year. The property I'm buying is 635k and i have to pay around £21k in SDLT for the transaction. I read on the internet there is an option pay SDLT within 12 months after completion with a penalty of £300. i think putting 21k extra into my…
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No EPC in completed private sale
We bought a flat for investment - it was the one below my brother's flat. However, now that we have refurbished it and got it ready to rent out, we realise we need an EPC. Doing our research, we also realise that the sellers should have provided one to us but they did not. Is there any recourse - either through our lawyers…
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What is "Legal representative’s costs" in N1 Form?
Hello. As far as I know, in a small claim you cannot claim your solicitor costs (same thing for defendant), basically to avoid using them. However, filling the form N1 to start a small claim (about 300 pounds), I see a field called "Legal representative’s costs" besides the amount you claim. What is that? Am I missing…
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Negative equity & leasehold property
Not sure if this is the right place so sorry if it isn't. I'm stuck and feel like I am in complete melt down and have no where to turn too or anyone to ask for advice or just opinions really. Sooo situation is, bought a leasehold flat in 2006 for £82,000 on 100% mortgage. Repaying the mortgage is not a problem, can afford…
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Landlord Credit Check
Hi. I am in the process of obtaining my first ever rental property. The thing that concerns me is the landlord credit check at the moment i have high debt and i have applied for a trust deed although this hasnt been processed my husband is in the final year of a trust deed. Im worried as to what the landlord can see as…
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£150,000 Salisbury, Shaftsbury, Somerset
Hello In approx 12 mts I hope to purchase my own home. My limit is £150000 which in the grand scheme of things is very little. I am look at the above areas and would appreciate if anyone could offer opinion on areas that are nice to settle in and to avoid. I hear Taunton in somerset is nice but to avoid yeovil? Not…
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3 years renting, not signing for fix, eviction?
Hi, I will describe my situation in few sentences, please tell me whether I can be evicted or no? Been renting flat for 3 years now, paying rent right on time, never late, no problems at all. I am renting it off an agency that is quite popular in our town. They got it off an investor. My current 12 months fix term contract…
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Price of new build vs older property,
Please can someone help clarify this for me? We have recently been looking at moving home (currently have a 2 bed apartment) there are some nice looking new builds on a good location for us. Everything I read online tells me you pay a premium up to 25% on new builds compared to similar older properties. The house we are…
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When to give tenant notice during house sale?
I own a house which I lived in myself from 2003 to 2012. I currently rent it out to a family friend and she has been there since November 2013. She is currently on a rolling contract with one month notice needing to be given by either parties to end the tenancy agreement. I intend to put the house on the market in March or…
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Buying an Unregistered House
Hello, Advice appreciated! I'm buying a house which is unregistered on land registry. Owners been there for 30 years and never registered the property. Anyone know of any risks if I we do first registration after completion of sale?
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Landlord Deposit
Hi all, I have just moved house (from one rented property to the next). In the old property the carpet is quite badly worn from where the bed support used to be. Will this be classified as wear and tear or will the landlord potentially try to deduct some money from our deposit? I can post some pictures later if that helps.…
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Offer on house AND owners Change estate agents, what to do?
Dear all, Looking for some advice. We made an offer on a house that was overpriced. Asking price 270k and offered 215, then 225 and the couple deferred to answer until we sold ours. within 2/3 days they withdrew from the market with the original estate agents and appeared again on the market with another one ever to an…
