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allocated parking was told two spaces
hi guys, i have had my offer accepted on my first home, not to far away from contracts now. the house was advertised as having two private parking spaces but when i called my solicitor to double check it was two he said on the lease it only stated that it had 1 so i called the housing people and they said as far as they…
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Not accepted not declined mortgage.
My husband and I applied for a mortgage today. We only have a 5% deposit, our brokers applied to the Halifax and it was returned as NOT accepted but NOT declined 🤔 We checked out credit files before hand which are all green. There is 1 late payment on a gas bill (which is incorrect) but there is red late payments on my…
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Roof question
Hi, I'm looking at buying an end of terrace but have noticed the roof appears to be sagging. All of the roofs appear to go up and down, not on the top ridge line but like bulges and hills along the 4 houses. The terrace next door has got a couple of tiles missing. The vendor says they have never had a problem with the roof…
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First time buyer, but I am fairly young.
Hello there, This is my very first post, I do read the forums from time to time though. It is a lovely place for some really important life information, and thus I am here today to ask for a bit of help. I am looking to get my own property, I want to move out of my family home and start my own life and rely on my own self.…
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allocated parking
would this be something that's is always in the title deeds? the numbers on the parking spaces are not the flat numbers where would be the best place to find out
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Santander refuse to mortgage
Hello all. I'm an avid reader of the forum but yet to post, until now so here goes. Myself and the Gf are purchasing a house from some friends, it's in need of renovation etc but that's no issue. We have the mortgage agreed after financial scrutiny and eventually had the thumbs up. After this we had instructed our own…
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Paying house deposit by cheque
I'm planning to pay my deposit to the solicitor by cheque. Do I have to inform my bank that I have written a check for a large amount of money?
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Is it unreasonable to ask our vendor to cover the costs of a re-evaluation?
Hi All, We have been waiting for our vendor to find her onwards purchase for three months now but currently she has found nothing. Seeing as our mortgage expires next month and our mortgage advisor states a re-evaluation of the property maybe required for an extension, do you think it's unreasonable to ask vendor to either…
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how quick
Home sold, homeless. The owner of Home we are buying has been dragging his heals with the paper work. If we got the paperwork soon how long should it take to completion? we are cash buyers and would forego searches. Thanks Smudger
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Negotiating Break Clause - Opinions? Suggestions?
We've requested to break our rental agreement 6 months into a 12-month contract. We have been in the property 5.5 years and have a good relationship with our landlords with whom we deal direct, although they pay an agent to manage the rental. We have a break clause in our contract which states that we can end the agreement…
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shared tenancy
So myself, my girlfriend and a family friend have chosen a house to rent and have been told by the estate agent that the landlord would not allow this type of thing, is this due to a different type of tenancy, or would I be able to compromise with the landlord, i.e. slightly higher rent etc.. thanks in advance
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Awkward: EA says my quotes will be bumped up because I am a woman
So I am trying to buy a cottage, and have had a structural survey done. Survey says the place is basically fine but badly in need of a new roof covering. This will be quite an expense so I want to renegotiate price based on it. Send report to the EA, junior EA says he will send it to the vendor and assuming she is happy to…
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Property reservation fee
Hello, I am being asked to pay a 2k reservation deposit in order to stop me pulling out of my prospective house purchase and also to stop me being outbid by another buyer. I am happy to pay this, but want some clauses inserted. I was thinking about inserting the following. Do you think they'll be possible, or is there…
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Vendors changing mind over lease extension
We had an offer for a leasehold flat accepted last weekend. The lease remaining was 90 years but were informed that for a small fee the vendors would extend the lease back up to 99 years if we wanted. With this we offered a good price to include the lease extension. This was accepted. The vendors wanted a quick sale and we…
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Property surveys
Hello, I am in the process of buying a new build flat. The flat comes with a 10 year CRL insurance backed warranty. With this in mind, is it worth getting a survey done on the property? I have just paid £500 for the mortgage valuation, and would rather not pay any more for any more surveys if I can help it. Thanks in…
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Buying and remortgaging
Hi, I've been saving hard for a deposit for my first house and wondered if any of you know if the following is possible. I have been to see some houses and will be making an offer within the next week however, there have been a few family problems and my mum is now left in the lurch with her mortgage. I have the…
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Full Council Tax on empty property / rental?
I just thought i'd ask here, but is the full council tax still due on a rental property that we own, that is and has been currently empty, with a view to selling it? I thought it maybe discounted as the property is empty, but was told that this was scrapped a while back? So thought I would ask here to see what (if any)…
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Chasing
How often would you email your solicitors for an update?
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Land Registry Delay
Hi all, I completed on my flat back at the start of April and it seems the land registry has a rather large queue. I contacted them and I got a response saying because of a large influx of 'new title' type work and it was taking longer to process. They couldn't give me a meaningful time-frame to complete this work either .…
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House Legal Stuff Query
I've received a letter from my solicitors this morning, which says I guess this is just for information? They've said the walls and fences are jointly owned, so maintenance should be decided between all parties. There is only one restrictive covenant saying we're not allowed to carry out noisy or dangerous, offensive or…
